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HDB Build-To-Order (BTO) Flats in Singapore

PropertyGuru Editorial Team
HDB Build-To-Order (BTO) Flats in Singapore
Build-to-Order (BTO) is one of the modes of sale of new HDB flats in Singapore. An HDB BTO sales launch happens every three months and typically offers a range of HDB flat types across a few estates.
This system offers the applicant flexibility in location and timing when applying for their new flat. Construction will only begin if the demand for the number of apartments in a specific contract exceeds 70%.
A waiting period of about 3.5 years is usually required since flats are built upon order.

HDB BTO Dec 2023 Launch

The upcoming HDB BTO Dec 2023 launch (previously HDB BTO Nov 2023 launch) will mark the final BTO sales exercise of 2023. About 6,010 BTO flats will be launched across Bedok, Bishan, Bukit Merah, Bukit Panjang, Queenstown, Jurong West, and Woodlands (across two sites).
According to the Ministry of National Development (NMD) and HDB, this brings the total of BTO flats launched across 2023 to about 23,000. Since the August 2022 BTO sales exercise, they have also set aside at least 95% of 4-room and bigger BTO flats for eligible first-timer families.
Separately, HDB also announced that they are taking the necessary steps to improve the construction workflow of BTO flats, thereby alleviating COVID-19 delays while ensuring the safety and well-being of workers.

Watch Our Video on Applying for BTO Flats

Table of Content

Upcoming 2023 BTO Launches

Upcoming Dec BTO 2023 launch
Bedok, Bishan, Bukit Merah, Bukit Panjang, Queenstown, Jurong West, and Woodlands
About 6,010
Upcoming Feb BTO 2024 BTO launch
TBA
TBA

BTO Launch Months

Every year, HDB releases new BTO flats in February, May, August, and November.
However, in July 2023, HDB announced the August 2023 BTO launch would be delayed to end-September/early October 2023 and the HDB BTO Nov 2023 launch would be delayed to December 2023. In the same announcement, they also delayed the May 2023 BTO and Sale of Balance Flats (SBF) ballot results from July 2023 to August 2023.
2020 was another exception when the May 2020 BTO projects were postponed and eventually combined with the August 2020 BTO launch.

BTO Locations

The specific BTO locations vary depending on the launch, but there are typically four to five estates each time. For example, the November 2022 BTO saw projects in five estates, while the February 2023 BTO flats were located across four estates.
The upcoming December BTO 2023 (originally BTO Nov 2023) will see flats launched across seven HDB estates.

Prime Location Public Housing (PLH) Model

On 27 October 2021, HDB introduced the Prime Location Public Housing (PLH) model. The goal of the PLH model is to keep BTO flats launched in prime, central locations such as the city centre and surrounding areas (e.g. the Greater Southern Waterfront) affordable and inclusive for families.
As such, PLH flats are subject to a subsidy clawback, and a 10-year Minimum Occupation Period (MOP), among other rules.
During the November 2021 BTO launch, River Peaks I & II in Rochor were the first BTO flats released under the PLH model. The latest PLH projects were the Verandah @ Kallang and Queenstown Tanglin Halt Cascadia HDB BTO Oct 2023 projects.
That said, BTO flats launched under the PLH model will soon have a different name: Prime flats. This is in line with the National Day Rally 2023 property announcements, which include a re-classification of BTO flats and expansion of rental and resale restrictions imposed on their respective homeowners.

National Day Rally 2023 Property Announcements

In August 2023, Deputy Prime Minister and Minister of Finance Lawrence Wong announced a slew of HDB announcements in his NDR 2023 speech. These changes will take place effective H2 2024.

1. Reclassification of BTO Flats

What
Most of the HDB flats across the island
Choicer locations within regions (e.g. near MRT stations and town centres)
Most central, choicest locations
Cost
Most affordable with standard subsidies
More pricey than Standard flats but less expensive than Prime HDB flats

More subsidies provided
Most costly but also with the most subsidies of all flat categorisations
Duration of Minimum Occupation Period (MOP)
Five years
10 years
10 years
HDB resale restrictions
Most lenient resale flat restrictions among the three categories

Owners can rent out the entire flat after MOP is fulfilled

No income ceiling for resale buyers; and other existing eligibility criteria

Some resale flat restrictions

Subsidy clawback upon resale, but lower than Prime HDB flats

Resale buyers will have an imposed income ceiling of $14,000 for both families and singles

Owners cannot rent out the entire flat, even after MOP is fulfilled

At least one buyer must be Singaporean when buying a resale Plus flat

30-month wait-out period for private property owners buying resale Plus flat; and other eligibility criteria

Tightest resale restrictions

Subsidy clawback upon resale; renting of whole flat not allowed (after fulfilling MOP)

Resale buyers have to meet full BTO eligibility criteria; imposed income ceiling of $14,000 for families and $7,000 for singles

Owners cannot rent out the entire flat, even after MOP is fulfilled

At least one buyer must be Singaporean when buying resale Prime flat

30-month wait-out period for private property owners buying resale Prime flat; and other eligibility criteria
As HDB estates continue to evolve and redevelop, BTO flats will no longer be launched in ‘mature’ or ‘non-mature’ estates. They will instead take on new classifications based on their proximity to MRT stations and the city centre.

2. Singles Have More Access to BTO Flats

New BTO flats for singlesSingles can apply for 2-room Flexi flats under Standard, Plus, and Prime categories, regardless of location
Resale flats for singlesSingles can purchase any size of Standard and Plus flats (with the exception of 3Gen flats), only 2-room Flexi Prime HDB flats
While the 35-year age requirement and size of HDB and resale flats singles can buy remain the same, they will now be able to buy 2-room Flexi Prime flats that are near the city centre.

Upcoming BTO Projects: Upcoming December BTO 2023 Projects

HDB BTO December 2023 estateNumber of units
BedokAbout 1,230
BishanAbout 730
Bukit MerahAbout 900
Bukit PanjangAbout 330
Jurong WestAbout 710
QueenstownAbout 890
WoodlandsAbout 1,220 across two sites
Note: This page serves the purpose of providing information only. To purchase a BTO flat, please visit the HDB Flat Portal.

BTO Flat Types

The projects in the different estates may offer different flat types. For example, if you have a larger family and are looking for a more spacious 5-room BTO flat, not all of the projects may offer it. Likewise, if you want a smaller, more affordable 3-room BTO flat, some of the mature estates may not have it in the unit mix. The most common, but also most popular, flat type is the 4-room BTO flat.

HDB Ethnic Integration Policy (EIP)

HDB implements a policy known as the Ethnic Integration Policy (EIP) to ensure a good mix of households from different ethnic groups. The quota is revised on the first of every month but may be generalised to the following approximate percentages: 85% Chinese, 22% Malay, and 13% Indian and Other Households.
Applicants may check their eligibility here for buying into a particular block.

