Asked by Mr. Lee Pak Seng
Can I refinance my property if it is fully paid?
2119 views
7 Answers
Hi Mr Lee, yes you have the option to refinance it if the property is not a HDB.
Do let me a call or e mail for more details on how to go about doing it .
Thanks
Rix Jim
9687 1379
rix.jim@hotmail.com
Propnex Read More
Do let me a call or e mail for more details on how to go about doing it .
Thanks
Rix Jim
9687 1379
rix.jim@hotmail.com
Propnex Read More
Hi Mr. Lee,
Yes you can refinance if its a fully paid private property, but not HDB. Thanks and hope to have more details so to understand your objectives further.
Warm regards
Ivan ERA
97432395
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More
Yes you can refinance if its a fully paid private property, but not HDB. Thanks and hope to have more details so to understand your objectives further.
Warm regards
Ivan ERA
97432395
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More
Hi Mr Lee, yes its possible to refinance a fully private property. Do drop me some info so that i could assist. Hear from you soon. Thanks
Kelvin Chen
ERA
84282282
kelvinchen.era@gmail.com Read More
Kelvin Chen
ERA
84282282
kelvinchen.era@gmail.com Read More
Dear Mr Lee,
You are right. Refinancing of a property refers to switching of bank facility in financing a property that has outstanding loan. For fully paid property, it is considered term loan or equity loan. Do take note that term loan is also subjected to ABSD and that banks may consider term loan as a housing loan therefore affecting plans to purchase the next property in terms of financing. I do come across an interesting package for consumers like yourself and can link you up accordingly with the banker.
Visit and Like my facebook page at https://www.facebook.com/propertyblogshop/
New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/
Regards,
Geryl LIM
Real Estate Director
Masters Of Real Estate
M.O.R.E Property Pte Ltd (L3010548F)
CEA Reg R014783H
Mobile: +65-81577565 /+65-92787772
Email: geryl7772@gmail.com
M.O.R.E Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ "Landed 7772" in Mobile Apps Store or Play Store now! Read More
You are right. Refinancing of a property refers to switching of bank facility in financing a property that has outstanding loan. For fully paid property, it is considered term loan or equity loan. Do take note that term loan is also subjected to ABSD and that banks may consider term loan as a housing loan therefore affecting plans to purchase the next property in terms of financing. I do come across an interesting package for consumers like yourself and can link you up accordingly with the banker.
Visit and Like my facebook page at https://www.facebook.com/propertyblogshop/
New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/
Regards,
Geryl LIM
Real Estate Director
Masters Of Real Estate
M.O.R.E Property Pte Ltd (L3010548F)
CEA Reg R014783H
Mobile: +65-81577565 /+65-92787772
Email: geryl7772@gmail.com
M.O.R.E Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ "Landed 7772" in Mobile Apps Store or Play Store now! Read More
Hi,
Pls feel free to contact me to have a discussion.
Onassis Gan Eng Joo - CEA Reg No.: R021244C
CES Certified SG Realtor l SGRealtor.com
agent.myweb.sg (PropertyGuru) / agent.irealtor.sg (iProperty)
SG Hotline: +65 9222 2389
MY Hotline: +60 111 078 8889
Email: Onassis@sgrealtor.com
Skype: incomecare
SG Commercial Websites
www.SGCBD.com
www.CBDSingapore.com
www.SingaporeCBD.com
www.CommercialSingapore.com
www.SgOfficeRental.com
www.SgShophouse.com
SG Landed Houses Websites – www.LandedGroup.com
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SG Districts Websites
www.BukitTimah.com.sg
www.Holland.sg
www.MarineParade.sg
www.SentosaIsland.sg Read More
Pls feel free to contact me to have a discussion.
Onassis Gan Eng Joo - CEA Reg No.: R021244C
CES Certified SG Realtor l SGRealtor.com
agent.myweb.sg (PropertyGuru) / agent.irealtor.sg (iProperty)
SG Hotline: +65 9222 2389
MY Hotline: +60 111 078 8889
Email: Onassis@sgrealtor.com
Skype: incomecare
SG Commercial Websites
www.SGCBD.com
www.CBDSingapore.com
www.SingaporeCBD.com
www.CommercialSingapore.com
www.SgOfficeRental.com
www.SgShophouse.com
SG Landed Houses Websites – www.LandedGroup.com
www.SGGCB.com
www.SGBungalow.com
www.SGDetached.com
www.SGSemiD.com
www.SGTerrace.com
www.SGCluster.com
SG Districts Websites
www.BukitTimah.com.sg
www.Holland.sg
www.MarineParade.sg
www.SentosaIsland.sg Read More
WhatsApp me at >>9856 9255 or through this link.:https://wa.me/6598569255.
----------------------------888--------------------------------888--------------------------->>>
(1) "If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ✔✔ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(2) (***) ✅✅ You can READ my REVIEWS here: Able Toh ✅✅
✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)
*** You can reach me at my Singapore mobile: @ +65 9 8 5 6 9 2 5 5
***(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!
*** ✔✔Connect Singapore Line (ABLE TOH): ✔✔(65) 9856*9255
FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!
NEW Launches Condominium in SINGAPORE :CALL/ WHATSAPP me FOR BEST CHEAPEST, LOWEST PRICE Straight From Developer Sales Team !!!
