Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Tan in Home Financing

asked on 21 Apr 2013

Hi, can someone please answer my question.. I am a Singaporean , my wife is a foreigner with working pemit income $3100. I am the applicator for bto new flat, my wife and baby is occupier . I got no income, can my wife represent me to apply bank...

0 • 347 views

K Thinking in Home Financing

asked on 19 Apr 2013

some advice needed, would it be better upgrade from 4rm to 5rm n pay cash about $150K (cov 30k cheap) or keep the 4rm n buy a small condo in today property enviroment, n what will happen in near n far future?

0 • 454 views 1 Answer

Tan K in Home Financing

asked on 19 Apr 2013

If i used to have a poor credit history(within 5yrs) and i wish to join name with my husband to buy a HDB resale. My husband has good credit rating. Example if i am looking at a 400k HDB 4 room resale at Sengkang. CPF at hand is 150k combine. Cash...

0 • 1158 views 6 Answers

Kaisar in Home Financing

asked on 18 Apr 2013

Hi iam SPR, My wife and son is not SPR, They stay in LVP, Can i buy a house from HDB/Private, if yes how much is income sield for private, what is the lowest price for 2/3 room flats. kindly advise me. Thanks

0 • 441 views 1 Answer

James in Home Financing

asked on 18 Apr 2013

Hi, Can we use up all our OA balance in CPF to pay for the 15% downpayment for a private condo? Any comments on Riversails? The price looks competitive but with so many units on this size of land it is gonna be very crowded, isn't it?

0 • 1041 views 8 Answers

Tay in Home Financing

asked on 15 Apr 2013

Hi, I would like to check if I need to transfer my current private home loan to my parents, are they restricted to the new home loan restriction? This will be their 2nd home loan.

0 • 402 views

Bryan in Home Financing

asked on 15 Apr 2013

Hi, Would you be able to advice me on this? Currently I own a condo with my wife (50-50) shares, valued $1 million, mortgage is 800k. We plan to buy another condo valued $2 million to stay. In order to avoid the ABSD, our plan was to transfer...

0 • 778 views

Kenzo in Home Financing

asked on 14 Apr 2013

Hi, I am a Singaporean, I co-owned a HDB EA with my father for 15 years. In March 2013, my father transferred his name in the EA to my wife. The EA is fully paid up. My question is can my wife and/or me buys a private property next month? If we...

0 • 341 views 1 Answer

arnold in Home Financing

asked on 11 Apr 2013

hi if the purchase price is 700k (document from developer said "stamp duty had already been taken into consideration in the sale price). Assuming stamp duty is calculated to be 15k..so will the remaining bank loan (700k -15k) be 685k?

0 • 455 views

Ken in Home Financing

asked on 11 Apr 2013

Dear Gurus, I have a fully paid HDB flat at Tampines and is now looking at buying a second property at Pasir Ris or Flora Road area. I have 1 burning question to ask. If my fully paid flat is co-owned by my wife and me and paid using our CPF, when...

0 • 1050 views 9 Answers

sue in Home Financing

asked on 11 Apr 2013

hi I n my hubby can use hdb loan . so if want to purchase 3rm new flat but need to use bank loan do we need to pay levy as we ever use hdb grand before. or do we need yo buy resale flat.

0 • 723 views 1 Answer

Mr tan in Home Financing

asked on 11 Apr 2013

Hi, my wife is forgeiner, she holding a work permit with income $3100, and I am a Singaporean with a SC baby, our income is only my wife $3100, may I know is it possible to get a bank loan with house income $3100? CPF $19,000 cash $10,000 intend...

0 • 461 views 1 Answer

Jon in Home Financing

asked on 10 Apr 2013

Hi Experts Me and my wife currently own a 5rm HDB flat in Yishun area and are still servicing the loan(ard 140k).Currently thinking of upgrading to EC in Yishun area,few questions 1)Don have enought cash on hand if we don sell first, for the 5%...

0 • 798 views 1 Answer

Jeffrey Goh in Home Financing

asked on 9 Apr 2013

Is it advisable to apply for bank loan first before looking for a condo? If I apply for a particular bank, does that mean I must use that bank subsequently? Or would it be better to apply for in principle approval, rather than the loan application?

0 • 507 views 2 Answers

Belle in Home Financing

asked on 9 Apr 2013

I own a BTO HDB Flat with my husband and we have fulfilled the 5Yr MOP. However we still have outstanding bank loan. Without selling the HDB, can we buy a Condo with 20% DP and 80% bank loan? what is the Stamp Duties we have to pay? Any other costs?

0 • 848 views 2 Answers

Benny in Home Financing

asked on 9 Apr 2013

i own a BTO HDB Flat and have fulfilled the 5Yr MOP. However I do have outstanding bank loan on this flat. Can I buy a Condo with 80% bank loan? What is the Stamp Duty I have to pay? Any other costs?

0 • 600 views 1 Answer

Hendri in Home Financing

asked on 8 Apr 2013

I'm a foreigner plan to buy a condo with mortgage. What's tax/stamp duty that I shall pay? I'm aware that that for housing loan the down payment is 20%. Can I get housing loan 80% of house price + all the related stamp duties that I must bear ?...

0 • 786 views 3 Answers

Mr. Zack in Home Financing

asked on 7 Apr 2013

My plan is to buy a Condo while i'm single at 30 years old (Condo price: 800K) Get married and merge income with my wife when it reaches TOP roughly 2-3 years later. But at 30, single with an income of 65K annual plus 200K downpayment is it...

0 • 427 views

Kel .L in Home Financing

asked on 5 Apr 2013

Can my current fully paid HDB flat get mortgage loan bank?

0 • 1524 views 6 Answers

Mr. Jeffrey Goh in Home Financing

asked on 5 Apr 2013

If we purchase a private condo with tenancy, is there any extra charges on the tenancy, besides BSD, ABSD, legal fees?

0 • 665 views

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