Upcoming 2023 BTO Launches

1. Bedok

HDB BTO launchDecember BTO 2023
LocationBounded by Chai Chee Lane and Bedok North Road
Flat types3-room, 4-room, 5-room, and Community Care Apartments
Number of BTO flats availableAbout 1,230

Bedok HDB BTO Dec 2023 Map

Location of the Bedok HDB BTO Dec flats, bounded by Chai Chee Lane and Bedok North Road. Source: HDB
The Bedok HDB BTO December 2023 flats should be within easy walking distance of Bedok North MRT station, however, the exact walking time will depend on the development of walking paths to and across Bedok North Road. For those who drive, the Bedok BTO Dec 2023 site is located next to an entrance of the Pan Island Expressway (PIE).
This Bedok BTO Dec 2023 project will appeal to those who prioritise living in a mature estate and wish to reside in the east. Residents will benefit from the proximity of numerous popular amenities, including the famous Bedok 85 Market, the scenic Bedok Reservoir Park, and Bedok Mall.
Nearest MRT stationBedok North MRT station
Nearest amenitiesBedok Mall, Bedok Interchange Hawker Centre, Heartbeat @ Bedok, Bedok Active SG Swimming Complex, Blk 216 Bedok Food Centre and Market, Bedok 85 Market, Bedok Community Centre, Eunos Community Club, Bedok Town Park, Bedok Reservoir Park, and Kampong Kembangan Community Club
Nearby schoolsDamai Primary School, Damai Secondary School, Telok Kurau Primary School, Fengshan Primary School, Yu Neng Primary School, Red Swastika School, Bedok Green Secondary School, and Temasek Junior College

2. Bishan

HDB BTO launchDecember BTO 2023
LocationAlong Sin Ming Road
Flat types3-room and 4-room
Number of BTO flats availableAbout 730

Bishan HDB BTO Dec 2023 Map

Location of the Bishan HDB BTO Dec 2023 flats, located along Sin Ming Road. Source: HDB
Due to their location in a popular mature estate full of well-loved amenities, as well as their proximity to elite schools, the Bishan BTO Dec 2023 BTO flats are likely to enjoy high demand.
The site is located a relatively short distance from Raffles Institution (secondary school and Junior College), as well as other choice schools such as Catholic High School and SAP schools like Ai Tong School. It is also near the MOE Language Centre.
The Bishan BTO Dec 2023 project is also located an easy bus ride away from the Bishan Town Centre, with amenities such as Junction 8 and Bishan Public Library.
Residents also enjoy proximity to the Bishan-Ang Mo Kio Park, a large and popular park in the area. The Kallang River is easily reachable by bicycle and also connects to the Kallang Park Connector and Ang Mo Kio Park Connector, making the area attractive for those who love the outdoors.
Nearest MRT stationUpper Thomson MRT station
Nearest amenitiesSin Ming Plaza, Shunfu Mart, Bishan North Shopping Mall, Junction 8, Bishan Public Library, Marymount Community Club, Bishan Public Library, Bishan Community Club, Bishan-Ang Mo Kio Park
Nearby schoolsWhitley Secondary School, Catholic High School, Ai Tong School, Eunoia Junior College, Raffles Institution (Sec), Raffles Institution (Junior College), Guangyang Secondary School, Kuo Chuan Presbyterian Primary School, MOE Language Centre

3. Bukit Merah

HDB BTO launchDecember BTO 2023
Location Bounded by Alexandra Road and Prince Charles Crescent
Flat types 2-room Flexi, 3-room, and 4-room
Number of BTO flats availableAbout 900

Bukit Merah HDB BTO Dec 2023 Map

Location of the Bukit Merah HDB BTO Dec 2023 flats, bounded by Alexandra Road and Prince Charles Crescent. Source: HDB
The BTO site also occupies an enviable location on the city fringe. Redhill MRT station is located about a 14-minute walk away, while Tiong Bahru MRT station is about a 15-minute walk away. Both stations connect directly to the Central Business District (CBD) via four and three MRT stops, respectively.
The Bukit Merah HDB BTO December 2023 site also benefits from the wealth of F&B and lifestyle amenities in the area, including the chic cafes and popular eateries in Tiong Bahru such as Tiong Bahru Food Centre, PS Cafe Petit, and Tiong Bahru Bakery. Delta Sports Complex is a stone’s throw away and is equipped with a swimming pool, gym, and badminton courts.
Nearest MRT stationRedhill MRT station
Nearest amenitiesAlexandra Canal Linear Park, Kim Seng Community Centre, Tiong Bahru Plaza, Delta Sport Centre, Tiong Bahru Park, Rumah Tinggi Eco-Park, Tiong Bahru Market & Food Centre, Tiong Bahru Community Centre
Nearby schoolsAlexandra Primary School, Gan Eng Seng Secondary School, Crescent Girls’ School, Gan Eng Seng Primary School, Bukit Merah Secondary School, Zhangde Primary School, Radin Mas Primary School, CHIJ St Theresa’s Convent, CHIJ (Kellock)

4. Bukit Panjang

HDB BTO launchDecember BTO 2023
LocationLocated near Petir Road
Flat types2-room Flexi and 4-room
Number of BTO flats availableAbout 330

Bukit Panjang HDB BTO Dec 2023 Map

Location of the Bukit Panjang HDB Dec BTO 2023 flats, located near Petir Road. Source: HDB
The Bukit Panjang HDB BTO December 2023 project is situated on Petir Road, sandwiched between Bukit Panjang Primary School, condo Cashew Heights, and Petir Park.
It is also located in a quiet neighbourhood with lots of greenery. The sprawling Chestnut Nature Park and Dairy Farm Nature Park are located not far away, making the Bukit Panjang HDB BTO December 2023 site ideal for those who enjoy hiking and rock climbing.
Cashew MRT station on the Downtown Line (DTL) will be about a 13-minute walk away, and connects directly to Telok Ayer MRT station in the CBD in 30 minutes, making the commute to work a straightforward one.
Nearest MRT stationsCashew MRT station
Nearest amenitiesPetir Park, Bukit Panjang Plaza, Bukit Panjang Community Library, Hillion Mall, Bukit Panjang Community Club, Bangkit Market, Pang Sua Pond, Chestnut Nature Park, and Dairy Farm Nature Park
Nearby schoolsBukit Panjang Primary School, Greenridge Secondary School, Assumption English School, CHIJ Our Lady Queen of Peace, and Zhenghua Primary School

5. Queenstown

HDB BTO launchDecember BTO 2023
LocationBounded by the Commonwealth Avenue West and the Ulu Pandan Canal
Flat types3-room and 4-room
Number of BTO flats availableAbout 890

Queenstown HDB BTO Dec 2023 Map

Location of the Queenstown HDB BTO Dec 2023 flats, bounded by Commonwealth Avenue West and the Ulu Pandan Canal. Source: HDB
First of all, the Queenstown HDB BTO Dec 2023 project is located right next door to Dover MRT station, meaning residents can practically step out of their homes into the station. Dover MRT station connects directly to Raffles Place MRT station in the CBD, with no line changes needed, in just 17 minutes.
The Queenstown Dec 2023 BTO project is in a popular mature estate with sought-after amenities such as Holland Village and popular food hotspots like Ghim Moh Market also make it highly attractive from a lifestyle point of view.
The main drawbacks are the likely higher prices compared to other HDB BTO Dec 2023 projects and the likelihood of the Queenstown December 2023 BTO project being under the PLH model. With only 3-room and 4-room BTO flats available, bigger households might have to look elsewhere.
Nearest MRT stationsQueenstown MRT station
Nearest amenitiesGhim Moh Market, The Star Vista, Ulu Pandan Community Club, Buona Vista Community Club, and Holland Village
Nearby schoolsSingapore Polytechnic, School of Science & Technology, New Town Secondary School, Anglo-Chinese School (Independent), Anglo-Chinese Junior College, Fairfield Methodist School (secondary and primary), INSEAD, and Essec Business School

6. Jurong West

HDB BTO launchDecember BTO 2023
LocationBounded by the PIE and Jurong West Street 42
Flat types2-room Flexi, 3-room, 4-room, and 5-room
Number of BTO flats availableAbout 710

Jurong West HDB BTO Dec 2023 Map

Location of the Jurong West HDB BTO Dec 2023 flats, bounded by the PIE and Jurong West Street 42. Source: HDB
Of all the non-mature estates in the December 2023 BTO launch, the Jurong West HDB BTO Dec 2023 site is likely to see the most interest. It is one of the more established non-mature estates in Singapore and enjoys a wealth of established amenities, including the shopping district in Jurong East with its popular malls. It also looks set to benefit from the rejuvenation of the nearby Jurong Lake area.
Located about a 20-minute walk from Corporation MRT station along the JRL, expected to open in 2027, the Jurong West HDB BTO December 2023 flats’ connectivity is just average since the walk is a bit longer than what many are comfortable with.
On the bright side, the Jurong West Dec 2023 BTO flats will be located very near the new Jurong Innovation District, making it ideal for those who work in related industries. Nature lovers can also benefit from the Jurong Park Connector, which begins metres away along the canal and leads to Jurong Lake Gardens.
Nearest MRT stationsCorporation MRT station (opening 2027)
Nearest amenitiesJurong Green Community Club, Jurong Lake Gardens, Jurong East Sports Centre, Boon Lay Shopping Centre, Boon Lay Community Club, ActiveSG Hockey Village @ Boon Lay, and Jurong Innovation District
Nearby schoolsHua Yi Secondary School, Jurongville Secondary School, Fuhua Primary School, Yuhua Secondary School, Shuqun Primary School, Jurongville Secondary School, Rulang Primary School, and Jurong Primary School

