Property & Real Estate Discussions on Home Financing

3462 Results Found in Home Financing

JD Van in Home Financing

asked on 7 Oct 2025

0 • 3 views 4 Answers

Mai Yu in Home Financing

asked on 5 Oct 2025

When we apply for mortgage loan in Singapore, do the banks pull credit report from Experian credit as well? Or only from Credit Bureau Singapore?

0 • 11 views 3 Answers

Darren Choi in Home Financing

asked on 4 Oct 2025

Hi Sir/Madam, is buyer reclaim back Stamp duty ? Buy below 1M how much stamp duty either cpf or cash ? Thanks in advance

0 • 8 views 5 Answers

Anonymous in Home Financing

asked on 2 Oct 2025

After option and submission to bank for approval, how long does the bank take to issue approval or letter of offer so i can exercise my option

0 • 20 views 10 Answers

Anonymous in Home Financing

asked on 18 Sept 2025

Hi all, Urgently need some experts help here. I'm a single below 35 yo and buying 2 rooms resale HDB (with parent name as occupiers). I've already obtained HFE and also signed OTP , Option fee $1K paid. Currently in process of bank loan, and...

0 • 27 views 3 Answers

kianjin in Home Financing

asked on 5 Sept 2025

I am in the OTP stage now, not yet exercise, thinking whether to take HDB loan or bank loan. The main reason to consider HDB loan is because the 5% can be used form CPF, not cash, but rate is 2.6%. Considering the Bank loan is because the rate...

0 • 26 views 4 Answers

Anonymous in Home Financing

asked on 28 Aug 2025

Dear all, I have a private condo under my name and the mortgage is paid by CPF and Cash every month. I will stop working soon and my wife will be the one employed. We are thinking on ways to use my wife's CPF OA to pay for the mortgage (she also...

0 • 42 views 10 Answers

Anonymous in Home Financing

asked on 25 Aug 2025

For an HDB flat financed with an HDB loan, HDB grants counted towards the CPF usage limit?

0 • 24 views 7 Answers

Anonymous in Home Financing

asked on 23 Aug 2025

What are the cost involved for selling 1% of ownership to my spouse (condo, we both have no other property)? Can each of these cost be paid via spouse’s OA? Intention is to tide over rough patch (spouse is paying off debt over next 6-7...

0 • 42 views 6 Answers

Anonymous in Home Financing

asked on 20 Aug 2025

Based on CPF cpf usage calculator below, ive noticed the maximum amount of CPF we could use is up to the flat's valuation limit (Eg. If cost of flat is $600K. The calculator will show, max CPF usage is $600K). What about the interest from HDB...

0 • 85 views 8 Answers

Anonymous in Home Financing

asked on 20 Aug 2025

Why do some hdb home owners reach CPF usage limit after a few years?

0 • 47 views 7 Answers

Anonymous in Home Financing

asked on 20 Aug 2025

For an HDB flat financed with an HDB loan, are stamp duty, CPF OA funds used for the purchase, and HDB grants counted towards the CPF usage limit?

0 • 26 views 4 Answers

Anonymous in Home Financing

asked on 17 Aug 2025

How long will it take for buyer stamp duty to reinburse back to buyer in cash?

0 • 88 views 5 Answers

Anonymous in Home Financing

asked on 17 Aug 2025

Is Buyer’s Stamp Duty included in the CPF usage limit?

0 • 19 views 5 Answers

Anonymous in Home Financing

asked on 8 Aug 2025

If a HDB flat does not cover owner till the age of 95 yrs old (Which means the CPF usage to service property is prorated), can the owner try to reach Basic Retirement Sum (BRS) in order to extend their CPF usage?

0 • 78 views 7 Answers

Anonymous in Home Financing

asked on 6 Aug 2025

-What is the advantage & disadvantage of HDB flat with just one owner? (Eg. husband is applicant, wife is occupier) -How will this affect the mortgage insurance and monthly servicing? -If Wife is only the occupier, can she still service...

0 • 67 views 12 Answers

Anonymous in Home Financing

asked on 29 Jul 2025

Hi, for context my husband and I are first time hdb buyers and we are planning to purchase a 4 room flat. We have a valid hfe letter with a loan amount of $360k and a housing grant of $50k. My question is if we are chosen to book a flat but the...

0 • 37 views 11 Answers

Anonymous in Home Financing

asked on 22 Jul 2025

Is the interest in HDB loan part of the cost of the property? Eg. If property cost $500 000 & has a HDB loan interest of $100 000, is this $100K part of the cost of the property?

0 • 31 views 7 Answers

Anonymous in Home Financing

asked on 22 Jul 2025

Is the monthly mortgage we pay for the flat, includes the HDB loan interest we have to pay?

0 • 31 views 10 Answers

A&H2 in Home Financing

asked on 21 Jul 2025

For HDB resale using HDB loan, could I fully use my CPF OA to service my property up to valuation limit of the property? (Eg. If property cost $600 000 and is valued at similar price, can i fully use CPF OA to service my monthly mortgage?)...

0 • 44 views 8 Answers

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