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Hi gurus, we are married sc, we are thinking of doing our pre loan approval first to know how much we can loan from bank before we sell our 5 room flat in punggol.but will that effect out tdsr since we are still keeping our flat? or should we do our pre loan approval after selling our flat to get the correct amount?
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2 Answers

Aaron Chong
Replied
Hi

Since you are already planning to sell your unit, you could actually speak to a banker and apply anytime. So that you will have a rough idea of how much approved loan that you could borrow up to.

Pls feel free to let me know if you need any bankers' contact or other assistance. Cheers!

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
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Mike Lim
Replied
Afternoon,

If you have intention to sell your unit after getting your next property, you can highlight this to the banker. This will allow them to work on the assessment differently.

Do feel free to contact me if you require further assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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