Property & Real Estate Discussions on Home Financing

3483 Results Found in Home Financing

g***@yahoo.com in Home Financing

asked on 8 Jul 2026

Can reprice a private property mortgage loan further stretch the loan tenure (the property is rented out)?

0 • 12 views 7 Answers

Shaun Sim in Home Financing

asked on 27 Apr 2026

Hi, I am considering applying for new EC under DPS as 2nd timer. Am i allowed to use CPF to help offset stamp duties, downpayment,legal fees, etc? I know 5% of the 20% downpayment must be in cash. My IPA (in-principal approval) will not be able to...

0 • 77 views 9 Answers

Shaun Sim in Home Financing

asked on 27 Apr 2026

0 • 62 views 8 Answers

Anonymous in Home Financing

asked on 27 Apr 2026

Hi, I’m seeking some advice on housing affordability and loan eligibility. I’m 46 and my wife is 43. We jointly own a fully paid 4-room HDB in Punggol valued at around $750k, and we have about $400k in cash. Our combined monthly...

0 • 115 views 8 Answers

Anonymous in Home Financing

asked on 22 Mar 2026

I currently own a private residential property under my sole name, and it is fully paid up. My spouse is now planning to purchase another private residential property under her sole name. Due to personal reasons, I do not wish to sell my...

0 • 146 views 7 Answers

Mr. Martin Loo in Home Financing

asked on 16 Mar 2026

For fully paid HDB, can I apply for contra facility if purchasing a new BTO?

0 • 175 views 7 Answers

s***@gmail.com in Home Financing

asked on 13 Mar 2026

Hi. We would like some help to review what our TDSR is. We are interested in buying a property but need a review to decide whether commercial or residential property.

0 • 61 views 9 Answers

W***@gmail.com in Home Financing

asked on 9 Mar 2026

i would like to check the advice regarding refinancing for remaining balance at 420K, current with OCBC, rate 3M SORA + 0.4 at 1.52, thanks a lot!

0 • 136 views 7 Answers

Anonymous in Home Financing

asked on 2 Mar 2026

Hi all, seeking advice from anyone with experience in this situation. I am currently an undischarged bankrupt and need to purchase a resale HDB flat with my spouse urgently. Our application for an HDB loan was rejected by the Housing &...

1 • 188 views 5 Answers

Nazeer in Home Financing

asked on 25 Feb 2026

Hi, I have sold my current 5-room unit and am planning to move to a bigger house with my parents, children, and wife. I have engaged a housing agent. Due to my bad credit history, I needed to fully settle all my outstanding credit bills and...

0 • 192 views 4 Answers

Wayne Teo in Home Financing

asked on 24 Feb 2026

Housing grant is disbursed to both me (core owner) and my partner (core occupier), however, is it true that my partner will not be able to use that grant to offset the balance since my partner is not the owner? And for the HDB loan amount is it...

0 • 167 views 8 Answers

Ying Long Tay in Home Financing

asked on 8 Feb 2026

My wife is listed as a occupier in our hdb. She is a PR and works overseas. If we were to purchase a condo under her name, will she be available to take a loan here?

0 • 131 views 9 Answers

Robin Chan in Home Financing

asked on 27 Jan 2026

I was unable to obtain bank loan due to bad credit score as I need to submit LO by march to hdb, any broker can help? As for hdb loan I already used up twice so I can’t take anymore loan from hdb.

0 • 439 views 4 Answers

Anonymous in Home Financing

asked on 27 Jan 2026

Can I afford a 2b2b at Treasure at Tampines? How much bank loan can I get? What is the estimated monthly expenses I have to set aside? I am 38, single, first time property buyer, making 6.5k/month, have 400k cash and cpf.

0 • 224 views 14 Answers

Anonymous in Home Financing

asked on 14 Dec 2025

Cash needed for resale hdb $550k using bank loan? Singaporean here

0 • 391 views 7 Answers

Anonymous in Home Financing

asked on 14 Dec 2025

What happens if HDB homeowner which uses HDB loan reaches CPF usage limit when the flat does not reach youngest buyer of 95 years old. What are other alternatives other than paying the monthly mortgage fully with cash?

0 • 139 views 6 Answers

Anonymous in Home Financing

asked on 27 Nov 2025

I owned a 4-room HDB with my parents as co-owners and bought this flat 14 years ago (as of 2025). It is my first time buying a HDB. We took up a bank loan as my parents were not eligible for HDB loan. Because of the monthly repayment for this...

0 • 189 views 7 Answers

Sam Tan in Home Financing

asked on 22 Nov 2025

HFE: Does 'credit card payment' refer to monthly credit card spending (paid off on time) or does it refer to credit card debt repayments (interest charged)?

0 • 737 views 5 Answers

Anonymous in Home Financing

asked on 6 Nov 2025

Hi, my fiancee is not working and does not have any CPF contribution We're planning to get a BTO with HDB loan & she will be the co-owner of the house. Is it possible for me to pay the HDB loan by just using my CPF OA instead of both of our...

0 • 240 views 8 Answers

Anonymous in Home Financing

asked on 26 Oct 2025

Hey! We have some questions regarding how we should act to actualize our plans. Context: - Our $600k 5 room BTO + $340k Parent's 3 room BTO is ready in 2028 (under MGPS). Both units have a 5-year MOP. - We have Deferred Income Assessment...

0 • 160 views 9 Answers

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