Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Anonymous in Home Financing

asked on 9 Jun 2013

Hi gurus,we are married singapore citizen, we want to upgrade from our current 5room flat in punggol to ec,as long as there is 3 bedroom,compact is ok,preferably,vvip preview,i understand that our home bank loan will be affected greatly because we...

0 • 532 views

Mr. john in Home Financing

asked on 8 Jun 2013

I a Bristish Citizen, singapore PR. I have my name as owner on a pte property in singapore. My wife is singaporean and also has her name on pte property in singapore. Her property is fully paid for. I would like to use her cpf to pay toward the...

0 • 566 views

Ms. Jane in Home Financing

asked on 8 Jun 2013

I cant decide whether to pay my new condo using a loan from the bank or cash. A bank offered me a rate of 1.27%. Can anyone tell me what the effective interest rate would be? Thanks

0 • 587 views 1 Answer

Anonymous in Home Financing

asked on 8 Jun 2013

Hi gurus,Our flat is 6 more months to mop.we are married sc,want to upgrade to ec but since the resale value and cov is decreasing,not sure if it's a good idea to upgrade.will the prices of the ec units decrease too if the hdb resale is decreasing?

0 • 920 views 2 Answers

Mr. Joe Chua in Home Financing

asked on 7 Jun 2013

Hi, MAy I know how much do I need to set aside for CPF to purchase 2nd property? Thank you.

0 • 663 views

Mr. Roy Chua in Home Financing

asked on 7 Jun 2013

Hi experts, my wife and I bought a hdb 4rm dbss in sk in 2007 for 270k. Currently, we still have about 170k on the loan and units around here are going for 460k. Is there any way we could cash out the profit? Does refinacing to a bank loan work?

0 • 967 views

WXY in Home Financing

asked on 6 Jun 2013

I am discharged from bankrupcy for more than 15 months. Currently earning 12k per month and my wife 3k per month. We currently renting a apartment and thinking of getting a resale HDB flat. Can you recommend any banker that are more willing...

0 • 885 views 4 Answers

Mr. Steven Raj in Home Financing

asked on 3 Jun 2013

I wish to calculate maximum loan eligible and i tried using different website which doesn't support Singapore MAS guidelines. Do you all know any website which provides maximum loan eligibility based on income, age, etc as per MAS guidelines? or...

0 • 779 views 2 Answers

AL in Home Financing

asked on 3 Jun 2013

Can I use my CPF to pay the monthly installment ($2800) in full? Or, is just a fraction of my OA that i can use? Thanks.

0 • 654 views

Soh in Home Financing

asked on 29 May 2013

I'm Singapore PR divorce with care and control of my child. Earning 2.8k a month. Would like to ask guru what is the maximum loan from bank if I would like to purchase a resale HDB. Thanks.

0 • 1243 views 11 Answers

Mr. Jagoan Neon in Home Financing

asked on 28 May 2013

Can someone give me a precise clue how much cash drilldown do i need to prepare to buy hdb $650k, cov 30k? We are a couple working pr. 1. Can we borrow partial cov from bank? 2. Is it now the tax duty 1st time home 8%? Can i borrow partial...

0 • 527 views 1 Answer

Mr. Pat in Home Financing

asked on 27 May 2013

I probably have a bad credit rating (multiple personal loans) while my wife has a very good credit rating. Our salary is almost the same (6k/mth). We are intending to get a pte property. Will we get a better loan quantum if she applies as sole...

0 • 622 views 1 Answer

loopless in Home Financing

asked on 27 May 2013

Hello, my wife to be and I are looking to get a condo in the near future. This would likely mean we need a home loan from either of the banks @80%. at present I co-own a HDB unit with my mum and still am financing it with a bank loan. I do not...

0 • 841 views

Viswanathan in Home Financing

asked on 25 May 2013

My wife and I are Singapore PRs and am looking for a 3-Bedder under $1.5 Mio with built-up area greater than 1500 sq. ft and walking distance to an MRT. As I had made a few overseas investments, I do not have enough cash to make a full downpayment...

0 • 677 views

Mr. Jagoan Neon in Home Financing

asked on 24 May 2013

Im a SPR working couple looking for hdb in TPY area, prefer near mrt. looking for 300-500k with low cov bcoz i only have little cash, can anyone breakdown how much cash i need to prepare?

0 • 676 views

anonymous in Home Financing

asked on 24 May 2013

I got my hle loan approved 3 yrs ago. Now that my key collection is drawing near, I want to change to a bank loan isntead. I undrestand for bank loan we have to engage bank lawyer to pay the conveyance and stamp duty fee. However I have already...

0 • 954 views 6 Answers

Mr. Jeffrey Goh in Home Financing

asked on 23 May 2013

Me and my wife intend to purchase a private property under both names. Can the property be financed by a bank loan under only one of the names?

0 • 1320 views 7 Answers

ms wong in Home Financing

asked on 20 May 2013

hi.I'm interested in buying a 5 room resale hdb flat.However, Im EP holder with about 42000 salary per year and my husband has about 20000 income per year. I am looking for bank/hdb loan which allows me maximum loan amount.Which bank offers the...

0 • 643 views 1 Answer

Wilson in Home Financing

asked on 20 May 2013

I own a HDB fully paid ($700k) and some cash. I wish to sell the HDB and purchase 2/3 private properties (residential/commercial) to finance the bank installments fully. But if I have no salary/income, under what scheme/circumstances would the...

0 • 647 views

Mr. Newbie Guy in Home Financing

asked on 18 May 2013

I am a EP holder currently married to a Singaporean. We own a HDB unit under her name and the HDB housing loan is under her name. So if I were to buy a private property in my own name, how much can I borrow? Anything else I shd be aware of?

0 • 881 views 5 Answers

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