First Home Buyers
Read our extensive guides for first time home buyers in Singapore including stamp duty charge.
2 Apr 2025 • cherylchiew
BTO Feb 2025: Affordable Resale Flat Alternatives in the Same Estates You Can Buy
If you didn't manage to successfully ballot for a BTO flat during the Feb 2025 BTO launch, we're sorry to hear that. But if you really want to live in the same neighbourhoods, here are some options for alternative resale flats in Yishun, Woodlands, Queenstown, and Kallang/Whampoa.
10 Feb 2025 • cherylchiew
HDB BTO Feb 2025 in Singapore: Everything You Need to Know
The HDB BTO Feb 2025 launch offers 5,032 BTO flats available across across Kallang/Whampoa, Queenstown, Woodlands, and Yishun. Which Feb 2025 BTO project should you apply for?
24 Jan 2025 • PropertyGuru Editorial Team
Can PRs Buy HDB Flats in Singapore? (2025)
"Can PR buy HDB Flat in Singapore?" and "Can PR buy resale HDB flat?" are questions many may wonder. HDB resale flat eligibility and ownership are rights granted to every SPR. But they do come with some restrictions. Find out more.
23 Jan 2025 • PropertyGuru Editorial Team
HDB Flat Eligibility for BTO and Resale Flats (2025): Guide to HDB Eligibility Schemes in Singapore
HDB flat eligibility has to be fulfilled by those who wish to buy an HDB flat in Singapore. For instance, to qualify for a 3-room BTO flat, your household income cannot exceed $7,000 or $14,000, depending on the project.
16 Dec 2024 • PropertyGuru Editorial Team
Guide to Total Debt Servicing Ratio in Singapore: How to Calculate TDSR and More
The Total Debt Servicing Ratio or TDSR in Singapore limits your monthly debt repayments to 55% of your gross monthly income. This includes your home loan (mortgage) and other liabilities like credit card debt and personal loans.
16 Dec 2024 • PropertyGuru Editorial Team
Can I Use CPF to Buy Condo or HDB Flat in Singapore? 4 Reasons Not to
"Can I use CPF to buy condo in Singapore?" is a common question that pops up. While the answer is yes, learn 4 main reasons why you should not use CPF to buy a condo or an HDB flat.
29 Nov 2024 • cherylchiew
As Seen on Home Run: Singapore: View These Beautifully-renovated HDB Homes
As young newlyweds, buying your first home together is the next milestone after marriage. And if you’re anything like the clients on Home Run: Singapore, you also love hosting and cooking. If you’re on the lookout for your first home, here are some similar listings.
20 Nov 2024 • PropertyGuru Editorial Team
What Is Home Loan Amortisation and How It Affects Your Mortgage Repayment in Singapore
Home loan amortisation is when you split your mortgage repayments into smaller, more manageable amounts, repaying your principal and interest at the same time. All home loans in Singapore are amortised.
5 Nov 2024 • PropertyGuru Editorial Team
Joint Housing Loan Guide: 5 Top Things to Consider Before Becoming a Co-borrower in Singapore
Learn about being a joint borrower in Singapore. The Monetary Authority of Singapore (MAS) mandates that all joint borrowers must also be owners of the property, so think carefully before you commit! Here are 5 key considerations.
28 Oct 2024 • cherylchiew
Pre-qualification Check for Property Purchase in Singapore: All You Need to Know (2024)
Getting prequalified for a loan helps determine your budget and loan eligibility. If you're intending to secure a home loan in Singapore, here's all you need to know about what a pre-qualification check is and how to get prequalified.