7. Woodlands

HDB BTO launchDecember BTO 2023
LocationWoodlands Avenue 5, Woodlands Square, North Woodlands Drive and Woodlands Avenue 5, Woodlands Avenue 3, Woodlands Street 13
Flat types2-room Flexi, 3-room, 4-room, and 5-room
Number of BTO flats availableAbout 1,220 across two sites

Woodlands HDB BTO Dec 2023 Site 1 Map

Location of the Woodlands HDB BTO Dec 2023 site 1 flats, Woodlands Avenue 5, Woodlands Square, North Woodlands Drive. Source: HDB

Woodlands HDB BTO Dec 2023 Site 2 Map

Location of the Woodlands HDB BTO Dec 2023 site 2 flats, bounded by Woodlands Avenue 5, Woodlands Avenue 3, Woodlands Street 13. Source: HDB
Both Woodlands HDB BTO December 2023 sites are located very near Woodlands MRT station, which is just about a 5-minute walk away depending on the block and unit. Woodlands MRT station connects directly to Raffles Place MRT station in about 40 minutes, making the commute quite simple despite the distance from the city centre.
Being located in the heart of Woodlands Central has many advantages. Causeway Point is just a few minutes away, as is Woodlands Regional Library at the Woodlands Civic Centre. Access to Johor Bahru is also extremely easy as there is a bus from Causeway Point to the checkpoint not far away.
Overall, the Woodlands HDB BTO Dec 2023 sites actually enjoy a very attractive location despite the reputation of Woodlands as being far from the city centre. As the Woodlands Dec 2023 BTO flats are likely to be reasonably priced, they can be a diamond in the rough for budget-conscious buyers.
Nearest MRT stationsWoodlands MRT station
Nearest amenitiesCauseway Point, Woodlands Community Club, Woodlands Civic Centre, Woodlands Regional Library, Admiralty Park, and Woodlands Town Park East
Nearby schoolsSi Ling Primary School, Riverside Secondary School, Qihua Primary School, Woodlands Primary School, Woodgrove Primary School, Innova Primary School, Singapore Sports School, Fuchun Primary School, Fuchun Secondary School, Marsiling Primary School, Marsiling Secondary School, Woodlands Secondary School Christ Church Secondary School, Woodlands Primary School, Woodgrove Secondary School, Yishun Innova Junior College, and Republic Polytechnic

HDB BTO Application And Selection

BTO Flat Types

The BTO flat types offered are typically 2-room Flexi, 3-, 4-, 5-room flats, and 3Gen flats.

HDB BTO Priority Schemes

A potential buyer can apply for their preferred flat and estate. Balloting will be conducted to determine the outcome of the application.
On 24 February 2023, Deputy Prime Minister and Finance Minister Lawrence Wong announced in the Budget 2023 statement that eligible first-timer families with kids and couples under 40 years old will get one additional BTO ballot when applying for BTO flats in BTO sales launches. These changes have been implemented since the HDB BTO Oct 2023 launch.
First-timer applicants also enjoy other forms of higher priority for new flats. The flat supply set aside for the different household types are:

1. First-timer Families Under the Family and Parenthood Priority Scheme (FPPS)

Since the HDB BTO Oct 2023 launch onwards, the Parenthood Priority Scheme (PPS) has been renamed the Family and Parenthood Priority Scheme (FPPS). This scheme prioritises a new subset of first-timer applicants, First-timer (Parents & Married Couples), or FT(PMC), allocating up to 40% of BTO flats to them in each BTO launch.

2. First-timer Families Under the Multi-Generation Priority Scheme (MGPS)

Flat allocation for parentsUp to 15% of 2-room Flexi or 3-room BTO flats (at least 20 units)
Flat allocation for married childrenThe corresponding number of 2-room Flexi or bigger BTO flats

3. First-timer Families Under the Married Child Priority Scheme (MCPS)

2-room Flexi BTO flats (non-mature estates)5%
3-room BTO flats (non-mature estates)30%
4-room and 5-room BTO flats (non-mature estates)30%
2-room Flexi and bigger BTO flats (mature estates)30%

4. First-timer Families (Other Families)

2-room Flexi BTO flats10%
3-room BTO flats25%
4-room and 5-room BTO flats35%

5. First-timer Families (Singles)

2-room Flexi BTO flats65%
3-room BTO flats
4-room and 5-room BTO flats

6. Second-timer Families Under the MCPS

2-room Flexi BTO flats (non-mature estates)5%
3-room BTO flats (non-mature estates)5%
4-room and 5-room BTO flats (non-mature estates)3%
2-room Flexi and bigger BTO flats (mature estates)3%

7. Second-timer Families Under the Assistance Scheme for Second-timers (Divorced/Widowed Parents) (ASSIST) Scheme

2-room Flexi BTO flats5%
3-room BTO flats5%
4-room and 5-room BTO flats

How to Apply for a BTO Flat

1. Select the Location

Select from location sites announced in the BTO sales launch.

2. Apply for the HFE Letter

With effect from 9 May 2023, the new HDB Flat Eligibility (HFE) letter replaced the old HDB Loan Eligibility (HLE) letter. What the HFE letter does is inform you of your HDB flat eligibility, CPF Housing Grant eligibility, HDB loan eligibility, and the amounts you qualify for and can loan.
If you’re not financing your BTO flat with an HDB loan, this is where you should apply for an In-Principal Approval (IPA) from participating Financial Institutions (FIs) through the HDB Flat Portal.
You can submit your particulars for the preliminary HFE check to obtain your HFE letter via the HDB Flat Portal.

3. Submit the BTO Application

Submit an online application with HDB during the one-week application period.

4. Receive Results

Applicants’ queue positions to book flats are determined by balloting. Applicants may check for updates on their status. Successful applicants will be invited to book a BTO flat.

5. Book a BTO Flat

Check the flats’ availability before attending the appointment with HDB. Applicants will also need to bring along the required documents.
A Letter of Offer must be submitted if the applicant is obtaining a housing loan from a bank or FI. You need the Letter of Offer (LO) to confirm your housing loan.

6. Sign the Lease Agreement

Sign the Agreement for Lease. You will be invited to do so within nine months from when you have booked your BTO flat. You will also have to pay the down payment when you sign the Agreement for Lease. If you are eligible, you may opt for the Staggered Downpayment Scheme.

7. Collect the Keys

Flat keys can be collected in about 3.5 years after construction is completed.

Balloting Process

Note: Starting from September 2023, first-time BTO applicants who receive a BTO ballot but do not select a flat will be considered second-timers for one year. If they do not select a flat on their second BTO application, they will be unable to apply for a BTO flat for one year.
Each potential buyer may apply for BTO but balloting chances may vary.
In non-mature estates, a first-timer family/couple will get additional chances if the first two applications are unsuccessful.
0 to 1
2
0
2
2
2
1
3
3
2
2
4
4
2
3
5
An application is only considered unsuccessful if the applicant is not invited to select a BTO flat. Additional chances are not given for BTO launches in mature estates as the supply of these flats is limited.

