Asked by WXY
I am discharged from bankrupcy for more than 15 months.
Currently earning 12k per month and my wife 3k per month. We currently renting a apartment and thinking of getting a resale HDB flat.
Can you recommend any banker that are more willing to consider my loan application. I will need around 80% to 70% loan of about $400,000.
Also, would it be better to put my wife as the main applicant as she had clean credit record while I act as a joint applicant?
Currently earning 12k per month and my wife 3k per month. We currently renting a apartment and thinking of getting a resale HDB flat.
Can you recommend any banker that are more willing to consider my loan application. I will need around 80% to 70% loan of about $400,000.
Also, would it be better to put my wife as the main applicant as she had clean credit record while I act as a joint applicant?
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