Hi Mr Cheong Tae,
If it is that straightforward calculations that you are looking at, you already have the answer. Nevertheless, different buyers will have different ideas about how to make use of their cash on hand to make the best returns, therefore if you have avenues of investment that allows you make better returns, you should perhaps sit down and look into it. Just a word of caution that all investments come with risk, which is 1 reason why some buyers do not have appetite to take up huge loans but prefer to pay up as much as possible.
Which category do you belong to?
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