Property & Real Estate Discussions on Home Financing

3469 Results Found in Home Financing

LT in Home Financing

asked on 18 May 2013

I intend to buy a HDB resale using bank loan. Can my legal fees and stamp duties be paid using CPF (If I have enough CPF, after setting aside the 15% downpayment)? Thank you.

0 • 715 views

Mr. chee seng lim in Home Financing

asked on 14 May 2013

Hi, I have hypothetical question. 1. Fully paid HDB worth about SGD500k. 2. Cash on hand SGD250k 3. Balance unused CPF SGD50k 4. Household income SGD250k / annum 5. Able to loan for 20 years. 6. The move is to sell the HDB...

0 • 814 views 1 Answer

M. in Home Financing

asked on 14 May 2013

Hi, when a couple applies for home financing from banks or FIs, assuming all conditions are met, would the max. loan tenure be calculated based on the younger or older age of the joint applicants? Thx.

0 • 722 views

Mr. Alvin Lim in Home Financing

asked on 13 May 2013

According to the coolings measures that was implemented after 12 Jan 2013, "MAS will cap the Mortgage Servicing Ratio (MSR) for housing loans granted by financial institutions at 30% of a borrower's gross monthly income. " I was...

0 • 929 views 1 Answer

Mr. ling huang in Home Financing

asked on 11 May 2013

Hi PropertyGuru, I'm a Permanent Resident in Singapore. Currently I'm drawing SGD 5300 monthly income. If I take loan from DBS, or CitiBank, or UOB, what is the maximum amount the bank can loan to me? In addition, if I want to loan the...

0 • 1097 views 3 Answers

Mr. Jeffrey Goh in Home Financing

asked on 11 May 2013

Me and my spouse are thinking of selling our jointly-owned HDB (fully paid up) and then purchase a private property under only my name. If the private property is only under my name, can we both use proceeds from the sale of our HDB to pay the...

0 • 1331 views 6 Answers

Mr. Eswaran Subbiah in Home Financing

asked on 10 May 2013

Hi I own a HDB (fully paid) and i have a condo (loan) with my wife. Now i am planning to buy a commercial property with my brother. Will i get 80% loan and do i need to inform them that i have an outstanding loan for a private property?

0 • 915 views

Kevin in Home Financing

asked on 4 May 2013

Is funding out of Thailand or Singapore available to purchase and property in the thriving and solid Melbourne property market in Australia. regards Kevin

0 • 704 views

Anonymous in Home Financing

asked on 3 May 2013

Hi will it affect my home loan amount from a bank if i have car loan from different bank?

0 • 1903 views 5 Answers

lime in Home Financing

asked on 3 May 2013

Dear Gurus, My family is of 1SC + 1PR. We have no property in Singapore, but a few properties oversea. All of the existing properties are with loan. We plan to get a private condo in Singapore. Our family income is ~13K per month. We don't have...

0 • 1076 views

Tony in Home Financing

asked on 3 May 2013

If I want to get a apartment, single. How much would I need?

0 • 785 views

Anonymous in Home Financing

asked on 1 May 2013

hi,I owned a 5rm HDB house which i have paid fully and thinking of buying a second hand condo. what percentage of my CPF can be used to purchase this

0 • 613 views 1 Answer

wengyie in Home Financing

asked on 1 May 2013

I gross about $150k annually. I have no loan. Is there a limit as to how much I can borrow for housing loan?

0 • 1037 views 1 Answer

KK in Home Financing

asked on 29 Apr 2013

Currently, I am staying in a hdb unit in AMK with about 80 percent loan paid. My unit should be able to sell at 500k to 600k. How can I upgrade my HDB to a new pte Condo(700k to 800k) without selling my current home first? How much cash must I...

0 • 922 views 1 Answer

Ganesh P in Home Financing

asked on 29 Apr 2013

Assuming a Base Salary of 190K and on Personalised Employment Pass, Is there a way I can get 95% home loan? Reason being I have just graduated from a B-school and started working and I have yet to save for the downpayment.

0 • 1013 views 1 Answer

Yati in Home Financing

asked on 29 Apr 2013

Do we get the bank loan amount for buying a HDB flat in cash/cheque/credited to our account or CPF?

0 • 681 views 1 Answer

Muni in Home Financing

asked on 25 Apr 2013

Hi, I am a single but SPR , earning 3K per month and got 40k in OA of CPF , and 30k cash, looking for new launch 2 bedroom condo of 600-650k in any area through out singapore to purchase so could pls suggest me wether this amount is sufficient if...

0 • 1056 views

Atlantis in Home Financing

asked on 25 Apr 2013

I have a HDB that sells for $400k. No loan left. Wants to upgrade to EC. Will be selling HDB after the EC is ready. EC price is about $750k. Is there a way for cover the downpayment in anyway via loan? Our CPF and cash is used to redeem the...

0 • 903 views

twsh in Home Financing

asked on 25 Apr 2013

Hi, assuming base on an annual income of $60k and base on the mortgage calculator, i can only borrow a maximum amt of about $322k with a monthly repayment of $2k. My current situation:- - I need a loan of ard $800k over a period of 15 years for...

0 • 772 views

Anonymous in Home Financing

asked on 24 Apr 2013

We are married sc,Can I know just roughly how much home loan can we get from bank for household income 4k and car loan?

0 • 324 views 1 Answer

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