Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Anonymous in Home Financing

asked on 25 Jul 2013

Hi,we are both singaporeans,our total income is 4k,with car loan less than $800 per month, thinking of selling our punggol 5 room flat first and then purchase a vvip preview/new ec in punggol,because of absd and tdsr,our mop will be in 7 months...

0 • 819 views

Anonymous in Home Financing

asked on 25 Jul 2013

Hi,need to know how to do rough calculation of our tdsr?

0 • 1221 views 7 Answers

Winston in Home Financing

asked on 25 Jul 2013

My wife have good credit ratings but not me. Recently, I settled Full Settlement with several banks. For past 1.5 year, I been making on-time payment to them under the debt relief program with the help of credit counseling. We find it hard to...

0 • 601 views

Anonymous in Home Financing

asked on 24 Jul 2013

Hi, my wife is working part time,with cpf contribution,can I include her income to apply for home loan from banks?

0 • 616 views 1 Answer

Anonymous in Home Financing

asked on 24 Jul 2013

Hi, need to know if my car loan still servicing for another 4 more years will affect my home Loan amount?i want to get the best maximum loan.Or is it advisable to wait after I have finished paying off my car loan to get the best maximum home loan...

0 • 607 views

Leo in Home Financing

asked on 24 Jul 2013

Dear Gurus I am currently staying in a 5-rooms HDB flat for 12 years (w/ my wife & daughter). We are eligible to purchase an EC, however, lack of hard cash for the downpayment. Is there any other options to make a booking besides paying the...

0 • 560 views

Anonymous in Home Financing

asked on 24 Jul 2013

Hi,My wife and I,singaporeans,age 35,have 100k cpf and 100k cash,but my wife is not working and my income is just 3k,is it possible to purchase a new 3 bedroom ec price about 600k to 700k?

0 • 915 views 6 Answers

Anonymous in Home Financing

asked on 23 Jul 2013

we are married 35 years old sc,planning to buy new ec, can we ask bank for a longer loan tenure more than 30 years? what is criteria?

0 • 669 views

Anonymous in Home Financing

asked on 23 Jul 2013

Hi gurus, we are married sc, we are thinking of doing our pre loan approval first to know how much we can loan from bank before we sell our 5 room flat in punggol.but will that effect out tdsr since we are still keeping our flat? or should we do...

0 • 352 views 2 Answers

desmond in Home Financing

asked on 22 Jul 2013

Looking to buy a resale HDB and considering bank loan. what is the total initial payment I need to pay if i'm taking a bank loan? If I have an existing housing loan, the ceiling (from HDB site) is 60%, is that a hard rule? If so, how much do...

0 • 563 views 1 Answer

Anonymous in Home Financing

asked on 21 Jul 2013

Hi gurus,we are married sc age 35,do you know how much roughly can banks approve a housing loan for total income of 3k? any experience can share?thanks

0 • 624 views 1 Answer

Anonymous in Home Financing

asked on 20 Jul 2013

Hi gurus,we are both 35 years old married sc, currently own a 5 room flat in punggol,our mop will be in august 2013,our total income is 4k and we will still be servicing our car loan which is around $700/mth for another 5 years.I understand this...

0 • 482 views

Mr. manoj parwani in Home Financing

asked on 19 Jul 2013

Hi I am a P.R planning to invest in a condo in singapore working overseas ( chile )and have checked wih Citi Bank , DBS and SBI none of the above approve housing loans on overseas income , can you guide which bank should I approach.

0 • 447 views 1 Answer

TL in Home Financing

asked on 16 Jul 2013

Under the current cooling measures, which banks provide the highest max loan amount? And which banks provide the lowest? Does local banks tend to provide lower in principle approval?

0 • 523 views 1 Answer

Mr. Ted Ng in Home Financing

asked on 15 Jul 2013

Do I need to clear my HDB loan, before the bank can tell me my max loan-able amt?

0 • 488 views

Kopi-o in Home Financing

asked on 15 Jul 2013

Hi, my husband and i are currently living in a 5rm HDB flat bought directly from HDB. MOP will reach by end of August. can we apply for HLE now, or we have to wait till August? we want to start planning for our finances early as we plan to upgrade.

0 • 526 views 3 Answers

Anonymous in Home Financing

asked on 15 Jul 2013

Hi we are 35 yrs old,sold our 5 room flat already,we are married, both singapore citizen.Our total income is 4k.First timer,Are we able to get enough bank loan to purchase a 3 bedroom new ec?

0 • 690 views 2 Answers

Anonymous in Home Financing

asked on 12 Jul 2013

Hi we are 35 yrs old,sold our 5 room flat already,we are married, both singapore citizen.Our total income is 4k.First timer,Are we able to get enough bank loan to purchase a new ec?e.g 80%

0 • 339 views 1 Answer

Mr X in Home Financing

asked on 10 Jul 2013

With the new MAS ruling on bank loans on purchase of residential properties, how does outstanding balances in credit line & credit cards affect total debt servicing ratio(TDSR)? Is it the monthly interest rate which is calculated or the...

0 • 1273 views 16 Answers

Mr. Bryan Goh in Home Financing

asked on 9 Jul 2013

How to afford new BTO as an existing HDB Flat owner. My Existing HDB Flat is under HDB Loan, taken at Yr1999. Outstanding Loan amount: ~$120,000, Used CPF: ~$90,000, Flat Size: 4 Room, Area: 113 sqm New BTO, Targeted Flat Cost: $360,000, Flat...

0 • 1276 views 8 Answers

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