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If your partner is the flat owner (father is occupier):
• Once your partner applies for a BTO, HDB will treat it as owning two subsidised flats.
• Before key collection of the new BTO, your partner must dispose of the existing flat.
• That means the father cannot continue staying there unless:
• The flat is sold to an eligible buyer, or
• Ownership is transferred to the father (only possible if father meets HDB eligibility and financing rules).
If the father is the flat owner (partner is essential occupier):
• Your partner can be removed as an essential occupier after MOP.
• The father can continue staying in the flat as owner, no issue.
• Your partner is then free to apply BTO with you.
Key thing to check now:
• Who is listed as the flat owner vs essential occupier on HDB records. This single detail changes everything.
Important planning point:
• If the father is elderly or has low income, HDB may consider special appeals, but these are assessed case by case and not guaranteed.
✅ Conclusion: Buying Land/Private Property Before MOP — Not Allowed
If you’re still within your flat’s MOP, you are not allowed to buy private RESIDENTIAL property (or “land” ALSO) under HDB rules. You’ll need to wait until MOP is fulfilled.
WhatsApp me at >>9856 9255 or through this link.:https://wa.me/6598569255.
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(1) "If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ✔✔ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
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✅✅ (CHINESE VERSION : 简体中文版本)
(1) 如需协助任何房产相关事宜:
租房 / 买房 / 卖房 / 投资,我都可以帮忙!
*** WhatsApp:诗强 /ABLE Toh(+65 9856-9255)
*** https://wa.me/6598569255
(本平台无法直接联系,请通过 WhatsApp)
(2) ✅✅ 你可以在这里查看我的客户评价:诗强 /ABLE Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
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*** “我能帮助您,只要您愿意私信我”