BTO Eligibility

BTO Eligibility Criteria

New HDB flats are subsidised and meant for Singapore Citizens. Potential buyers and any other applicants and essential occupiers need to meet several eligibility conditions before applying for a flat.
Eligible applicant/Family nucleusDetails
The applicant will need to qualify under one of the eligible schemes– Public Scheme
– Fiancé/Fiancée Scheme
– Orphans Scheme
CitizenshipAt least one Singapore Citizen applicant
At least one other Singapore Citizen or Singapore PR*
AgeAt least 21 years old
Income ceilingThe applicant is within the set income ceiling for the flat they intend to buy
Property ownershipMust not have had interest in or owned any type of private property, otherwise
Must have disposed of private property at least 30 months before the HDB Flat Eligibility (HFE) letter application
Source: HDB
*First-timer households comprising only one Singapore Citizen and one or more Singapore Permanent Residents will have to pay a $10,000 premium at the point of flat purchase.
The additional $10,000 Citizen Top-Up Grant may be applied for upon conversion to Singapore Citizenship or when applicants have a Singapore Citizen child.

Eligibility Scheme

Under any of the existing eligibility schemes, applicants can get a new flat. Here are the available schemes individuals can apply for as a single, couple or a family and some general criteria.
Public Scheme
Spouse, and children (if any)

Parents, and siblings (if any)

Children under his/her care (if widowed/divorced)
At least 21 years and above

Applicants form a family nucleus that includes one Singapore Citizen, and at least one other Singapore Citizen/PR
A multi-generational family is any of the following:

– Married/engaged couple and parents

– Widowed/divorced with children under custody and parents
Fiancé/Fiancée Scheme
Spouse-to-be
At least 21 years and above

Be a Singapore Citizen and include at least one other Singapore Citizen or PR

Applicants will need to submit a copy of their marriage certificate upon or before taking possession of the flat

Applicants may need to submit the following documents depending on the circumstances:

– Written parental consent

– Special marriage license
A multi-generational family is any of the following:

– Married/engaged couple and parents

– Widowed/divorced with children under custody and parents
Single Singapore Citizen Scheme (SCSS)
Singles aged 35 and above, and are Singapore Citizens

Only for 2-room Flexi BTO flats in non-mature estates with a monthly household income ceiling of $7,000

Only first-timer core applicants qualify
Joint Singles Scheme (JSS)
Singles aged 35 and above

You must be a Singapore Citizen and include at least one other co-applicant who is also a Singapore Citizen

Only for 2-room Flexi BTO flats in non-mature estates with a monthly household income ceiling of $7,000

Only first-timer core applicants qualify
Non-Citizen Spouse Scheme
Couples, where one is a Singapore Citizen and the other, is neither a Singapore Citizen nor PR
At least 35 years old

Non-resident spouse needs a valid Visit Pass or Work Pass of any validity period

Only for 2-room Flexi BTO flats in non-mature estates with a monthly household income ceiling of $7,000

Must be a first-timer applicant
Orphans Scheme
Siblings who are orphans and unmarried
At least one of the deceased parents was a Singapore Citizen/PR

All siblings have to be single
For more details, you can refer to the HDB website for flat and grant eligibility for couples and families. If you’re single, click here for more details for flat and grant eligibility for singles.

BTO Flat Application Income Ceiling

The income ceiling depends on the type of flat you are planning to purchase. Applicants whose average gross monthly household income exceeds the income ceiling will not be able to apply for the chosen flat type.
BTO flat typeIncome ceiling (average gross monthly household income)
3-room BTO flat $7,000 or $14,000, depending on the project
4-room BTO flat– $14,000
– $21,000 if purchasing with extended or multi-generational family
The following table lists the types of income/allowance that will be considered for the income ceiling.
Income/allowance considerable for an income ceilingIncome/allowance considerable for income ceiling
Considered
– Allowances (fixed/variable) received on a regular basis (e.g. allowances for food, transport, laundry, uniform, etc.)
– Pension
– Stipend
– Sustenance
Not considered
– Alimony allowance
– Bonuses
– Director fees
– Income from overtime work
– Scholarship overseas allowance
– Interest from deposit accounts
– National Service allowance
– Rental income
Applicants should check what income documents are required for submission based on their nature of employment.

First or Second-timer Status

First-timer
The applicant, or any other listed owners and essential occupiers, has:



– Not bought a flat from HDB, or an EC/DBSS flat bought from a developer

– Not sold a flat from HDB, or an EC/DBSS flat bought from a developer

– Not received any CPF Housing Grant for the purchase of a resale flat

– Not taken any form of housing subsidy
Yes
Second-timer
The applicant, or any other listed owners and essential occupiers, has:



– Owned or sold

– HDB flat bought from HDB

– Resale flat bought using a CPF Housing Grant

– EC/DBSS flat bought from a developer

– Previously taken some form of housing subsidy
No

Determining Wait-out Period

There are instances where the applicant has to wait out a set period before he/she can apply or be listed in a new flat application:
  • First-timer applicants have more pressing housing needs and thus enjoy greater priority and privileges during the flat application process
  • Couples comprising a first and second-timer applicant will be considered as first-timer couples and enjoy the same priority benefits
Type of property owned/occupied
– HDB flat bought from HDB

– Resale flat bought using a CPF Housing Grant

– EC/DBSS flat bought from the developer
Wait-out period
MOP of five years, or 10 years if the flat is under the PLH model
One year

Financing a BTO Flat

Costs and Fees

The following is an overview of the costs and fees associated with the purchase of a flat from HDB.

1. Submitting the Application

$10 application fee
Payable by: Credit Card

2. Booking a BTO flat

Option fee
Payable by: Cash

3. Signing of the Agreement for Lease

Stamp duty and legal fees (may vary)
Downpayment (amount depends if you have opted for the Staggered Downpayment Scheme)
Payable by: Cash, CPF
For more information on the amount payable when you sign the Agreement for Lease, refer to HDB’s website.

4. Collection of Keys

Purchase price of the flat (may vary)
Home Protection Scheme
Fire Insurance
The remainder of down payment (amount depends if you have opted for the Staggered Downpayment Scheme)
Payable by: Cash, CPF
The following is an overview of the costs and fees associated with the purchase of a flat from HDB.
Submitting the application
$10 application fee
Credit card
Booking a BTO flat
Option fee
Cash
Signing Agreement for Lease
Stamp duty and legal fees

Down payment (partial)
Cash or CPF
Collection of keys
Stamp duty and legal fees

Home Protection Scheme

Fire Insurance

Down payment (remainder)

Balance of the purchase price
Cash or CPF
Applicants should have sufficient cash savings for:
  • Credit card payment of $10 administrative fee when buyers purchase a flat from HDB. For DBSS and EC applications, please check with the developers on the amount payable when submitting an application.
  • Option fee
  • The cash portion of the down payment
  • Cash proceeds from disposing of the last flat to take on a second HDB loan

Financing via CPF

Applicants can use their CPF Ordinary Account (OA) savings for:
  • Initial payment in whole or in part (amount payable varies with the type of housing loan taken)
  • Partial or full payment for flat purchase
  • Monthly housing loan instalments
The CPF withdrawal limit may apply and varies with the type of housing loan taken.

CPF Housing Grants

CPF Housing Grants are government housing subsidies for eligible Singapore Citizens. They are credited to an applicant’s CPF OA. Applicants can use them for a flat’s initial payment to reduce the housing loan amount.
Applicants can apply for the Enhanced CPF Housing Grant (EHG). In September 2019, it was announced that the EHG would replace the Additional CPF Housing Grant (AHG) and Special CPF Housing Grant (SHG).
The EHG will be available to those buying a new HDB flat or a resale flat. Additionally, there are no restrictions on the flat type and location. The average gross monthly household income ceiling for the EHG is $9,000 for first-timer households. Other conditions include that the remaining lease of the flat must be more than 20 years. View full terms of eligibility for the EHG grant here.
Applicants can receive grants under any one of the six categories:
  1. First-timer Applicants
  2. Second-timer Applicants
  3. First-timer and Second-timer Couple Applicants
  4. Non-Citizen Spouse Scheme
  5. Single Singapore Citizen Scheme
  6. Joint Singles Scheme (JSS) or Orphan Scheme
EHG
Eligible
Eligible for EHG (Singles)
Eligible for EHG (Singles)
Eligible for EHG (Singles)
Other grants
Step-Up CPF Housing Grant (SUHG)
Total grant amount
Up to $80,000
Up to $15,000
Up to $40,000
Up to $15,000
Up to $40,000
Up to $80,000
*Only applies to a 2-room Flexi flat in a non-mature estate
Conditions:
Eligibility depends on:
  • Income ceiling
  • Previous housing subsidies
  • Employment status
  • Remaining flat lease
  • Ownership of property

Taking an HDB Loan

HDB provides housing loans at a concessionary interest rate to eligible flat buyers. You will be informed of your eligibility to take an HDB-granted loan when you submit your personal particulars during the preliminary HFE check. At this step, you will also be informed of how much you can loan. After completing the preliminary HFE check, you can go on to submit your HFE letter application.

