67 results for 'home-loans'

The Total Debt Servicing Ratio or TDSR in Singapore limits your monthly debt repayments to 55% of your gross monthly income. This includes your home loan (mortgage) and other liabilities like credit card debt and personal loans.

A home equity loan in Singapore can be a useful tool to grow your wealth. But if used unwisely, you may literally be risking the roof over your family’s head. Here are 5 top things to consider before taking a home equity loan.

Home loan amortisation is when you split your mortgage repayments into smaller, more manageable amounts, repaying your principal and interest at the same time. All home loans in Singapore are amortised.

Securing home loans for self-employed individuals is not always easy. Here are 5 important factors including income reporting, TDSR, and credit score check.

When choosing a home loan, the package with the lowest mortgage rates may not be the best deal for you. Here's 5 other factors to consider so you will choose the best home loan in 2024.

Understanding loan tenure in Singapore and how it works is important for financing your property purchase. According to MAS, the maximum loan tenure for private property in Singapore is 35 years.

Knowing how to get an IPA from a bank in Singapore is important if you are applying for a bank loan to finance your property. Here are 3 steps on how to secure an In-Principle Approval (IPA).

Is home loan refinancing on your mind? Chances are that you’re not quite sure where to begin or what to expect from refinancing your home loan in Singapore. Learn all about home loan refinancing in 6 steps with our ultimate checklist.

Intending to refinance your home loan in Singapore? Then you'll want to check your lock-in period. Lock-in period is a set number of years during which you are unable to redeem your house loan, including refinancing and/or selling your home. This isn't necessarily a terrible thing, though. Here are 3 reasons why.

In a high interest rate environment, should you use cash, CPF, or both to service your mortgage? We ask 5 Singaporean households how they're paying off their home loan, while grappling with this rising interest rate environment.