---------//-------------//--------------------
✅✅ (CHINESE VERSION : 简体中文版本)
(1) 如需协助任何房产相关事宜：
租房 / 买房 / 卖房 / 投资，我都可以帮忙！
*** WhatsApp：诗强 /ABLE Toh（+65 9856-9255 ）
*** https://wa.me/6598569255
（本平台无法直接联系，请通过 WhatsApp）
(2) ✅✅ 你可以在这里查看我的客户评价：诗强 /ABLE Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
(3) ✅✅ 私人住宅买家专享：
提供二手及全新私人住宅资源，买家零佣金
（多数卖方经纪愿意与买方经纪分佣）
*** ✅✅ 联系电话 (诗强 )：+65 9856-9255
(4) ✅✅✅ 新加坡全新公寓项目-发展商直销团队｜最低价保证｜无中介费：
✅✅ 提供最新资讯 / 电子宣传册 / 户型图 / 价目表
*** ✅✅ 欢迎来电 / WhatsApp 诗强 ：+65 9856-9255
*** “我能帮助您，只要您愿意私信我” Read More
----------------------------888--------------------------------888--------------------------->>>
(1) "If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ✔✔ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(2) (***) ✅✅ You can READ my REVIEWS here: Able Toh ✅✅
✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)
*** You can reach me at my Singapore mobile: @ +65 9 8 5 6 9 2 5 5
***(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!
*** ✔✔Connect Singapore Line (ABLE TOH): ✔✔(65) 9856*9255
FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!
NEW Launches Condominium in SINGAPORE :CALL/ WHATSAPP me FOR BEST CHEAPEST, LOWEST PRICE Straight From Developer Sales Team !!!
---------//-------------//--------------------
✅✅ (CHINESE VERSION : 简体中文版本)
(1) 如需协助任何房产相关事宜：
租房 / 买房 / 卖房 / 投资，我都可以帮忙！
*** WhatsApp：诗强 /ABLE Toh（+65 9856-9255 ）
*** https://wa.me/6598569255
（本平台无法直接联系，请通过 WhatsApp）
(2) ✅✅ 你可以在这里查看我的客户评价：诗强 /ABLE Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
(3) ✅✅ 私人住宅买家专享：
提供二手及全新私人住宅资源，买家零佣金
（多数卖方经纪愿意与买方经纪分佣）
*** ✅✅ 联系电话 (诗强 )：+65 9856-9255
(4) ✅✅✅ 新加坡全新公寓项目-发展商直销团队｜最低价保证｜无中介费：
✅✅ 提供最新资讯 / 电子宣传册 / 户型图 / 价目表
*** ✅✅ 欢迎来电 / WhatsApp 诗强 ：+65 9856-9255
*** “我能帮助您，只要您愿意私信我” Read More
1
WhatsApp me at >>9856 9255 or through this link.:https://wa.me/6598569255.
----------------------------888--------------------------------888--------------------------->>>
(1) "If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ✔✔ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(2) (***) ✅✅ You can READ my REVIEWS here: Able Toh ✅✅
✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)
*** You can reach me at my Singapore mobile: @ +65 9 8 5 6 9 2 5 5
***(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!
*** ✔✔Connect Singapore Line (ABLE TOH): ✔✔(65) 9856*9255
FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!
NEW Launches Condominium in SINGAPORE :CALL/ WHATSAPP me FOR BEST CHEAPEST, LOWEST PRICE Straight From Developer Sales Team !!!
---------//-------------//--------------------
✅✅ (CHINESE VERSION : 简体中文版本)
(1) 如需协助任何房产相关事宜：
租房 / 买房 / 卖房 / 投资，我都可以帮忙！
*** WhatsApp：诗强 /ABLE Toh（+65 9856-9255 ）
*** https://wa.me/6598569255
（本平台无法直接联系，请通过 WhatsApp）
(2) ✅✅ 你可以在这里查看我的客户评价：诗强 /ABLE Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
(3) ✅✅ 私人住宅买家专享：
提供二手及全新私人住宅资源，买家零佣金
（多数卖方经纪愿意与买方经纪分佣）
*** ✅✅ 联系电话 (诗强 )：+65 9856-9255
(4) ✅✅✅ 新加坡全新公寓项目-发展商直销团队｜最低价保证｜无中介费：
✅✅ 提供最新资讯 / 电子宣传册 / 户型图 / 价目表
*** ✅✅ 欢迎来电 / WhatsApp 诗强 ：+65 9856-9255
*** “我能帮助您，只要您愿意私信我” Read More
----------------------------888--------------------------------888--------------------------->>>
(1) "If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ✔✔ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(2) (***) ✅✅ You can READ my REVIEWS here: Able Toh ✅✅
✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)
*** You can reach me at my Singapore mobile: @ +65 9 8 5 6 9 2 5 5
***(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!
*** ✔✔Connect Singapore Line (ABLE TOH): ✔✔(65) 9856*9255
FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!
NEW Launches Condominium in SINGAPORE :CALL/ WHATSAPP me FOR BEST CHEAPEST, LOWEST PRICE Straight From Developer Sales Team !!!
---------//-------------//--------------------
✅✅ (CHINESE VERSION : 简体中文版本)
(1) 如需协助任何房产相关事宜：
租房 / 买房 / 卖房 / 投资，我都可以帮忙！
*** WhatsApp：诗强 /ABLE Toh（+65 9856-9255 ）
*** https://wa.me/6598569255
（本平台无法直接联系，请通过 WhatsApp）
(2) ✅✅ 你可以在这里查看我的客户评价：诗强 /ABLE Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
(3) ✅✅ 私人住宅买家专享：
提供二手及全新私人住宅资源，买家零佣金
（多数卖方经纪愿意与买方经纪分佣）
*** ✅✅ 联系电话 (诗强 )：+65 9856-9255
(4) ✅✅✅ 新加坡全新公寓项目-发展商直销团队｜最低价保证｜无中介费：
✅✅ 提供最新资讯 / 电子宣传册 / 户型图 / 价目表
*** ✅✅ 欢迎来电 / WhatsApp 诗强 ：+65 9856-9255
*** “我能帮助您，只要您愿意私信我” Read More
1