Eligibility Conditions

Applicant and essential occupiers must meet the following criteria:
  • At least one buyer is a Singapore Citizen
  • Monthly household income does not exceed $14,000 (or $21,000 for extended families)
  • Have not taken more than two HDB loans previously
  • Must not own any private residence (in Singapore or overseas)
  • Must not have disposed of private residential property within 30 months before the loan application

Contra Payment Facility For New Flats

Buyers who are selling their current flat can choose to apply for the Contra Payment Facility. Applicants are granted an additional loan on top of their housing loan after all their available CPF balance is used for the flat purchase.
The loan is redeemed with the net sale proceeds of the applicant’s current flat.
The interest charged is based on prevailing HDB loan interest rates.

HDB Housing Loan Information

Down paymentCan be fully paid for using CPF
Loan ceilingUp to 80% of the property value (or purchase price, whichever is lower)
Interest rate2.6% (i.e. 0.1% above CPF OA interest rate)
Repayment periodCapped at 25 years, or till the buyer is 65 years old, whichever is shorter
Monthly instalmentsCapped at 30% of applicants’ monthly income
InsuranceHDB Fire Insurance Policy, Home Protection Scheme (HPS)

Taking a Bank Loan

Applicants can choose to finance their flat with a housing loan from a bank regulated by the Monetary Authority of Singapore (MAS). Those who are not eligible for an HDB housing loan can also opt for a bank loan. You can now request an In-Principle Approval (IPA) from participating Financial Institutions (FIs) through the HDB Flat portal, as well as review potential loan options from participating FIs.
Applicants may apply for a bank loan through PropertyGuru Finance too. For those who want to compare the most competitive mortgage rates on the market, you can make use of the PropertyGuru Finance loan comparison tool. If you need more help, contact a Mortgage Expert for guidance; our experts can walk you through the home financing process. You may also apply for an In-Principle Approval (IPA) through PropertyGuru Finance.
Down paymentAt least 5% of the purchase price is to be paid in cash, the rest using CPF
Loan ceilingUp to 75% of the purchase price (for loan tenure of 25 years or less)
Interest rateDependent on bank
Repayment periodCapped at 30 years
Monthly instalmentsDependent on bank
InsuranceNone

Past BTO Projects by Estates

HDB BTO Prices in District 3 (Queenstown, Tiong Bahru) and 4 (Telok Blangah, Harbourfront)

Oct 2023
Tanglin Halt Cascadia (Queenstown)
3-room
From $364,000
Oct 2023
Tanglin Halt Cascadia (Queenstown)
4-room
From $537,000
Feb 2023
Ulu Pandan Glades (Queenstown)
3-room
From $372,000
Feb 2023
Ulu Pandan Glades (Queenstown)
4-room
From $541,000
Nov 2022
Ghim Moh Natura (Queenstown)
2-room
From $206,000
Nov 2022
Ghim Moh Natura (Queenstown)
3-room
From $364,000
Nov 2022
Ghim Moh Natura (Queenstown)
4-room
From $516,000
Nov 2022
Queensway Canopy (Queenstown)
Community Care Apartments
From $82,000
Nov 2022
Queensway Canopy (Queenstown)
3-room
From $392,000
Nov 2022
Queensway Canopy (Queenstown)
4-room
From $551,000
Nov 2022
Ulu Pandan Banks (Queenstown)
3-room
From $362,000
Nov 2022
Ulu Pandan Banks (Queenstown)
4-room
From $546,000
Aug 2022
Alexandra Vale (Bukit Merah)
3-room
From $385,000
Aug 2022
Alexandra Vale (Bukit Merah)
4-room
From $547,000
Aug 2022
Havelock Hillside (Bukit Merah)
3-room
From $370,000
Aug 2022
Havelock Hillside (Bukit Merah)
4-room
From $531,000
May 2022
Ghim Moh Ascent (Queenstown)
3-room
From $369,000
May 2022
Ghim Moh Ascent (Queenstown)
4-room
From $511,000
May 2022
Bukit Merah Ridge (Bukit Merah)
3-room
From $377,000
May 2022
Bukit Merah Ridge (Bukit Merah)
4-room
From $540,000
May 2021
Telok Blangah Beacon (Bukit Merah)
3-room
From $419,000
May 2021
Telok Blangah Beacon (Bukit Merah)
4-room
From $602,000
August 2021
Queen’s Arc (Queenstown)
3-room
From $382,000
August 2021
Queen’s Arc (Queenstown)
4-room
From $540,000

HDB BTO Prices in District 7 (Rochor)

Nov 2021
River Peaks I & II (Central – Rochor)
3-room
From $409,000
Nov 2021
River Peaks I & II (Central – Rochor)
4-room
From $582,000

HDB BTO Prices in District 12 (Toa Payoh)

May 2022
Kim Keat Heights
2-room Flexi
From $162,000
May 2022
Kim Keat Heights
3-room
From $289,000
May 2022
Kim Keat Heights
4-room
From $420,000
Feb 2020
Kim Keat Ripples, Toa Payoh Ridge
2-room Flexi
From $90,000
Feb 2020
Kim Keat Ripples, Toa Payoh Ridge
3-room
From $351,000
Feb 2020
Kim Keat Ripples, Toa Payoh Ridge
4-room
From $395,000
Nov 2020
Bartley Beacon

ParkView @ Bidadari
3-room
From $324,000
Nov 2020
Bartley Beacon

ParkView @ Bidadari
4-room
From $466,000
Nov 2020
Bartley Beacon
5-room
From $627,000
May 2018
Kim Keat Beacon
3-room
From $245,000
May 2018
Kim Keat Beacon
4-room
From $380,000

HDB BTO Prices in District 13 (Bidadari)

Feb 2021
Bartley GreenRise

ParkEdge @ Bidadari

Alkaff Breeze
3-room
From $312,000
Feb 2021
Bartley GreenRise

ParkEdge @ Bidadari

Alkaff Breeze
4-room
From $464,000
Feb 2021
Bartley GreenRise

ParkEdge @ Bidadari

Alkaff Breeze
5-room
From $611,000

HDB BTO Prices in District 14 (Kallang/Whampoa, Geylang)

