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We are married couples holding Singapore PR and we complete 3 years PR by Jan. We knew that we are eligible to buy HDB but I had some financial issues 2 years back and CSS (Credit Counselling Singapore) helped me in debt consolidation with all the banks. So I have outstanding loans with most of the banks and paying them fixed installments every month and will clear all loans in 2020. But I am back to track with a good job and increase in my salary and our combined income is 14k. Do bank support our HDB loan application?
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4 Answers

YT Tan (陈永达)
Good evening Kumara,

Do let my banker to advise you on in principle approval so you can gauge whether can you obtain a loan based on your income, debts (monthly repayments) etc.

Never try never know whether is it possible.

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

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(W): www.propertyavenue.com.sg Read More
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Evening Kumara,

As you are under debt settlement program, banks might need to assess to your credibility before deciding on how much housing loan to issue to you. It would be likely ot be much lower than what standard applicants will be eligible for.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Hi Mr Swamy,

Perhaps I could link you up to my network of bankers for a better clarity on your loan quantum. From there I will be able to advise and recommend accordingly. Thanks!

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com ( Recent Awards and Testimonials)

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GAN ENG JOO ONASSIS
Hi Kumara,

Re: One Stop Services for SG properties

We can assist you based upon your stated contents and walk you through the entire process.

Tell us more about your requirements and locations, we can explore further in detail.

We are contactable at 92222389  or onassis@sgrealtor.com.

Onassis Gan Eng Joo - CEA Reg No.: R021244C
CES Certified SG Realtor l SGRealtor.com
agent.myweb.sg (PropertyGuru) / agent.irealtor.sg (iProperty)

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