Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Ms. Lynn Low in Home Financing

asked on 8 Jul 2013

Hi, my fiance is co-owner of a HDB flat with his parents. It is not feasible for him to withdraw as the CPF contribution is a considerable amount. May we buy a Private apartment under my name (am 1st timer) but secure bank loan based on our...

0 • 2557 views 11 Answers

Ms. Cheryl P in Home Financing

asked on 6 Jul 2013

Hi, I am interested in buying a condo unit from a new project that is just launched recently. If i were to take up loan from the bank, does the monthly payment start before the TOP or after TOP?

0 • 5042 views 9 Answers

Mr. Jay Ng in Home Financing

asked on 6 Jul 2013

Hi Gurus, i wish to purchase a new EC with my spouse. My credit rating is bad due to late credit payments in the past. Our combine income is around 12000. My spouse is around 6000 with good credit rating. We wish to purchase a new EC around...

0 • 614 views 1 Answer

Mr. KOH ROY in Home Financing

asked on 5 Jul 2013

Dear Agent, I will like to gather some information, currently i am staying in a HDB flat wishing to upgrade to a landed property. By selling off my HDB flat using the funds to pay for a landed as deposit. So my question is I can use my CPF to...

0 • 845 views 1 Answer

Richard in Home Financing

asked on 3 Jul 2013

Hi! If i make a full redemption using my CPFOA on my current HDB loan and qualify for the MP ruling, please advice how many % loan can i take should i decide to purchase a second property (private)? Thanks.

0 • 919 views 4 Answers

Anonymous in Home Financing

asked on 3 Jul 2013

Due to the new MAS ruling,are banks strict to genuine home buyers?We are sc couple,if we intend to buy a new ec,no property at hand,no bad credit,are we able to appeal for higher home loan if our approved home loan is lower?

0 • 750 views 1 Answer

Mr. Joel Low in Home Financing

asked on 2 Jul 2013

Does the new ABSD apply to selling current HDB and buying a new HDB?

0 • 1976 views 11 Answers

Anonymous in Home Financing

asked on 1 Jul 2013

We are married sc couple, we want to sell our 5 room flat in punggol and upgrade to new 3 bedroom ec.will we be affected by the new MAS ruling?

0 • 422 views 1 Answer

png in Home Financing

asked on 24 Jun 2013

I had bad credit rating for a while. Been healthy for a year. My loan applications got decline few years back. Now im applying with a joint with healthy rating and yet it fails to secure the 80% loan. I missed so much opportunities. Does that mean...

0 • 725 views 1 Answer

Mr Chan in Home Financing

asked on 24 Jun 2013

Hi, my family currently has a 4 room HDB flat in Woodlands that my sister and parents are joint-tenants of for the last ten years. My sister will be 35 of age in 2 years time. I know it is possible for me to become one of the joint-tenant. I...

0 • 434 views

Mr. S Y Tan in Home Financing

asked on 24 Jun 2013

Hi... As my MOP is coming to end soon next year I would like to upgrade from my current 4rm to a exec I would like to check the following as hdb loan requires 10% up front (CPF) and 90 %loan, I am not sure if this applies to 2nd time...

0 • 730 views 1 Answer

Anonymous in Home Financing

asked on 19 Jun 2013

Hi gurus, how can i maximise my home loan?my age is 35.

0 • 900 views 5 Answers

Anonymous in Home Financing

asked on 18 Jun 2013

hi gurus, need to know roughly how much is the max home loan i can get from banks if household income is 3.5k and still servicing car loan.

0 • 416 views 1 Answer

Anonymous in Home Financing

asked on 18 Jun 2013

we are married ec,total income of 3.5k,with 5 years car servicing loan left.want to upgrade to new 3 bedroom ec.selling our 5 room flat in punggol,few months left till mop,with hdb outstanding balance of 240k,we bought at 360k,can we afford to...

0 • 848 views

Anonymous in Home Financing

asked on 18 Jun 2013

Hi gurus,we are married singapore citizen, we want to upgrade from our current 5room flat in punggol to ec,as long as there is 3 bedroom,compact is ok,preferably,vvip preview,i understand that our home bank loan will be affected greatly because we...

0 • 940 views 11 Answers

Ms. Christine Ma in Home Financing

asked on 17 Jun 2013

May I know what is the differences between HDB loan and Bank loan? Which bank has no penalty when come to capital redemption? Thanks

0 • 1462 views 10 Answers

AM in Home Financing

asked on 14 Jun 2013

Hi, Im looking for a home loan package. So far I think Maybank has the best offer as fixed rate. Does anyone who has a home loan with them are satisfied? any fee hidden? customer service?... The others bank Im thinking are HSBC and DBS... any...

0 • 3147 views 11 Answers

Mr. Tan KG in Home Financing

asked on 11 Jun 2013

We intend to purchase a resale flat using bank loan. Can the legal fees and stamp duties included in the bank loan? Pls advise. Thanks.

0 • 951 views 7 Answers

Mr. Neil Young in Home Financing

asked on 11 Jun 2013

Hi, if the HDB valuation is 430k, COV is 30k, how much cash do we need? Both of us are PR, total 55k in CPF ordinary account.

0 • 799 views 1 Answer

GX in Home Financing

asked on 9 Jun 2013

Have a HDB which I have occupied for 10 years. If I refinance with a private bank, will there be a MOP to fulfill?

0 • 601 views 1 Answer

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