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Hi

It typically takes about 5 working days, assuming all documents are submitted in proper order.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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The bank should be able to come up with letter of offer within 3 days or so if all necessary documents are submitted and the source of income has no ambiguity. In the event of ABL, the time could be longer. Hope this helps! Read More

Good day to you.

Once you’ve submitted all the necessary documents, you can expect the banker to respond within approximately 3 to 5 working days. However, in certain cases, it may take a bit longer.

Navigating a property transaction can be complex, especially with major life events. As a seasoned property consultant with 15 years of experience, I provide informed guidance on complex property matters.

I assist my clients with -
Divorce: Providing guidance for property settlements and achieving a clear outcome.
Estate Planning: Simplifying the process of planning for the future or handling inherited property.
Complex Situations: Offering support for cases involving Power of Attorney, bankruptcy, and other challenges.

For informed guidance along your property journey, you can schedule a free consultation to discuss your specific needs via -
Mobile: 96929209 
email: m52i@yahoo.com

For more property insights, follow my short videos here: https://www.youtube.com/@SGHomeCompass Read More

Congratulations on your home purchase! The bank processes should take 3-5 working days if it is a clean case, and up to 2 weeks if there are potential issues with your loan.

Meanwhile, you may also want to standby your lawyer to support with the exercise and completion.

Let me know if you need help, I can refer you to other bankers if your loan approval has issues.

Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585 Read More

Hi,

1) The period for a bank to provide a letter of offer could be vary dependent on bank and the completeness of document provided by the applicant.
2) The earliest I have encountered was within 5 working days, and the longest was 10 working days.
3) You might have to urge the banker to expedite the process if the due date of exercising is coming close.
4) Most of the banks will required the following document to facilitate the home loan application:
(a) NRIC for Singaporeans/PRs
(b) Latest 3 months' payslips
(c) Latest Notice of Assessment from IRAS
(d) 12 months CPF contribution History
(e) OTP
(f) Valuation report
(g) Existing home loans if applicable
(h) credit cards
(i) car loans
(j) Personal loans

All The Best!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://www.linkedin.com/in/ckling/
https://agents.huttonsgroup.com/R056727F/

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Typically, once you’ve submitted all the required documents to the bank, approval or the Letter of Offer can take anywhere between 3 to 7 working days. The timing depends on how complete your submission is and how fast the bank’s credit team processes it.

If you’re in a hurry to exercise your option, do keep close contact with your banker or broker. Sometimes, if all the paperwork is straightforward, the bank can issue approval faster. Read More

✔1 Submit all documents correctly and expect a response in 3–5 working days.

✔2 Some cases may take a bit longer.

✔3 Accuracy speeds up the process.

“Patience is not simply the ability to wait—it’s how we behave while we’re waiting.” – Joyce Meyer
WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255

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