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Hi, if we buy an EC under joint single scheme, and have enough CPF and cash to financed half the payment. For the rest of the loan, do we still need to apply together or it can be serviced by one person only? Since loan period depends on the age also? Thank you.
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6 Answers

YT Tan (陈永达)
Good afternoon buyer,

Do let my team of capable bankers advise you on this. Yes loan tenure will take the weighted average age of the borrowers into consideration.

How can I get in touch with you?

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More
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Hi,

If both names are included in the purchase, both profiles and their ages will likely be accounted for to determine the income-weighted average age for borrowing. May I get my bankers to speak to you regarding this? Thanks and hope to discuss further.

Warm Regards,
Ivan Ng
Proactive. Sincerity. Feedback.
Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
CEA Registration Number: R052114D
ERA Realty Network: L3002382K
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More
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Good afternoon EC Buyer!

Yes loan tenure will be dependent on the average age of the borrowers. Perhaps I could get a banker to get in touch with you to discuss further on this?

Also, I'm in the core team for The Vales EC which is situated a 7 minute walk from Sengkang MRT. Prices start from $717K for a 3 bedder. I'll be present at the showflat this Sunday and hope to see you there.

Do get in touch with me. Thanks!

Bhavina
Senior Marketing Manager
ERA Realty

M: +65 91708295 
E: bhavina7777@gmail.com
W: investbuysellrent.com Read More
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Hi,

This variable will be dependent on the credit status/profile and age all of borrowers. What I suggest is to engage a professional to take care of the entire technicalities of purchase. Since you are not liable to pay any fees, why not exploit the opportunity of being represented- and direct all questions and tasks to your agent at once or as and when you need clarity.

You agent will also be in a better position to handle the financial (bankers advise and procedures at NO cost) and legal matters. Furthermore, the complete inventory of units with pricing and latest discounts can be proposed at the fingertips. Do consider reaching out and I will do my best to ensure you are promised a seamless and stress-free purchase.

You may wish to have a look at the first testimonial evident on the page my client left me yesterday with regards to his recent purchase of 4BR at Bellewoods EC: http://www.kumarrai.com/agent-page/88280/testimonials

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com ( Recent Awards and Testimonials)

#1 team of ERA in Singapore, Asia Pacific International for 2014.

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2014 ERA Asia-Pacific Business Conference Elite Award

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GAN ENG JOO ONASSIS
Hi,

Pls feel free to contact me to have a discussion.

Onassis Gan Eng Joo - CEA Reg No.: R021244C
CES Certified SG Realtor l SGRealtor.com
agent.myweb.sg (PropertyGuru) / agent.irealtor.sg (iProperty)

SG Hotline: +65 9222 2389 
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Hi,
The loan can be service by one owner, but has to be advise and approve by bank. To assist and advise you the details, kindly drop me an email for me to share.

I can be contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
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