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Find the right one

Make the right home loan decision with
our smart tools and expert guidance

Home loans,
the smarter way

Qualify with ease
Our secure online tool streamlines bank rules into a few easy steps and estimates your potential loan amount.
Get matched to the right loan
Our team of dedicated experts will work with you on the best way to finance your dream home.
Apply online, anywhere, anytime
Loan applications, reimagined. Our online process is smooth and paper-free. Just drag, drop, and go!
We partner with all major banks in Singapore to bring you the best mortgage deals
  • DBS
  • OCBC
  • Citibank
  • UOB
  • Standard Chartered
  • Maybank
  • RHB
  • CIMB
  • Bank of China
  • SBI
  • Hong Leong Finance
  • Singapura Finance
  • HSBC
  • DBS
  • OCBC
  • Citibank
  • UOB
  • Standard Chartered
  • Maybank
  • RHB
  • CIMB
  • Bank of China
  • SBI
  • Hong Leong Finance
  • Singapura Finance
  • HSBC
  • DBS
  • OCBC
  • Citibank
  • UOB
  • Standard Chartered
  • Maybank
  • RHB
  • CIMB
  • Bank of China
  • SBI
  • Hong Leong Finance
  • Singapura Finance
  • HSBC
HDB flat view

Discover your mortgage
options with us

Where are you in your home ownership journey?

Crafted by experts,
fine-tuned with technology

1
Qualify

Quick, digital, bank-backed checks for fast, loan qualification.

2
Match

Compare the latest rates from all banks and land on your ideal loan.

3
Apply

Streamlined and guided online application for all banks.
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S$ 6+ Billion
S$ 6+ Billion
Successful Loans
25 Seasoned
25 Seasoned
Mortgage Experts
3 Days
3 Days
Average Loan Approval

We're redefining home
financing,
with you in mind.

Rated starstarstarstarstar by our customers

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  • "I would like to thank my Home Finance Mgr Joanne Pang who was very professional and pr...Read more
    Photo of Kenny Tay
    Kenny Tay
  • "Great service. Glenda and Desmond are prompt to answer messages. They are knowledgeabl...Read more
    Photo of Lok Geraldine
    Lok Geraldine
  • "Ms. Hazel Lam from the PropertyGuru Finance Team has been a great guidance and help fo...Read more
    Photo of Deepanwita Roy
    Deepanwita Roy
  • "The service of Ms Joanne is quite patient and timely. She helps us a lot on the home l...Read more
    Photo of Shanshan Yang
    Shanshan Yang
  • "A big thank you to Joanne for her professional and efficient assistance in helping me ...Read more
    Photo of Wendy
    Wendy
  • "My wife and I were introduced by my property agent to Joanne. As first timers, we were...Read more
    Photo of Sean Soh
    Sean Soh
  • "Refinance analysis is very details & easy to read!"
    Photo of Boon Haou Bong
    Boon Haou Bong
  • "Thank you to Joanne of PropertyGuru Finance for helping with my mortgage. My first hom...Read more
    Photo of Tuyet Linh
    Tuyet Linh
  • "Lily Koh was a star in helping us throughout our enquiries and processions throughout....Read more
    Photo of James Russell Lim
    James Russell Lim

Frequently Asked Questions

  • PropertyGuru Finance can help you secure the best in line home loans and HDB bank loans. Soon, we will be able to assist you with commercial property loans and overseas property loans as well.
  • We partner with all major banks to bring you the best home loan packages in Singapore. Why waste time visiting bank branches and making sense of home loan packages?
    From sharing customised recommendations to processing your home loan application, our Mortgage Experts will be with you every step of the way.

  • No. You can put your mind at ease as our service is absolutely free with no hidden charges.
  • We receive a small referral fee from the bank when you have accepted the loan. Our team partners with all major banks, which means you get access to the lowest interest rates, limited-time bank promotions and unbiased advice.
  • Simply submit an enquiry for a mortgage loan here and our Mortgage Expert will call you within 1 business day.
  • To get started, you'll need:
    • - A copy of your NRIC/Passport
    • - Latest 3 month payslips
    • - Latest Income Tax Notice Assessment (latest 2 years if you're self-employed)
    • - Your CPF contribution history
    • - Your Option to Purchase or Sale and Purchase Agreement
    We'll walk you through the rest when you contact us here.