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Hi gurus,

I have 2 income, one is from my part time job and the other is from my small business started 3 months ago.can i use both of my income and combine them with my husband's income? which means 3 income for bank home loan?i want to get the best maximum loan approved.
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1 Answer

Ander Ang
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Hi,

If your part time job got CPF contribution, then most banks would include in the loan assessment. For self employed (own business), banks require at least 2 years in operation (meaning you need to show latest 2 years IRAS Notice of Assessment) before they will include the income as part of the loan assessment.

It is best to speak to a mortgage banker. I can recommend some bankers whom i work closely with. Please call me at 98628691  to discuss.

Thanks.
Ander Ang
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