Property & Real Estate Discussions on Home Financing

3473 Results Found in Home Financing

Anonymous in Home Financing

asked on 20 Aug 2015

If I transfer 100% ownserhip of our HDB to my wife (she is 36 yrs old), then what happens to our outstanding home loan? 1. Do we need to pay it back fully or 2. can she refinance it only under her name? or 3. can we keep the home loan...

0 • 605 views 2 Answers

Mr. Marshall Tan in Home Financing

asked on 13 Aug 2015

Hi I wish to ask if I buy resale hdb flat and loan from hdb. Do I have to pay the resale levy? Thank you!

0 • 366 views 3 Answers

Anonymous in Home Financing

asked on 13 Aug 2015

Im a single unmarried mum age 55 with 2 kids age 21yrs old and 19 yrs old first timer who wanted to buy an open market resale 3 rooms hdb flat in serangoon ave 4, do I get any grant from hdb and also Im joining with my boyfriend age 58 who is a...

0 • 512 views 2 Answers

Anonymous in Home Financing

asked on 5 Aug 2015

Hi, Currently I am living in a BTO flat. If I am upgrading to an EC, will I be entitled to the CPF housing grant of S$30,000? Am I considered a first time buyer? Thanks

0 • 590 views 4 Answers

Anonymous in Home Financing

asked on 3 Aug 2015

I have a question. Owner A and owner B own a private condo. Owner B is ill before they own the condo. They did use the CPF money to pay the down payment and subsequently every month. What happen to the CPF money that owner B had paid if...

0 • 225 views 1 Answer

Anonymous in Home Financing

asked on 1 Aug 2015

Dear Property Guru, if a landed property has 9 owners, banks will allow up to how many borrowers/applicants to get a loan? Currently my relatives have 5 applicants. Now want to extend to everyone of them but not all banks allow more than that?...

0 • 530 views

Anonymous in Home Financing

asked on 31 Jul 2015

Plan to buy second house. First one loan is all cleared. So on my second one I qualify for 80%, but can I take loan on my paid property for DP if required. I plan to take loan for the second home initial DP, so can that be done on my current paid...

0 • 683 views 2 Answers

Anonymous in Home Financing

asked on 28 Jul 2015

I only have 1 property. If a buyer has exercised the OTP for the purchase of my property and if I get an Approval In Pricipal (AIP) from the bank now, will the loan amount be treated as first property?

0 • 556 views 5 Answers

Mr. Shafiq Ismail in Home Financing

asked on 28 Jul 2015

How to calculate the property tax that is payable by you once you already bought the house?

0 • 421 views 1 Answer

Mr. Shafiq Ismail in Home Financing

asked on 28 Jul 2015

How do i calculate the legal fees payable to hdb e.g stamp Fees and any other. For e.g i bought the house for $380k. How to know how much to pay for legal fees? And is it paid by cash or cpf?

0 • 2647 views 8 Answers

Anonymous in Home Financing

asked on 24 Jul 2015

I am a Singaporean living in Australia with and Australian husband. We want to buy a resale hdb flat to live in for 5 to 7 years so our kids could be biligual educated before moving back to Australia. How do I access my CPF to pay for my hdb? Can...

0 • 1220 views 10 Answers

Anonymous in Home Financing

asked on 23 Jul 2015

Hi guru, recently my husband and I intend to buy HDB 4rooms flat, we are SPR almost 7yrs, may I know max bank loan amount is eligible for us, because we are very low combined salary around $4.3K. Our budget is below $380K HDB. Thanks for advise.

0 • 542 views 3 Answers

Anonymous in Home Financing

asked on 21 Jul 2015

Dear all, my wife and I are both working and we intend to purchase a condo under our names. After a few years, my wife will stop working and be taking care of our children. On top of my normal job, I have an undeclared second income hence there...

0 • 634 views 4 Answers

Anonymous in Home Financing

asked on 21 Jul 2015

I would like to know the bank loan options that foreigners have in order to purchase a flat in Singapore. What is the rate of interest, tenure of loan and what is the maximum percent of cost can be provided as a loan??

0 • 446 views 4 Answers

Mr. Principal Business in Home Financing

asked on 21 Jul 2015

Dear all, may I know if the private property is only under my own name, can my wife (SC but not a co-owner of the property) also pay for it using her CPF? Meaning, both of us will use our CPF to pay for the bank loan. Allowed?

0 • 629 views 1 Answer

Anonymous in Home Financing

asked on 20 Jul 2015

Hi, for home mortgages, is Sibor better or FHR taking into consideration that interest rate is going to increas?

0 • 568 views 2 Answers

Anonymous in Home Financing

asked on 19 Jul 2015

Hi agents, I have an approved HLE on hand, valid till mid Oct. I have recently tendered due to a better job offer. An opportunity strikes and my partner and I found a resale unit that we both fancy a lot. OTP has been signed. My biggest...

0 • 425 views 1 Answer

Anonymous in Home Financing

asked on 17 Jul 2015

Hi i have a few questions here before i decide what to buy... Qn 1) My declared income for 2015 is $210,000 SGD, self employed. Roughly, since i am self employed, how much maximum can i get for a 80% loan? I have 0 debts currently. Qn 2) I...

0 • 1060 views 8 Answers

Anonymous in Home Financing

asked on 16 Jul 2015

Hi, I am a 40 year old single SC. I've inherited my dad's 3 room HDB flat 10 years ago. This flat is fully paid too. I do not own any other property. For the past 3 years, I've fully rented out this flat and get a steady income of at least...

0 • 680 views 3 Answers

Anonymous in Home Financing

asked on 15 Jul 2015

Hi, we have a 4 room hdb leaving about 50k+ loan with hdb, understand that we could get a second property after MOP, to fund a second property, do we need to (1) fully pay the hdb loan, (2) have minimum basic retirement sum, if we do not intend to...

0 • 671 views 2 Answers

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