Oct 2023
Tenteram Vantage
3-room
From $339,000
Oct 2023
Tenteram Vantage
4-room
From $488,000
Oct 2023
Rajah Residences
2-room Flexi
From $176,000
Oct 2023
Rajah Residences
4-room
From $480,000
Oct 2023
Verandah @ Kallang
2-room Flexi
From $193,000
Oct 2023
Verandah @ Kallang
3-room
From $368,000
Oct 2023
Verandah @ Kallang
4-room
From $535,000
May 2023
Farrer Park Arena (Kallang/Whampoa)
3-room
From $362,000
May 2023
Farrer Park Arena (Kallang/Whampoa)
4-room
From $505,000
Feb 2023
Rajah Summit (Kallang/Whampoa)
3-room
From $326,000
Feb 2023
Rajah Summit (Kallang/Whampoa)
4-room
From $459,000
Feb 2023
Farrer Park Fields (Kallang/Whampoa)
2-room Flexi
From $185,000
Feb 2023
Farrer Park Fields (Kallang/Whampoa)
3-room
From $356,000
Feb 2023
Farrer Park Fields (Kallang/Whampoa)
4-room
From $509,000
Nov 2022
Kallang Horizon (Kallang/Whampoa)
3-room
From $335,000
Nov 2022
Kallang Horizon (Kallang/Whampoa)
4-room
From $509,000
Feb 2022
King George’s Heights (Kallang/Whampoa)
3-room
From $353,000
Feb 2022
King George’s Heights (Kallang/Whampoa)
4-room
From $488,000
Feb 2022
Dakota Crest (Geylang)
2-room Flexi
From $205,000
Feb 2022
Dakota Crest (Geylang)
3-room
From $352,000
Feb 2022
Dakota Crest (Geylang)
4-room
From $522,000
Feb 2021
McNair Heights (Kallang/Whampoa)
2-room Flexi
From $117,000
Feb 2021
McNair Heights (Kallang/Whampoa)
3-room
From $359,000
Feb 2021
McNair Heights (Kallang/Whampoa)
4-room
From $532,000
May 2021
MacPherson Weave (Geylang)
2-room Flexi
From $180,000
May 2021
MacPherson Weave (Geylang)
3-room
From $343,000
May 2021
MacPherson Weave (Geylang)
4-room
From $489,000
Aug 2021
Towner Residences (Kallang/Whampoa)
3-room
From $336,000
Aug 2021
Towner Residences (Kallang/Whampoa)
4-room
From $500,000
Nov 2021
Kent Heights (Kallang/Whampoa)
2-room Flexi
From $192,000
Nov 2021
Kent Heights (Kallang/Whampoa)
4-room
From $511,000
Aug 2020
Dakota One (Geylang)
3-room
From $355,000
Aug 2020
Dakota One (Geylang)
4-room
From $523,000
Feb 2019
Kallang Breeze, Towner Crest (Kallang/Whampoa)
3-room
From $374,000
Feb 2019
Kallang Breeze, Towner Crest (Kallang/Whampoa)
4-room
From $523,000
May 2019
Kempas Residences (Kallang/Whampoa)
2-room Flexi
From $117,000
May 2019
Kempas Residences (Kallang/Whampoa)
3-room
From $387,000
May 2019
Kempas Residences (Kallang/Whampoa)
4-room
From $562,000

HDB BTO Prices in District 18 (Bedok)

May 2023
Bedok South Blossoms (Bedok)
2-room Flexi
From $165,000
May 2023
Bedok South Blossoms (Bedok)
3-room
From $320,000
May 2023
Bedok South Blossoms (Bedok)
4-room
From $448,000
May 2023
Bedok South Blossoms (Bedok)
5-room
From $588,000
May 2023
Bedok South Blossoms (Bedok)
3Gen
From $605,000

HDB BTO Prices in District 18 (Tampines, Pasir Ris)

Aug 2022
Sun Plaza Spring (Tampines)
4-room
From $342,000
Aug 2022
Sun Plaza Spring (Tampines)
5-room
From $475,000
Aug 2021
Tampines GreenQuartz (Tampines)
2-room Flexi
From $142,000
Aug 2021
Tampines GreenQuartz (Tampines)
3-room
From $244,000
Aug 2021
Tampines GreenQuartz (Tampines)

Tampines GreenJade (Tampines)
4-room*

5-room
From $342,000

From $475,000
Aug 2020
Tampines GreenCrest

Tampines GreenGlade

Tampines GreenOpal
3-room*

4-room

5-room
From $205,000

From $311,000

From $423,000
Aug 2020
Costa Grove (Pasir Ris)
2-room Flexi
From $137,000
Aug 2020
Costa Grove (Pasir Ris)
3-room
From $245,000
Aug 2020
Costa Grove (Pasir Ris)
4-room
From $374,000
Aug 2020
Costa Grove (Pasir Ris)
5-room
From $493,000
Nov 2020
Tampines GreenEmerald (Tampines)
2-room Flexi
From $130,000
Nov 2020
Tampines GreenEmerald (Tampines)
4-room
From $334,000
Nov 2020
Tampines GreenEmerald (Tampines)
5-room
From $460,000
Sept 2019
Tampines GreenGlen (Tampines)
4-room
From $312,000
Sept 2019
Tampines GreenGlen (Tampines)
5-room
From $418,000
Nov 2019
Tampines GreenSpring (Tampines)
2-room Flexi
From $145,000
Nov 2019
Tampines GreenSpring (Tampines)
3-room
From $281,000
Nov 2019
Tampines GreenSpring (Tampines)
4-room
From $394,000
Nov 2019
Tampines GreenSpring (Tampines)
5-room
From $508,000
May 2018
Kim Keat Beacon (Tampines)
3-room
From $245,000
May 2018
Kim Keat Beacon (Tampines)
4-room
From $380,000
May 2018
Tampines GreenVines (Tampines)
3-room
From $210,000
May 2018
Tampines GreenVines (Tampines)
4-room
From $312,000
May 2018
Tampines GreenVines (Tampines)
5-room
From $422,000
Nov 2018
Tampines GreenGem (Tampines)
2-room Flexi
From $134,000
Nov 2018
Tampines GreenGem (Tampines)
3-room
From $240,000
Nov 2018
Tampines GreenGem (Tampines)
4-room
From $352,000
Nov 2018
Tampines GreenGem (Tampines)
5-room
From $472,000
* Selling prices for the different flat types are similar for the different projects

HDB BTO Prices in District 19 (Sengkang, Punggol, Hougang, Serangoon)

May 2023
Serangoon North Vista (Serangoon)
4-room
From $397,000
May 2023
Serangoon North Vista (Serangoon)
5-room
From $558,000
Aug 2021
Kovan Wellspring (Hougang)
2-room Flexi
From $153,000
Aug 2021
Kovan Wellspring (Hougang)
3-room
From $289,000
Aug 2021
Kovan Wellspring (Hougang)
4-room
From $413,000
Aug 2021
Hougang Citrine (Hougang)
2-room Flexi
From $108,000
Aug 2021
Hougang Citrine (Hougang)
3-room
From $199,000
Aug 2021
Hougang Citrine (Hougang)
4-room
From $324,000
Aug 2021
Hougang Citrine (Hougang)
5-room
From $392,000
Nov 2021
Hougang Olive (Hougang)
4-room
From $308,000
Nov 2021
Hougang Olive (Hougang)
5-room
From $416,000
Nov 2021
Tanjong Tree Residences @ Hougang
4-room
From $318,000
Nov 2021
Tanjong Tree Residences @ Hougang
5-room
From $419,000
Feb 2019
Fernvale Vines (Sengkang)
2-room Flexi
From $102,000
Feb 2019
Fernvale Vines (Sengkang)
3-room
From $191,000
Feb 2019
Fernvale Vines (Sengkang)
4-room
From $283,000
Feb 2019
Fernvale Vines (Sengkang)
5-room
From $365,000
Feb 2019
Fernvale Vines (Sengkang)
3Gen
From $385,000
Sept 2019
Punggol Point Cove, Punggol Point Crown (Punggol)
2-room Flexi
From $109,000
Sept 2019
Punggol Point Cove, Punggol Point Crown (Punggol)
3-room
From $205,000
Sept 2019
Punggol Point Cove, Punggol Point Crown (Punggol)
4-room
From $287,000
Sept 2019
Punggol Point Cove, Punggol Point Crown (Punggol)
5-room
From $423,000
May 2018
Fernvale Dew (Sengkang)
2-room Flexi
From $99,000
May 2018
Fernvale Dew (Sengkang)
3-room
From $187,000
May 2018
Fernvale Dew (Sengkang)
4-room
From $279,000
May 2018
Fernvale Dew (Sengkang)
5-room
From $362,000
Nov 2018
Fernvale Acres (Sengkang)
4-room
From $270,000
Nov 2018
Fernvale Acres (Sengkang)
5-room
From $366,000

HDB BTO Prices in District 20 (Ang Mo Kio, Bishan)

