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If I transfer 100% ownserhip of our HDB to my wife (she is 36 yrs old), then what happens to our outstanding home loan?
1. Do we need to pay it back fully
or
2. can she refinance it only under her name?
or
3. can we keep the home loan under both our names?
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2 Answers

Ivan Ng
Replied
Hi,

Only the owners can finance the hdb loan. May I understand your objectives for raising this scenario? Perhaps there are alternative methods to achieve your goals. Thanks and hope to understand your requirements further so to make better recommendations.

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
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CK Ang
Replied
Hi,
1. not the cash portion, but the CPF part.
2. your wife have to take over the mortgage
3. only she can finance the home loan.

To assist and advise more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
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