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Afternoon,

Firstly, if you are buying under single scheme, as first timer, you will be eligible for single grant, if your income is not more than $5k per month. However, given your age, you might have issue getting the necessary mortgage loan. You might also not be able to utilize all your available CPF for the purchase.
Secondly, if you are to purchase with your partner, it will be considered as second timer. You will still be entitled to single grant if the combine income is not exceeding $10k. But other implication will takes place if he had purchase subsidized unit with HDB loan.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi,

Perhaps we could speak further to discuss more comprehensively the crux of your requirements and preferences. Following our discussion, I will be in a better position to conduct an accurate financial projection and breakdown of cash flow for your purchase to narrow down & explore the possible options accordingly at no obligation.

In this new experience with weak market sentiments, it may very well be apt to have yourself walked by step by step in this process to ensure you are not shortchanged in view of your unfamiliarity. This is a buyer's market of weak market sentiments. The question always lies in HOW to leverage on it to get the best possible deal.

I will guide you through the entire purchase- from shortlisting, to negotiation, to establishing loan matters and working out finances (cash/cpf/progressive payment), paperwork, sorting legal matters, providing you with recent up to date transaction caveats for benchmark pricing as well as furnish you with a customized sales report & indicative valuations.

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com ( Recent Awards and Testimonials)

#1 team of ERA in Singapore, Asia Pacific International for 2014.

ERA 2015 Q1 Top Achievers (Top1% of ERA)
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2014 ERA Asia-Pacific Business Conference Elite Award

P Group
2015 Feb/ April/May/June ERA Top Achievers
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Hi,

Re: One Stop Services for SG properties

We can assist you based upon your stated contents.

Tell us more about your requirements with locations, we can explore further in detail.

We are contactable at 92222389  or onassis@sgrealtor.com.

Onassis Gan Eng Joo - CEA Reg No.: R021244C
CES Certified SG Realtor l SGRealtor.com
agent.myweb.sg (PropertyGuru) / agent.irealtor.sg (iProperty)

SG Hotline: +65 9222 2389 
Email: Onassis@sgrealtor.com
Skype: incomecare

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