Asked by Tan K
If i used to have a poor credit history(within 5yrs) and i wish to join name with my husband to buy a HDB resale. My husband has good credit rating. Example if i am looking at a 400k HDB 4 room resale at Sengkang. CPF at hand is 150k combine. Cash at hand 100k. What are the chances of getting a loan 80% loan? I have heard that banks are very stringent on poor credit scores. Our combine income is over 8k per month. We are looking at a 200k loan. Any chance of getting this loan? mid thrities for both of us.
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