First Home Buyers

Getting an HDB SBF flat is one way to secure an affordably priced home in Singapore. The upcoming Sale of Balance Flats 2025 exercise in February will be the only HDB SBF exercise.

An Option to Purchase (OTP) is an agreement between a buyer and seller, signed by the buyer when they decide to buy the property at the agreed price in Singapore. Read about the procedures for both private property and HDB OTPs.

If you didn't manage to successfully ballot for a BTO flat during the Feb 2025 BTO launch, we're sorry to hear that. But if you really want to live in the same neighbourhoods, here are some options for alternative resale flats in Yishun, Woodlands, Queenstown, and Kallang/Whampoa.

The HDB BTO Feb 2025 launch offers 5,032 BTO flats available across across Kallang/Whampoa, Queenstown, Woodlands, and Yishun. Which Feb 2025 BTO project should you apply for?

"Can PR buy HDB Flat in Singapore?" and "Can PR buy resale HDB flat?" are questions many may wonder. HDB resale flat eligibility and ownership are rights granted to every SPR. But they do come with some restrictions. Find out more.

HDB flat eligibility has to be fulfilled by those who wish to buy an HDB flat in Singapore. For instance, to qualify for a 3-room BTO flat, your household income cannot exceed $7,000 or $14,000, depending on the project.

The Total Debt Servicing Ratio or TDSR in Singapore limits your monthly debt repayments to 55% of your gross monthly income. This includes your home loan (mortgage) and other liabilities like credit card debt and personal loans.

"Can I use CPF to buy condo in Singapore?" is a common question that pops up. While the answer is yes, learn 4 main reasons why you should not use CPF to buy a condo or an HDB flat.

As young newlyweds, buying your first home together is the next milestone after marriage. And if you’re anything like the clients on Home Run: Singapore, you also love hosting and cooking. If you’re on the lookout for your first home, here are some similar listings.

Home loan amortisation is when you split your mortgage repayments into smaller, more manageable amounts, repaying your principal and interest at the same time. All home loans in Singapore are amortised.