Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Anonymous in Home Financing

asked on 1 Jul 2013

We are married sc couple, we want to sell our 5 room flat in punggol and upgrade to new 3 bedroom ec.will we be affected by the new MAS ruling?

0 • 420 views 1 Answer

png in Home Financing

asked on 24 Jun 2013

I had bad credit rating for a while. Been healthy for a year. My loan applications got decline few years back. Now im applying with a joint with healthy rating and yet it fails to secure the 80% loan. I missed so much opportunities. Does that mean...

0 • 723 views 1 Answer

Mr Chan in Home Financing

asked on 24 Jun 2013

Hi, my family currently has a 4 room HDB flat in Woodlands that my sister and parents are joint-tenants of for the last ten years. My sister will be 35 of age in 2 years time. I know it is possible for me to become one of the joint-tenant. I...

0 • 427 views

Mr. S Y Tan in Home Financing

asked on 24 Jun 2013

Hi... As my MOP is coming to end soon next year I would like to upgrade from my current 4rm to a exec I would like to check the following as hdb loan requires 10% up front (CPF) and 90 %loan, I am not sure if this applies to 2nd time...

0 • 729 views 1 Answer

Anonymous in Home Financing

asked on 19 Jun 2013

Hi gurus, how can i maximise my home loan?my age is 35.

0 • 898 views 5 Answers

Anonymous in Home Financing

asked on 18 Jun 2013

hi gurus, need to know roughly how much is the max home loan i can get from banks if household income is 3.5k and still servicing car loan.

0 • 413 views 1 Answer

Anonymous in Home Financing

asked on 18 Jun 2013

we are married ec,total income of 3.5k,with 5 years car servicing loan left.want to upgrade to new 3 bedroom ec.selling our 5 room flat in punggol,few months left till mop,with hdb outstanding balance of 240k,we bought at 360k,can we afford to...

0 • 845 views

Anonymous in Home Financing

asked on 18 Jun 2013

Hi gurus,we are married singapore citizen, we want to upgrade from our current 5room flat in punggol to ec,as long as there is 3 bedroom,compact is ok,preferably,vvip preview,i understand that our home bank loan will be affected greatly because we...

0 • 937 views 11 Answers

Ms. Christine Ma in Home Financing

asked on 17 Jun 2013

May I know what is the differences between HDB loan and Bank loan? Which bank has no penalty when come to capital redemption? Thanks

0 • 1457 views 10 Answers

AM in Home Financing

asked on 14 Jun 2013

Hi, Im looking for a home loan package. So far I think Maybank has the best offer as fixed rate. Does anyone who has a home loan with them are satisfied? any fee hidden? customer service?... The others bank Im thinking are HSBC and DBS... any...

0 • 3143 views 6 Answers

Mr. Tan KG in Home Financing

asked on 11 Jun 2013

We intend to purchase a resale flat using bank loan. Can the legal fees and stamp duties included in the bank loan? Pls advise. Thanks.

0 • 948 views 7 Answers

Mr. Neil Young in Home Financing

asked on 11 Jun 2013

Hi, if the HDB valuation is 430k, COV is 30k, how much cash do we need? Both of us are PR, total 55k in CPF ordinary account.

0 • 794 views 1 Answer

GX in Home Financing

asked on 9 Jun 2013

Have a HDB which I have occupied for 10 years. If I refinance with a private bank, will there be a MOP to fulfill?

0 • 595 views 1 Answer

Anonymous in Home Financing

asked on 9 Jun 2013

0 • 531 views 1 Answer

Mr. john in Home Financing

asked on 8 Jun 2013

I a Bristish Citizen, singapore PR. I have my name as owner on a pte property in singapore. My wife is singaporean and also has her name on pte property in singapore. Her property is fully paid for. I would like to use her cpf to pay toward the...

0 • 564 views

Ms. Jane in Home Financing

asked on 8 Jun 2013

I cant decide whether to pay my new condo using a loan from the bank or cash. A bank offered me a rate of 1.27%. Can anyone tell me what the effective interest rate would be? Thanks

0 • 583 views 1 Answer

Anonymous in Home Financing

asked on 8 Jun 2013

Hi gurus,Our flat is 6 more months to mop.we are married sc,want to upgrade to ec but since the resale value and cov is decreasing,not sure if it's a good idea to upgrade.will the prices of the ec units decrease too if the hdb resale is decreasing?

0 • 918 views 2 Answers

Mr. Joe Chua in Home Financing

asked on 7 Jun 2013

Hi, MAy I know how much do I need to set aside for CPF to purchase 2nd property? Thank you.

0 • 658 views

Mr. Roy Chua in Home Financing

asked on 7 Jun 2013

Hi experts, my wife and I bought a hdb 4rm dbss in sk in 2007 for 270k. Currently, we still have about 170k on the loan and units around here are going for 460k. Is there any way we could cash out the profit? Does refinacing to a bank loan work?

0 • 961 views

WXY in Home Financing

asked on 6 Jun 2013

I am discharged from bankrupcy for more than 15 months. Currently earning 12k per month and my wife 3k per month. We currently renting a apartment and thinking of getting a resale HDB flat. Can you recommend any banker that are more willing...

0 • 882 views 4 Answers

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