Property & Real Estate Discussions on Home Financing

3469 Results Found in Home Financing

Jeffrey Goh in Home Financing

asked on 9 Apr 2013

Is it advisable to apply for bank loan first before looking for a condo? If I apply for a particular bank, does that mean I must use that bank subsequently? Or would it be better to apply for in principle approval, rather than the loan application?

0 • 487 views 2 Answers

Belle in Home Financing

asked on 9 Apr 2013

I own a BTO HDB Flat with my husband and we have fulfilled the 5Yr MOP. However we still have outstanding bank loan. Without selling the HDB, can we buy a Condo with 20% DP and 80% bank loan? what is the Stamp Duties we have to pay? Any other costs?

0 • 840 views 2 Answers

Benny in Home Financing

asked on 9 Apr 2013

i own a BTO HDB Flat and have fulfilled the 5Yr MOP. However I do have outstanding bank loan on this flat. Can I buy a Condo with 80% bank loan? What is the Stamp Duty I have to pay? Any other costs?

0 • 590 views 1 Answer

Hendri in Home Financing

asked on 8 Apr 2013

I'm a foreigner plan to buy a condo with mortgage. What's tax/stamp duty that I shall pay? I'm aware that that for housing loan the down payment is 20%. Can I get housing loan 80% of house price + all the related stamp duties that I must bear ?...

0 • 775 views 3 Answers

Mr. Zack in Home Financing

asked on 7 Apr 2013

My plan is to buy a Condo while i'm single at 30 years old (Condo price: 800K) Get married and merge income with my wife when it reaches TOP roughly 2-3 years later. But at 30, single with an income of 65K annual plus 200K downpayment is it...

0 • 420 views

Kel .L in Home Financing

asked on 5 Apr 2013

Can my current fully paid HDB flat get mortgage loan bank?

0 • 1513 views 6 Answers

Mr. Jeffrey Goh in Home Financing

asked on 5 Apr 2013

If we purchase a private condo with tenancy, is there any extra charges on the tenancy, besides BSD, ABSD, legal fees?

0 • 653 views

Regi in Home Financing

asked on 4 Apr 2013

Hi can I know if there is any bank which can give a 30 year loan for 80% of the amy if the person is in late thirties, say 38 or 39? Pl advise. Tks.

0 • 430 views

jj in Home Financing

asked on 3 Apr 2013

what is the max amount of bridging loan that can be obtained? I have seen that it is 15% in some cases, is this flexible like for e.g. 15% + stamp duties?

0 • 398 views

Anonymous in Home Financing

asked on 3 Apr 2013

We are married sc,age below 35,With household income 4k, and car loan,is it possible to get a new 3 bedroom ec unit?

0 • 432 views 1 Answer

KL LOH in Home Financing

asked on 3 Apr 2013

Hi, can my mother (85 years old) purchase a EC, I would be the borrower (I don't want to be a co-owner due to ABSD ) to service the loan

0 • 382 views 1 Answer

sunshine76 in Home Financing

asked on 2 Apr 2013

having a personal loan or Lone on credit card affects the eligibility of getting home loan from bank?

0 • 477 views 1 Answer

Charlene in Home Financing

asked on 1 Apr 2013

Both me and my husband are SPR. We would like to buy a Condo in sg and do not have much cash on hand. If I am not mistaken, we need to pay cash of 5% ABSD, not sure if this can be paid by our CPF?Besides this ABSD, what else should we pay as in cash?

0 • 752 views 1 Answer

Can ep holder buy flat with loan in Home Financing

asked on 31 Mar 2013

Hi my husband is working in sg for 15 years already .but he is ep holder.i m working with loc.can we buy flat in sg with loan?

0 • 409 views

Anonymous in Home Financing

asked on 31 Mar 2013

if i want to know the bank home loan pre approval.How long will it expire till we get the new approval? will the amount be the same?

0 • 1117 views 2 Answers

Dean in Home Financing

asked on 31 Mar 2013

Hi gurus, i'm really new to this. Lets say if i buy a condo under my name (single) and pay the monthly on my own CPF. When I get married later on is it possible to add my wife's CPF to help pay the remaining loan? Do i have to go...

0 • 364 views

landed property in Home Financing

asked on 31 Mar 2013

I have only $500k and wish to buy a landed property but my income declare to the iras is relatively low may i qualify to loan where i purchase a landed property of 3 million

0 • 762 views

JC in Home Financing

asked on 31 Mar 2013

My fiancé currently own a fully paid HDB flat. We would like to purchase a private condo under my name but the loan will be service by both my fiancé and me. Will there be any issue on how much loan can we take?

0 • 426 views 1 Answer

JC in Home Financing

asked on 31 Mar 2013

0 • 404 views

Multiple in-principle approvals in Home Financing

asked on 31 Mar 2013

Are we allowed to get multiple in-principle approvals for housing loans from multiple banks?

0 • 735 views 1 Answer

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