Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Anonymous in Home Financing

asked on 13 Sept 2015

My first property is paid for and I have a second property. If I was to sell my second property and then decide to buy another, confirm for this new property,my loan amount will be 80% and the ABSD is7%.

0 • 438 views 7 Answers

Anonymous in Home Financing

asked on 13 Sept 2015

Hi, I am currently staying in a Tampines Condo for the past 4 years. I have a HDB rented out. I am now looking at upgrading my condo to a better location. Can you advise the costs and taxes involved? Looking at $1.2m, 2 bedroom unit. Thinking of...

0 • 710 views 7 Answers

Anonymous in Home Financing

asked on 11 Sept 2015

I own HDB (resale) with my mum. MOP ends Nov 2016. My wife would like to buy condo. We have enough cash plus her CPF for 20% downpayment. She is a 'housewife'. Can the monthly allowance i give her be recognised as income for credit...

0 • 757 views 5 Answers

Anonymous in Home Financing

asked on 8 Sept 2015

I am SPR for 8 years. My husband is holding employment pass. I am earning 2.8k monthly and my husband is 4.5k monthly. I want to buy HDB resale flat with my daughter PR. Will the bank consider family income for home loan or only my income. I have...

0 • 523 views 4 Answers

Anonymous in Home Financing

asked on 1 Sept 2015

Hi, I would love to have some expert to advice and calculate for me how much loan and value of new EC (upgrade from HDB) that I should look at in the market based on my current situation.

0 • 610 views 5 Answers

Mr. Safarudin Mohamed Salleh in Home Financing

asked on 30 Aug 2015

Hi, i'd like to know whether instead of paying our hdb loan mortgage monthly, can we pay weekly? Say after 2 weeks

0 • 390 views

Anonymous in Home Financing

asked on 27 Aug 2015

Hi gurus, With the release of the new HDB ruling after the national rally, may i know what are the available grants for first timer couple ? My parents is staying at redhill close area, would like to know with a combined salary of about $7k,...

0 • 656 views 4 Answers

Anonymous in Home Financing

asked on 27 Aug 2015

Hi, we are currently staying in a 4 room flat near Balestier. My brother will be 35 yrs old in sep. would like to check if he can buy over the current flat from my parents and we would like to use part of the money to purchase a small condo. My...

0 • 733 views 5 Answers

Anonymous in Home Financing

asked on 22 Aug 2015

I would like to get an open resale 3 rooms flat about $350,000 how much cash I need to come out my cpf have $100,000 and Im 55 this year, Im first timer with 2 kids am I eligible for any grant

0 • 468 views 4 Answers

Anonymous in Home Financing

asked on 20 Aug 2015

If I transfer 100% ownserhip of our HDB to my wife (she is 36 yrs old), then what happens to our outstanding home loan? 1. Do we need to pay it back fully or 2. can she refinance it only under her name? or 3. can we keep the home loan...

0 • 609 views 2 Answers

Mr. Marshall Tan in Home Financing

asked on 13 Aug 2015

Hi I wish to ask if I buy resale hdb flat and loan from hdb. Do I have to pay the resale levy? Thank you!

0 • 375 views 4 Answers

Anonymous in Home Financing

asked on 13 Aug 2015

Im a single unmarried mum age 55 with 2 kids age 21yrs old and 19 yrs old first timer who wanted to buy an open market resale 3 rooms hdb flat in serangoon ave 4, do I get any grant from hdb and also Im joining with my boyfriend age 58 who is a...

0 • 514 views 3 Answers

Anonymous in Home Financing

asked on 5 Aug 2015

Hi, Currently I am living in a BTO flat. If I am upgrading to an EC, will I be entitled to the CPF housing grant of S$30,000? Am I considered a first time buyer? Thanks

0 • 603 views 5 Answers

Anonymous in Home Financing

asked on 3 Aug 2015

I have a question. Owner A and owner B own a private condo. Owner B is ill before they own the condo. They did use the CPF money to pay the down payment and subsequently every month. What happen to the CPF money that owner B had paid if...

0 • 236 views 1 Answer

Anonymous in Home Financing

asked on 1 Aug 2015

Dear Property Guru, if a landed property has 9 owners, banks will allow up to how many borrowers/applicants to get a loan? Currently my relatives have 5 applicants. Now want to extend to everyone of them but not all banks allow more than that?...

0 • 537 views

Anonymous in Home Financing

asked on 31 Jul 2015

Plan to buy second house. First one loan is all cleared. So on my second one I qualify for 80%, but can I take loan on my paid property for DP if required. I plan to take loan for the second home initial DP, so can that be done on my current paid...

0 • 690 views 3 Answers

Anonymous in Home Financing

asked on 28 Jul 2015

I only have 1 property. If a buyer has exercised the OTP for the purchase of my property and if I get an Approval In Pricipal (AIP) from the bank now, will the loan amount be treated as first property?

0 • 562 views 5 Answers

Mr. Shafiq Ismail in Home Financing

asked on 28 Jul 2015

How to calculate the property tax that is payable by you once you already bought the house?

0 • 430 views 1 Answer

Mr. Shafiq Ismail in Home Financing

asked on 28 Jul 2015

How do i calculate the legal fees payable to hdb e.g stamp Fees and any other. For e.g i bought the house for $380k. How to know how much to pay for legal fees? And is it paid by cash or cpf?

0 • 2673 views 8 Answers

Anonymous in Home Financing

asked on 24 Jul 2015

I am a Singaporean living in Australia with and Australian husband. We want to buy a resale hdb flat to live in for 5 to 7 years so our kids could be biligual educated before moving back to Australia. How do I access my CPF to pay for my hdb? Can...

0 • 1228 views 10 Answers

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