Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Anonymous in Home Financing

asked on 3 Jul 2015

Hi, if we buy an EC under joint single scheme, and have enough CPF and cash to financed half the payment. For the rest of the loan, do we still need to apply together or it can be serviced by one person only? Since loan period depends on the age...

0 • 633 views 6 Answers

Anonymous in Home Financing

asked on 2 Jul 2015

enough for buying a 4rm resale flat with 40k cash, 60k cpf

0 • 806 views 4 Answers

Anonymous in Home Financing

asked on 1 Jul 2015

Currently I am under hdb loan.My current loan amount is 32k.Can I refinance my loan from any bank.Can I loan 60k.What is my cash out value.

0 • 427 views

Anonymous in Home Financing

asked on 1 Jul 2015

I had found a HDB resale flat that I really like. I am currently staying in a HDB flat, but have not found a buyer. What can I do to secure this flat, while at the same time allow me to find a suitable buyer for my current flat. I will need the...

0 • 670 views 9 Answers

Mr. Lee Pak Seng in Home Financing

asked on 30 Jun 2015

Can I refinance my property if it is fully paid?

0 • 2282 views 7 Answers

Anonymous in Home Financing

asked on 21 Jun 2015

Hi, my wife and I are currently using our cpf oa to pay for our hdb. We intend to purchase a private condominium a few months from now, while keeping our hdb. We understand that the cpf rule is that oa can only be used to service one property,...

0 • 611 views 2 Answers

Anonymous in Home Financing

asked on 21 Jun 2015

0 • 362 views 1 Answer

Anonymous in Home Financing

asked on 20 Jun 2015

Looking to buy a private condo under my mum's name but since she is retired, can I be the borrower/co borrower for this property?

0 • 846 views 5 Answers

Mr. Cheong Tae in Home Financing

asked on 17 Jun 2015

Hi, It is better to pay lump sum like $100 000 for private condo to clear part of the loan and loan the rest outstanding at 1.5% interest rate loan for 30 years or keep the $100 000 in CPF and earn 2.5% interest while paying my loan? Is it wise as...

0 • 605 views 3 Answers

Anonymous in Home Financing

asked on 15 Jun 2015

I want to purchase my next resale flat with CPF fully paid upon CPF returns from my current sale. Do i still have to pay monthly installments towards CPF or will my CPF money just disappear after purchase?

0 • 629 views 4 Answers

Mr. terrence senthuran in Home Financing

asked on 15 Jun 2015

Hi Guru, My wife and me both are PR and completed 3 years. We like to get the 4-room HDB resale house. Combine monthly income 7.5K. I have some questions. 1. Combined CPF OA 30K only. Can I use the 30K for 15% down payment and Is it...

0 • 919 views 9 Answers

Ms. Angela K in Home Financing

asked on 10 Jun 2015

For home loan, should I apply for pre-approve loan directly from the bank or go through mortgage advisors / companies. What is the difference?

0 • 463 views 2 Answers

Mr. Weikang Weikang in Home Financing

asked on 3 Jun 2015

if my wife stop working for one year and during this period I applied for HDB loan HLE, how will it affect the max loan amount. basically my wife will resume working after one year, should have no problem with repaying the loan

0 • 1180 views 11 Answers

Mr. Wen De Chan in Home Financing

asked on 2 Jun 2015

hello, i have a question:- If i have 100k profit from the sale of my first flat. do i really have to use 50% of the proceed in CASH (which is 50k) for my next house if i take a second HDB concessionary loan? "If you plan to apply for a...

0 • 5524 views 11 Answers

Anonymous in Home Financing

asked on 27 May 2015

Dear Guru, I'm a SPR. 26 years old. Earning $5250 monthly and probably getting 1 month of bonus yearly. Based on 80% loan, what is the maximum loan amount or maximum condo price that I'm able to buy? If I have foreign property, do I...

0 • 850 views 6 Answers

Anonymous in Home Financing

asked on 21 May 2015

my HLE was approved in early may but i had a pay revision which my pay now is above $5k.. will it affect my eligibility for hdb loan though my HLE is still valid at the 1st appointment?

0 • 790 views 1 Answer

Mr. William Yu in Home Financing

asked on 21 May 2015

Hi, Recently viewed a EC project priced at 1.2m and spoke to one banker from OCBC. Was informed that based on our salary of $9.5k per month (Joint income), we are only eligible for a loan of $640k based on no outstanding credit cards...

0 • 1919 views 7 Answers

Ms. Dee Do in Home Financing

asked on 20 May 2015

None of the banks offer fixed rate mortgages to owners of condos that have not TOP'ed yet. This will be a big problem as interest rates go up and owners have no choice but to pay the higher mortgage payments or DEFAULT. They are not given any...

0 • 359 views 1 Answer

Mr. Jann loh in Home Financing

asked on 17 May 2015

To Buy a New EC, do we check for Loan eligibty first or we need to place a booking fee first?

0 • 504 views 5 Answers

Anonymous in Home Financing

asked on 14 May 2015

Hi, i am asking on behalf of my PR friends. His cpf has only 10k, and in that case how much cash he need to pay for condo. pls input for the lowest price of condo in the market. Thanks.

0 • 606 views 6 Answers

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