Aug 2022
Central Weave @AMK (Ang Mo Kio)
3-room
From $198,000
Aug 2022
Central Weave @AMK (Ang Mo Kio)
4-room
From $535,000
Aug 2022
Central Weave @AMK (Ang Mo Kio)
5-room
From $720,000
Aug 2022
Central Weave @AMK (Ang Mo Kio)
3Gen
From $713,000
Aug 2020
Kebun Baru Edge (Ang Mo Kio)
4-room
From $423,000
Aug 2020
Kebun Baru Edge (Ang Mo Kio)
5-room
From $571,000
Aug 2020
Bishan Towers (Bishan)
2-room Flexi
From $176,000
Aug 2020
Bishan Towers (Bishan)
3-room
From $302,000
Aug 2020
Bishan Towers (Bishan)
4-room
From $484,000
Nov 2020
Bishan Ridges (Bishan)
2-room Flexi
From $121,000
Nov 2020
Bishan Ridges (Bishan)
3-room
From $374,000
Nov 2020
Bishan Ridges (Bishan)
4-room
From $528,000
Nov 2019
Yio Chu Kang Beacon (Ang Mo Kio)
2-room Flexi
From $170,000
Nov 2019
Yio Chu Kang Beacon (Ang Mo Kio)
3-room
From $332,000
Nov 2019
Yio Chu Kang Beacon (Ang Mo Kio)
4-room
From $451,000

HDB BTO Prices in District 22 (Boon Lay, Jurong, Tuas)

Feb 2023
Jurong West Crystal (Jurong West)
3-room
From $187,000
Feb 2023
Jurong West Crystal (Jurong West)
4-room
From $288,000
Aug 2022
Jurong East Breeze (Jurong East)
2-room Flexi
From $97,000
Aug 2022
Jurong East Breeze (Jurong East)
3-room
From $194,000
Aug 2022
Jurong East Breeze (Jurong East)
4-room
From $283,000
May 2022
Lakeside View (Jurong West)
2-room Flexi
From $107,000
May 2022
Lakeside View (Jurong West)
3-room
From $215,000
May 2022
Lakeside View (Jurong West)
4-room
From $320,000
May 2022
Lakeside View (Jurong West)
5-room
From $412,000
Aug 2021
Toh Guan Grove (Jurong East)
2-room Flexi
From $121,000
Aug 2021
Toh Guan Grove (Jurong East)
3-room
From $237,000
Aug 2021
Toh Guan Grove (Jurong East)
4-room
From $347,000
Nov 2021
Nanyang Opal (Jurong West)
3-room
From $173,000
Nov 2021
Nanyang Opal (Jurong West)
4-room
From $264,000
Feb 2019
Boon Lay Glade, Jurong West Jewel (Jurong West)
2-room Flexi
From $95,000
Feb 2019
Boon Lay Glade, Jurong West Jewel (Jurong West)
3-room
From $185,000
Feb 2019
Boon Lay Glade, Jurong West Jewel (Jurong West)
4-room
From $374,000
Feb 2019
Boon Lay Glade, Jurong West Jewel (Jurong West)
5-room
From $338,000
Feb 2019
Boon Lay Glade, Jurong West Jewel (Jurong West)
3Gen
From $382,000

HDB BTO Prices in District 23 (Hillview, Dairy Farm, Bukit Panjang, Choa Chu Kang)

Oct 2023
Rail Green I and II @ CCK
2-room Flexi
From $106,000
Oct 2023
Rail Green I and II @ CCK
3-room
From $216,000
Oct 2023
Rail Green I and II @ CCK
4-room
From $319,000
Oct 2023
Rail Green I and II @ CCK
5-room
From $463,000
Oct 2023
Rail Green I and II @ CCK
3Gen
From $471,000
Nov 2022
West Glades @ Bukit Batok (Bukit Batok)
2-room Flexi
From $105,000
Nov 2022
West Glades @ Bukit Batok (Bukit Batok)
3-room
From $206,000
Nov 2022
West Glades @ Bukit Batok (Bukit Batok)
4-room
From $309,000
Nov 2022
West Glades @ Bukit Batok (Bukit Batok)
5-room
From $405,000
Aug 2022
Keat Hong Grange (Bukit Batok)
2-room Flexi
From $102,000
Aug 2022
Keat Hong Grange (Bukit Batok)
3-room
From $194,000
Aug 2022
Keat Hong Grange (Bukit Batok)
4-room
From $277,000
Aug 2022
Keat Hong Grange (Bukit Batok)
5-room
From $390,000
Feb 2021
Harmony Village @ Bukit Batok (Bukit Batok)
2-room Flexi
From $92,000
Feb 2021
Harmony Village @ Bukit Batok (Bukit Batok)
Community care apartments
From $52,000
Feb 2021
West Hill @ Bukit Batok (Bukit Batok)
2-room Flexi
From $101,000
Feb 2021
West Hill @ Bukit Batok (Bukit Batok)
3-room
From $175,000
Feb 2021
West Hill @ Bukit Batok (Bukit Batok)
4-room
From $260,000
Feb 2021
West Hill @ Bukit Batok (Bukit Batok)
5-room
From $384,000
Nov 2021
Heart of Yew Tee (Choa Chu Kang)
2-room Flexi
From $72,000
Aug 2020
Keat Hong Verge (Choa Chu Kang)
2-room Flexi
From $99,000
Aug 2020
Keat Hong Verge (Choa Chu Kang)
3-room
From $164,000
Aug 2020
Keat Hong Verge (Choa Chu Kang)
4-room
From $253,000

HDB BTO Prices in District 24 (Lim Chu Kang, Tengah)

