Asked by Mr. Jay Ng
Hi Gurus,
i wish to purchase a new EC with my spouse. My credit rating is bad due to late credit payments in the past. Our combine income is around 12000. My spouse is around 6000 with good credit rating. We wish to purchase a new EC around 700-900k. Any chance of getting a bank loan if we borrow less than 50% if income assessment is based on her? How do you rate our chances?
i wish to purchase a new EC with my spouse. My credit rating is bad due to late credit payments in the past. Our combine income is around 12000. My spouse is around 6000 with good credit rating. We wish to purchase a new EC around 700-900k. Any chance of getting a bank loan if we borrow less than 50% if income assessment is based on her? How do you rate our chances?
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