Property & Real Estate Discussions on Home Financing

3469 Results Found in Home Financing

sk in Home Financing

asked on 24 Apr 2013

Hi, Assuming i sold off my hdb (only property) and proceeds are returned to both CPF OA and SA. Will i be able to use ALL the monies in OA and SA after that to buy my next property? Does minimum sum scheme come into play here? rgds sk

0 • 533 views 1 Answer

Sean in Home Financing

asked on 24 Apr 2013

Hi, I am a single SC in my mid 40's and looking to buy a condo (never owned any property previously). What is the latest on loan quantum?

0 • 513 views 3 Answers

Bryan in Home Financing

asked on 24 Apr 2013

My wife is a PR. Our combine gross income is $14k/mth and we have a 4 room HDB fully paid up. Currently have about $500K cash on hand and we are looking at buying a 1-1.5m condo with 25 years repayment period. However, I am a discharged...

0 • 865 views 2 Answers

Quek in Home Financing

asked on 23 Apr 2013

As I am looking forward to purchase a DBSS flat soon, is there any cap/max limit amount that me and my husband need to maintain in our CPF ordinary account in consideration that we hope to maximize our CPF savings for the 15% down payment of this...

0 • 414 views 1 Answer

Tina in Home Financing

asked on 22 Apr 2013

Hi, I am HDB 3 room owner. I am paying the bank loan thru my CPF. My spouse is go to working overseas. I am planing stop my work to follow him. Can we deposit money into my CPF account monthly so the loan can be serviced.Is there any CPF or...

0 • 758 views 1 Answer

Mrs Lim in Home Financing

asked on 22 Apr 2013

Hi, I bought my first HDB resale property 5 years ago with my husband (both Singapore citizens). We have not finished paying off our loan but are thinking of buying a second private property as investment without selling off our flat. If I am...

0 • 1010 views 2 Answers

2nd property in Home Financing

asked on 21 Apr 2013

I currently jointly own an HDB flat with my wife. We are both SC. Plan to buy a condo solely under my name. Can I get refund of 7% ABSD if I dispose my HDB flat within six months after TOP?

0 • 913 views 1 Answer

Tan in Home Financing

asked on 21 Apr 2013

Hi, can someone please answer my question.. I am a Singaporean , my wife is a foreigner with working pemit income $3100. I am the applicator for bto new flat, my wife and baby is occupier . I got no income, can my wife represent me to apply bank...

0 • 345 views

K Thinking in Home Financing

asked on 19 Apr 2013

some advice needed, would it be better upgrade from 4rm to 5rm n pay cash about $150K (cov 30k cheap) or keep the 4rm n buy a small condo in today property enviroment, n what will happen in near n far future?

0 • 446 views 1 Answer

Tan K in Home Financing

asked on 19 Apr 2013

If i used to have a poor credit history(within 5yrs) and i wish to join name with my husband to buy a HDB resale. My husband has good credit rating. Example if i am looking at a 400k HDB 4 room resale at Sengkang. CPF at hand is 150k combine. Cash...

0 • 1120 views 1 Answer

Kaisar in Home Financing

asked on 18 Apr 2013

Hi iam SPR, My wife and son is not SPR, They stay in LVP, Can i buy a house from HDB/Private, if yes how much is income sield for private, what is the lowest price for 2/3 room flats. kindly advise me. Thanks

0 • 430 views 1 Answer

James in Home Financing

asked on 18 Apr 2013

Hi, Can we use up all our OA balance in CPF to pay for the 15% downpayment for a private condo? Any comments on Riversails? The price looks competitive but with so many units on this size of land it is gonna be very crowded, isn't it?

0 • 1029 views 2 Answers

Tay in Home Financing

asked on 15 Apr 2013

Hi, I would like to check if I need to transfer my current private home loan to my parents, are they restricted to the new home loan restriction? This will be their 2nd home loan.

0 • 396 views

Bryan in Home Financing

asked on 15 Apr 2013

Hi, Would you be able to advice me on this? Currently I own a condo with my wife (50-50) shares, valued $1 million, mortgage is 800k. We plan to buy another condo valued $2 million to stay. In order to avoid the ABSD, our plan was to transfer...

0 • 769 views

Kenzo in Home Financing

asked on 14 Apr 2013

Hi, I am a Singaporean, I co-owned a HDB EA with my father for 15 years. In March 2013, my father transferred his name in the EA to my wife. The EA is fully paid up. My question is can my wife and/or me buys a private property next month? If we...

0 • 328 views 1 Answer

arnold in Home Financing

asked on 11 Apr 2013

hi if the purchase price is 700k (document from developer said "stamp duty had already been taken into consideration in the sale price). Assuming stamp duty is calculated to be 15k..so will the remaining bank loan (700k -15k) be 685k?

0 • 444 views

Ken in Home Financing

asked on 11 Apr 2013

Dear Gurus, I have a fully paid HDB flat at Tampines and is now looking at buying a second property at Pasir Ris or Flora Road area. I have 1 burning question to ask. If my fully paid flat is co-owned by my wife and me and paid using our CPF, when...

0 • 1037 views 4 Answers

sue in Home Financing

asked on 11 Apr 2013

hi I n my hubby can use hdb loan . so if want to purchase 3rm new flat but need to use bank loan do we need to pay levy as we ever use hdb grand before. or do we need yo buy resale flat.

0 • 722 views 1 Answer

Mr tan in Home Financing

asked on 11 Apr 2013

Hi, my wife is forgeiner, she holding a work permit with income $3100, and I am a Singaporean with a SC baby, our income is only my wife $3100, may I know is it possible to get a bank loan with house income $3100? CPF $19,000 cash $10,000 intend...

0 • 450 views 1 Answer

Jon in Home Financing

asked on 10 Apr 2013

Hi Experts Me and my wife currently own a 5rm HDB flat in Yishun area and are still servicing the loan(ard 140k).Currently thinking of upgrading to EC in Yishun area,few questions 1)Don have enought cash on hand if we don sell first, for the 5%...

0 • 785 views 1 Answer

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