Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Anonymous in Home Financing

asked on 23 Jul 2015

Hi guru, recently my husband and I intend to buy HDB 4rooms flat, we are SPR almost 7yrs, may I know max bank loan amount is eligible for us, because we are very low combined salary around $4.3K. Our budget is below $380K HDB. Thanks for advise.

0 • 547 views 4 Answers

Anonymous in Home Financing

asked on 21 Jul 2015

Dear all, my wife and I are both working and we intend to purchase a condo under our names. After a few years, my wife will stop working and be taking care of our children. On top of my normal job, I have an undeclared second income hence there...

0 • 639 views 4 Answers

Anonymous in Home Financing

asked on 21 Jul 2015

I would like to know the bank loan options that foreigners have in order to purchase a flat in Singapore. What is the rate of interest, tenure of loan and what is the maximum percent of cost can be provided as a loan??

0 • 451 views 4 Answers

Mr. Principal Business in Home Financing

asked on 21 Jul 2015

Dear all, may I know if the private property is only under my own name, can my wife (SC but not a co-owner of the property) also pay for it using her CPF? Meaning, both of us will use our CPF to pay for the bank loan. Allowed?

0 • 640 views 1 Answer

Anonymous in Home Financing

asked on 20 Jul 2015

Hi, for home mortgages, is Sibor better or FHR taking into consideration that interest rate is going to increas?

0 • 572 views 2 Answers

Anonymous in Home Financing

asked on 19 Jul 2015

Hi agents, I have an approved HLE on hand, valid till mid Oct. I have recently tendered due to a better job offer. An opportunity strikes and my partner and I found a resale unit that we both fancy a lot. OTP has been signed. My biggest...

0 • 428 views 1 Answer

Anonymous in Home Financing

asked on 17 Jul 2015

Hi i have a few questions here before i decide what to buy... Qn 1) My declared income for 2015 is $210,000 SGD, self employed. Roughly, since i am self employed, how much maximum can i get for a 80% loan? I have 0 debts currently. Qn 2) I...

0 • 1068 views 8 Answers

Anonymous in Home Financing

asked on 16 Jul 2015

Hi, I am a 40 year old single SC. I've inherited my dad's 3 room HDB flat 10 years ago. This flat is fully paid too. I do not own any other property. For the past 3 years, I've fully rented out this flat and get a steady income of at least...

0 • 685 views 4 Answers

Anonymous in Home Financing

asked on 15 Jul 2015

Hi, we have a 4 room hdb leaving about 50k+ loan with hdb, understand that we could get a second property after MOP, to fund a second property, do we need to (1) fully pay the hdb loan, (2) have minimum basic retirement sum, if we do not intend to...

0 • 682 views 3 Answers

Anonymous in Home Financing

asked on 9 Jul 2015

Am I allowed to empty my CPF (OA) to pay for downpayment of a built condo property or resale condo?

0 • 1897 views 8 Answers

Ms. Asia Andin in Home Financing

asked on 8 Jul 2015

What is 'bridging loan' and its pro & con?

0 • 1829 views 7 Answers

Anonymous in Home Financing

asked on 6 Jul 2015

How much can I loan from bank if I were to buy commercial property(e.g retail shop)

0 • 429 views 2 Answers

Anonymous in Home Financing

asked on 5 Jul 2015

If we are looking at buying a $400K HDB resale flat with 59 years remaining, what are the options for financing the purchase? The maximum amount of CPF we can use is $232K, based on 58% of the purchase price and our age. Do we have to pay the...

0 • 624 views 3 Answers

Anonymous in Home Financing

asked on 3 Jul 2015

Hi, if we buy an EC under joint single scheme, and have enough CPF and cash to financed half the payment. For the rest of the loan, do we still need to apply together or it can be serviced by one person only? Since loan period depends on the age...

0 • 630 views 6 Answers

Anonymous in Home Financing

asked on 2 Jul 2015

enough for buying a 4rm resale flat with 40k cash, 60k cpf

0 • 799 views 4 Answers

Anonymous in Home Financing

asked on 1 Jul 2015

Currently I am under hdb loan.My current loan amount is 32k.Can I refinance my loan from any bank.Can I loan 60k.What is my cash out value.

0 • 425 views

Anonymous in Home Financing

asked on 1 Jul 2015

I had found a HDB resale flat that I really like. I am currently staying in a HDB flat, but have not found a buyer. What can I do to secure this flat, while at the same time allow me to find a suitable buyer for my current flat. I will need the...

0 • 654 views 9 Answers

Mr. Lee Pak Seng in Home Financing

asked on 30 Jun 2015

Can I refinance my property if it is fully paid?

0 • 2231 views 7 Answers

Anonymous in Home Financing

asked on 21 Jun 2015

Hi, my wife and I are currently using our cpf oa to pay for our hdb. We intend to purchase a private condominium a few months from now, while keeping our hdb. We understand that the cpf rule is that oa can only be used to service one property,...

0 • 610 views 2 Answers

Anonymous in Home Financing

asked on 21 Jun 2015

0 • 360 views 1 Answer

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