First Home Buyers
Read our extensive guides for first time home buyers in Singapore including stamp duty charge.
17 Mar 2026 • PropertyGuru Editorial Team
Can PRs Buy HDB Flats in Singapore? (2026)
"Can PR buy HDB Flat in Singapore?" and "Can PR buy resale HDB flat?" are questions many may wonder. HDB resale flat eligibility and ownership are rights granted to every SPR. But they do come with some restrictions. Find out more.
10 Mar 2026 • PropertyGuru Editorial Team
Buying HDB Resale Flats in Singapore (2026): Guide to Eligibility, Grants, and Financing
Buying HDB resale flats in Singapore has certain pros and cons. In this article, we discuss how to buy an HDB resale flat, eligibility criteria, and the application process in 2023.
3 Mar 2026 • cherylchiew
Pre-qualification Check for Property Purchase in Singapore: All You Need to Know (2026)
Getting prequalified for a loan helps determine your budget and loan eligibility. If you're intending to secure a home loan in Singapore, here's all you need to know about what a pre-qualification check is and how to get prequalified.
3 Mar 2026 • PropertyGuru Editorial Team
Loan Tenure in Singapore: 6 Best Times To Change It (2026)
Understanding loan tenure in Singapore and how it works is important for financing your property purchase. According to MAS, the maximum loan tenure for private property in Singapore is 35 years.
1 Mar 2026 • PropertyGuru Editorial Team
Temporary Occupation Permit (TOP): Complete Guide for HDB Flats and Condos (2026)
What is TOP and how does a TOP date affect when you get to move in your condo or HDB flat? Find out more here in our updated guide for 2023.
1 Mar 2026 • PropertyGuru Editorial Team
HDB Open Booking of Flats (OBF): Should I Buy an OBF, SBF, or HDB Resale Flat? (2026)
What is HDB Open Booking of Flats? How are HDB OBF units different from Sale of Balance Flats (SBF) units and HDB resale flats? We analyse the pros and cons of these HDB flats to help you make the best choice when buying a house in Singapore in 2023.
1 Mar 2026 • PropertyGuru Editorial Team
Fixed vs Floating Rate Home Loans in Singapore: How to Pick the Right One (2026)
Home loan refinancing, home loans, fixed and floating rate home loan are terms that can be confusing. This a guide on all the basics. When taking out a bank property mortgage in Singapore, you can choose between a fixed and variable rate house loan. Don't know where to start? Here's all you need to know about them.
17 Feb 2026 • PropertyGuru Editorial Team
How to Get an IPA from a Bank in Singapore: 3 Easy Steps (2026)
Knowing how to get an IPA from a bank in Singapore is important if you are applying for a bank loan to finance your property. Here are 3 steps on how to secure an In-Principle Approval (IPA).
25 Jan 2026 • Eugenia Liew
Buyer Stamp Duty in Singapore: Rates, Calculations, and Payment Rules for 2026
Buyer stamp duty is one of the earliest and most important costs when buying property in Singapore. This 2026 guide explains current BSD rates, how calculations work, payment deadlines, penalties, and how buyers can plan upfront costs with confidence using calculators and clear timelines.
8 Dec 2025 • PropertyGuru Editorial Team
HFE Application Guide 2025: 4 Simple Steps to Get Your HDB HFE Letter
Here's the HFE application guide for those who want to buy an HDB flat in Singapore. We break down process to apply for the HDB Flat Eligibility (HFE) letter into 5 simple steps.










