1. The answer is likely positive, but official verification from HDB is strongly recommended. 2. It is best to submit a formal enquiry to HDB to obtain written confirmation. 3. Relying on direct clarification ensures accuracy and avoids future misunderstandings. As Mark Twain once said, "The secret of getting ahead is getting started."WhatsApp me at: ABLE Toh (65) 9856-9255 or through this link.:https://wa.me/6598569255 ----------------------------888--------------------------------888--------------------------->>> (1) "If you need more assistance with property matters: like renting / selling, buying / or investing, I'm here to help! WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255 (Unfortunately, this platform doesn't allow direct contact, but you can easily reach me ) (2) (***) ✅✅ You can READ my REVIEWS here: ✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591. (3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent) *** You can reach me at my Singapore mobile: (65) 9856 9255 or email me at Able.selling@gmail.com. From: ABLE Toh- Your Property ASSISTANT : ） “ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ” =========

1. **Explore your purchase structure:** Buying a property under one name (e.g., your wife's) means **only her CPF and income can be used**, but it allows you to **plan for owning two properties**—one for own stay and the other for investment or rental.2. **Avoiding ABSD:** To steer clear of paying Additional Buyer’s Stamp Duty (ABSD) upfront, it’s wise to **sell first**, while concurrently scouting for the next property. Timing and coordination are key.3. **Dual key or two-unit strategy:** **. Depending on the location and layout (2- or 3-bedroom dual key units), and if your wife has steady income, CPF savings, and some loan eligibility, it's **possible to purchase under her sole name**.4. **Additional property potential:** If you're considering a **second, smaller 1-bedroom unit**, we can do detailed affordability calculations to assess the feasibility based on current market conditions and loan capacity.Let’s chat more when you’re ready—I’ll be happy to assist every step of the way.> “Opportunities don't happen. You create them.” — *Chris Grosser*WhatsApp me at: ABLE Toh (65) 9856-9255 or through this link.:https://wa.me/6598569255 ----------------------------888--------------------------------888--------------------------->>> (1) "If you need more assistance with property matters: like renting / selling, buying / or investing, I'm here to help! WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255 (Unfortunately, this platform doesn't allow direct contact, but you can easily reach me ) (2) (***) ✅✅ You can READ my REVIEWS here: ✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591. (3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent) *** You can reach me at my Singapore mobile: (65) 9856 9255 or email me at Able.selling@gmail.com. From: ABLE Toh- Your Property ASSISTANT : ） “ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ” =========

RENT OR BUY :)??1. **Explore your purchase structure:** Buying a property under one name (e.g., your wife's) means **only her CPF and income can be used**, but it allows you to **plan for owning two properties**—one for own stay and the other for investment or rental.2. **Avoiding ABSD:** To steer clear of paying Additional Buyer’s Stamp Duty (ABSD) upfront, it’s wise to **sell first**, while concurrently scouting for the next property. Timing and coordination are key.3. **Dual key or two-unit strategy:** **. Depending on the location and layout (2- or 3-bedroom dual key units), and if your wife has steady income, CPF savings, and some loan eligibility, it's **possible to purchase under her sole name**.4. **Additional property potential:** If you're considering a **second, smaller 1-bedroom unit**, we can do detailed affordability calculations to assess the feasibility based on current market conditions and loan capacity.Let’s chat more when you’re ready—I’ll be happy to assist every step of the way.> “Opportunities don't happen. You create them.” — *Chris Grosser*WhatsApp me at: ABLE Toh (65) 9856-9255 or through this link.:https://wa.me/6598569255 ----------------------------888--------------------------------888--------------------------->>> (1) "If you need more assistance with property matters: like renting / selling, buying / or investing, I'm here to help! WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255 (Unfortunately, this platform doesn't allow direct contact, but you can easily reach me ) (2) (***) ✅✅ You can READ my REVIEWS here: ✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591. (3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent) *** You can reach me at my Singapore mobile: (65) 9856 9255 or email me at Able.selling@gmail.com. From: ABLE Toh- Your Property ASSISTANT : ） “ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ” =========