Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Ms. Melissa Tan in Home Financing

asked on 5 Aug 2013

My husband and I co-own a property. I just found out that he secretly used this property to obtain an OD loan. My husband refuses to tell me anything. The bank also refuse to provide me with the details of the OD, stating that I'm not entitled...

0 • 534 views

Anonymous in Home Financing

asked on 1 Aug 2013

we are married sc,since we are lacking in cash,we will need to sell our flat first in order to use the sales proceeds for the downpayment of new ec.What if the new ec launch before i could find a buyer or maybe sold our flat but still waiting for...

0 • 458 views 1 Answer

Anonymous in Home Financing

asked on 31 Jul 2013

Hi gurus, We are married sc,age 35,clean credit record, no loans,settled all credit cards bills.Our total income is 3k,how much roughly can we get if we apply home loan from banks?

0 • 622 views 3 Answers

Anonymous in Home Financing

asked on 30 Jul 2013

Hi Gurus, we are married sc, we have another 6 more years of car loan.If we pay the bank in full to clear our car loan first and then apply for bank home loan,will there be a very big difference with the approved amount?if yes, roughly around how...

0 • 524 views 3 Answers

Anonymous in Home Financing

asked on 30 Jul 2013

Hi gurus, we are sc,2nd timers and are hdb upgraders,if after selling our 5room flat,we have estimated 100k cash and 100k cpf.we want to use the cash from our sales proceeds to pay for the downpayment for the purchase of our new ec,we can't buy...

0 • 732 views

Anonymous in Home Financing

asked on 30 Jul 2013

Hi we are married sc, we are hdb upgraders, 2nd timers,we want to sell our flat first to get higher home loan based on out tdsr and use the cash from our sales proceeds for new ec downpayment, what happens if the ec is over subscribed? what are...

0 • 1072 views 10 Answers

Mr. James Loh in Home Financing

asked on 29 Jul 2013

How many months of cpf bank will look at before issueing a loan for hdb resale flat?

0 • 621 views 1 Answer

Mr. Red Red in Home Financing

asked on 27 Jul 2013

We would like to buy a private condo. Lets say the price is exactly $1.2 million and I can borrow 80% from the bank. My ABSD is 10%. How much money would I need now including laywer fee etc to save up. Would appreciate if the gurus can help to...

0 • 748 views 1 Answer

Anonymous in Home Financing

asked on 27 Jul 2013

Hi, my wife has 2 part time jobs, one is with a company and the other is tutoring which is self employed. Can she combine both her income and my income to apply for home loan from banks?

0 • 687 views 1 Answer

Anonymous in Home Financing

asked on 26 Jul 2013

Hi Gurus, we are married sc,we have a good credit record,need to know about the tdsr, i know that we need to include our car loan which is $700 per month but other than that,we do not have any other big sum of loans,what about those small sum...

0 • 506 views

Anonymous in Home Financing

asked on 25 Jul 2013

Hi,we are both singaporeans,our total income is 4k,with car loan less than $800 per month, thinking of selling our punggol 5 room flat first and then purchase a vvip preview/new ec in punggol,because of absd and tdsr,our mop will be in 7 months...

0 • 814 views

Anonymous in Home Financing

asked on 25 Jul 2013

Hi,need to know how to do rough calculation of our tdsr?

0 • 1212 views 7 Answers

Winston in Home Financing

asked on 25 Jul 2013

My wife have good credit ratings but not me. Recently, I settled Full Settlement with several banks. For past 1.5 year, I been making on-time payment to them under the debt relief program with the help of credit counseling. We find it hard to...

0 • 596 views

Anonymous in Home Financing

asked on 24 Jul 2013

Hi, my wife is working part time,with cpf contribution,can I include her income to apply for home loan from banks?

0 • 603 views 1 Answer

Anonymous in Home Financing

asked on 24 Jul 2013

Hi, need to know if my car loan still servicing for another 4 more years will affect my home Loan amount?i want to get the best maximum loan.Or is it advisable to wait after I have finished paying off my car loan to get the best maximum home loan...

0 • 596 views

Leo in Home Financing

asked on 24 Jul 2013

Dear Gurus I am currently staying in a 5-rooms HDB flat for 12 years (w/ my wife & daughter). We are eligible to purchase an EC, however, lack of hard cash for the downpayment. Is there any other options to make a booking besides paying the...

0 • 555 views

Anonymous in Home Financing

asked on 24 Jul 2013

Hi,My wife and I,singaporeans,age 35,have 100k cpf and 100k cash,but my wife is not working and my income is just 3k,is it possible to purchase a new 3 bedroom ec price about 600k to 700k?

0 • 909 views 5 Answers

Anonymous in Home Financing

asked on 23 Jul 2013

we are married 35 years old sc,planning to buy new ec, can we ask bank for a longer loan tenure more than 30 years? what is criteria?

0 • 660 views 1 Answer

Anonymous in Home Financing

asked on 23 Jul 2013

Hi gurus, we are married sc, we are thinking of doing our pre loan approval first to know how much we can loan from bank before we sell our 5 room flat in punggol.but will that effect out tdsr since we are still keeping our flat? or should we do...

0 • 346 views 2 Answers

desmond in Home Financing

asked on 22 Jul 2013

Looking to buy a resale HDB and considering bank loan. what is the total initial payment I need to pay if i'm taking a bank loan? If I have an existing housing loan, the ceiling (from HDB site) is 60%, is that a hard rule? If so, how much do...

0 • 560 views 1 Answer

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