Oct 2023
Plantation Edge II and II
2-room Flexi
From $114,000
Oct 2023
Plantation Edge I and II
3-room
From $232,000
Oct 2023
Plantation Edge I and II
4-room
From $353,000
Oct 2023
Plantation Edge I and II
5-room
From $460,000
May 2023
Plantation Verge
2-room Flexi
From $125,000
May 2023
Plantation Verge
3-room
From $238,000
May 2023
Plantation Verge
4-room
From $350,000
May 2023
Plantation Verge
5-room
From $454,000
May 2023
Parc Meadow @ Tengah
2-room Flexi
From $127,000
May 2023
Parc Meadow @ Tengah
3-room
From $253,000
May 2023
Parc Meadow @ Tengah
4-room
From $363,000
May 2023
Parc Meadow @ Tengah
5-room
From $489,000
Feb 2023
Brickland Weave (Tengah)
2-Room Flexi
From $97,000
Feb 2023
Brickland Weave (Tengah)
3-room
From $190,000
Feb 2023
Brickland Weave (Tengah)
4-room
From $291,000
Feb 2023
Brickland Weave (Tengah)
5-room
From $401,000
Nov 2022
Garden Waterfront I & II @ Tengah
2-room Flexi
From $111,000
Nov 2022
Garden Waterfront I & II @ Tengah
3-room
From $214,000
Nov 2022
Garden Waterfront I & II @ Tengah
4-room
From $307,000
Nov 2022
Garden Waterfront I & II @ Tengah
5-room
From $428,000
Feb 2022
Parc Flora @ Tengah
2-room Flexi
From $132,000
Feb 2022
Parc Flora @ Tengah
3-room
From $231,000
Feb 2022
Parc Flora @ Tengah
4-room
From $322,000
Feb 2022
Parc Flora @ Tengah
5-room
From $428,000
Feb 2022
Plantation Creek (Tengah)
4-room
From $309,000
Feb 2022
Plantation Creek (Tengah)
5-room
From $420,000
Feb 2021
Parc Woods @ Tengah
2-room Flexi
From $110,000
Feb 2021
Parc Woods @ Tengah
3-room
From $209,000
Feb 2021
Parc Woods @ Tengah
4-room
From $298,000
May 2021
Garden Bloom @ Tengah
2-room Flexi
From $113,000
May 2021
Garden Bloom @ Tengah
4-room
From $299,000
May 2021
Garden Bloom @ Tengah
5-room
From $404,000
Nov 2021
Parc Clover @ Tengah, Parc Glen @ Tengah
2-room Flexi
From $119,000
Nov 2021
Parc Clover @ Tengah, Parc Glen @ Tengah
3-room
From $194,000
Nov 2021
Parc Clover @ Tengah, Parc Glen @ Tengah
4-room
From $312,000
Nov 2021
Parc Clover @ Tengah, Parc Glen @ Tengah
5-room
From $428,000
Aug 2020
Parc Residences @ Tengah
2-room Flexi
From $108,000
Aug 2020
Parc Residences @ Tengah
3-room
From $198,000
Aug 2020
Parc Residences @ Tengah
4-room
From $303,000
Aug 2020
Parc Residences @ Tengah
5-room
From $418,000
Nov 2020
Garden Court @ Tengah, Garden Terrace @ Tengah
2-room Flexi
From $108,000
Nov 2020
Garden Court @ Tengah, Garden Terrace @ Tengah
3-room
From $194,000
Nov 2020
Garden Court @ Tengah, Garden Terrace @ Tengah
4-room
From $288,000
Nov 2020
Garden Court @ Tengah, Garden Terrace @ Tengah
5-room
From $394,000
May 2019
Garden Vale @ Tengah, Plantation Acres
2-room Flexi
From $106,000
May 2019
Garden Vale @ Tengah, Plantation Acres
3-room
From $192,000
May 2019
Garden Vale @ Tengah, Plantation Acres
4-room
From $309,000
May 2019
Garden Vale @ Tengah, Plantation Acres
5-room
From $415,000
Nov 2019
Garden Vines @ Tengah, Plantation Village, Plantation Grange
2-room Flexi
From $110,000
Nov 2019
Garden Vines @ Tengah, Plantation Village, Plantation Grange
3-room
From $208,000
Nov 2019
Garden Vines @ Tengah, Plantation Village, Plantation Grange
4-room
From $302,000
Nov 2019
Garden Vines @ Tengah, Plantation Village, Plantation Grange
5-room
From $409,000
Nov 2019
Garden Vines @ Tengah, Plantation Village, Plantation Grange
3Gen
From $442,000
Nov 2018
Plantation Grove
2-room Flexi
From $101,000
Nov 2018
Plantation Grove
3-room
From $193,000
Nov 2018
Plantation Grove
4-room
From $290,000
Nov 2018
Plantation Grove
5-room
From $397,000
Nov 2018
Plantation Grove
3Gen
From $423,000

HDB BTO Prices in District 25 (Woodlands)

Aug 2022
Woodlands South Plains
2-room Flexi
From $98,000
Aug 2022
Woodlands South Plains
3-room
From $188,000
Aug 2022
Woodlands South Plains
4-room
From $303,000
May 2021
Woodgrove Ascent
2-room Flexi
From $98,000
May 2021
Woodgrove Ascent
3-room
From $185,000
May 2021
Woodgrove Ascent
4-room
From $275,000
May 2021
Woodgrove Ascent
5-room
From $372,000
Aug 2020
Champions Bliss, UrbanVille @ Woodlands
2-room Flexi
From $90,000
Aug 2020
Champions Bliss, UrbanVille @ Woodlands
3-room
From $184,000
Aug 2020
Champions Bliss, UrbanVille @ Woodlands
4-room
From $276,000
Aug 2020
Champions Bliss, UrbanVille @ Woodlands
5-room
From $405,000
May 2019
Champions Green
2-room Flexi
From $86,000
May 2019
Champions Green
3-room
From $165,000
May 2019
Champions Green
4-room
From $244,000
May 2019
Champions Green
5-room
From $336,000

HDB BTO Prices in District 27 (Yishun, Sembawang)

Nov 2022
Vanda Breeze @ Yishun
2-room Flexi
From $100,000
Nov 2022
Vanda Breeze @ Yishun
3-room
From $175,000
Nov 2022
Vanda Breeze @ Yishun
4-room
From $270,000
Nov 2022
Vanda Breeze @ Yishun
5-room
From $391,000
Nov 2022
Miltonia Breeze @ Yishun
2-room Flexi
From $84,000
Nov 2022
Miltonia Breeze @ Yishun
4-room
From $248,000
Nov 2022
Miltonia Breeze @ Yishun
5-room
From $375,000
Nov 2022
Aranda Breeze @ Yishun
2-room Flexi
From $99,000
Nov 2022
Aranda Breeze @ Yishun
4-room
From $276,000
Nov 2022
Aranda Breeze @ Yishun
5-room
From $366,000
Feb 2022
Grove Spring @ Yishun
2-room Flexi
From $102,000
Feb 2022
Grove Spring @ Yishun
3-room
From $180,000
Feb 2022
Grove Spring @ Yishun
4-room
From $270,000
Feb 2022
Grove Spring @ Yishun
5-room
From $385,000
Feb 2022
Yishun Boardwalk
2-room Flexi
From $95,000
Feb 2022
Yishun Boardwalk
3-room
From $189,000
Feb 2022
Yishun Boardwalk
4-room
From $276,000
Feb 2022
Yishun Boardwalk
5-room
From $410,000
May 2022
Yishun Beacon (Yishun)
2-room Flexi
From $123,000
May 2022
Yishun Beacon (Yishun)
4-room
From $328,000
May 2022
Yishun Beacon (Yishun)
5-room
From $485,000
Feb 2020
Canberra Vista (Sembawang)
2-room Flexi
From $89,000
Feb 2020
Canberra Vista (Sembawang)
3-room
From $177,000
Feb 2020
Canberra Vista (Sembawang)
4-room
From $272,00
Feb 2020
Canberra Vista (Sembawang)
5-room
From $350,000
Feb 2020
Canberra Vista (Sembawang)
3Gen
From $355,000
Nov 2020
Sun Sails (Sembawang)
2-room Flexi
From $92,000
Nov 2020
Sun Sails (Sembawang)
3-room
From $163,000
Nov 2020
Sun Sails (Sembawang)
4-room
From $260,000
Nov 2020
Sun Sails (Sembawang)
5-room
From $336,000
May 2018
Casa Spring @ Yishun
2-room Flexi
From $76,000
May 2018
Casa Spring @ Yishun
4-room
From $256,000
May 2018
Casa Spring @ Yishun
5-room
From $335,000
May 2018
Casa Spring @ Yishun
3Gen
From $347,000
Aug 2018
Yishun Glen (Yishun)
3-room
From $178,000
Aug 2018
Melody Spring @ Yishun
2-room Flexi
From $75,000
Aug 2018
Melody Spring @ Yishun
4-room
From $248,000
Aug 2018
Melody Spring @ Yishun
5-room
From $334,000
Nov 2018
EastGlen @ Canberra
3-room
From $165,000
Nov 2018
EastGlen @ Canberra
4-room
From $251,000
Nov 2018
EastGlen @ Canberra
5-room
From $327,000
Nov 2018
Melody Spring @ Yishun
3-room
From $170,000
Nov 2018
Melody Spring @ Yishun
4-room
From $259,000
Nov 2018
Melody Spring @ Yishun
5-room
From $346,000
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More FAQs About Build-to-Order (BTO) Flats

BTO stands for ‘Build-To-Order’ and refers to new public housing flats built and sold by Housing & Development Board (HDB).

For the upcoming BTO launch in December 2023, new flats will be offered across Bedok, Bukit Merah, Bukit Panjang, Bishan, Queenstown, Jurong West, and Woodlands. You can apply for a BTO flat directly from HDB during its quarterly launches in February, May, August, and November.

Yes, singles can buy 2-room Flexi BTO flats via the Single Singapore Citizen Scheme or Joint Singles Scheme.

HDB BTO flat prices depend vary depending on the project and are released only during the BTO launches. BTO flats are considered subsidized housing and hence are cheaper than resale flats on the open market and private properties.

You can buy a BTO flat from HDB twice. The second time, you will need to pay a resale levy.

HDB BTO flats are built to order, and generally take about four to five years to complete.