Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Anonymous in Home Financing

asked on 18 Jul 2014

Hi, Gurus, I have onhand $500k HDB (outstanding loan 200k) and $1million private (fully paid), and i want to purchase a new condo about $1.4million, what is the suggested way? sell HDB? Sell condo? sell both? please advice

0 • 1347 views 12 Answers

Anonymous in Home Financing

asked on 18 Jul 2014

Dear gurus, Prefer no need to telephone or email. How much financing can I get if I am SC working overseas? My monthly is 10k and I have $90k cpf, $100k cash & no debt obligations. I wish to purchase either freehold condo in Pasir Ris or...

0 • 1261 views 8 Answers

Mr. Edwin We in Home Financing

asked on 16 Jul 2014

Hi, My wife SPR, I'm a foreigner, both working in Singapore. Can my wife buy resale condo only under her name and only ABSD for SPR applied? Will bank consider the home loan affordability based on her income and my income also? Thanks.

0 • 759 views 4 Answers

Anonymous in Home Financing

asked on 13 Jul 2014

I wish to get a flat on my own. I am currently just become a divorcee & I have taken 2 HDB loans. I wish to appeal as well as going to my MP to ask for a 3rd HDB loan. Question is - do I find a flat first, apply HLE then I go to the MP or...

0 • 626 views 1 Answer

Mr. Zheng Ren in Home Financing

asked on 7 Jul 2014

Hi Gurus My dad purchased one private property about 2 years plus ago. I heard every 2 years to have a refinancing or repricing to save money, The issue here is my dad is working in china . Is there any mortgage adviser can help me on that for...

0 • 1052 views 6 Answers

Mr. Vincent Sg in Home Financing

asked on 7 Jul 2014

RE-mortgage Is it possible to re-mortgage my current private condo home loan (serviced using CPF) and get another higher home loan to get a 2nd condo?

0 • 815 views 1 Answer

Anonymous in Home Financing

asked on 3 Jul 2014

I am 50 year old salaried personal, what is the maximum year of loan I can apply?

1 • 2771 views 8 Answers

Mr. ryan sc in Home Financing

asked on 30 Jun 2014

I am a singapore citizen, my wife is holding long term visit pass, she doesn't have any income. I want to know how much is the maximum loan amount i can borrow. My yearly income is 60,000. thanks.

0 • 929 views 2 Answers

Anonymous in Home Financing

asked on 29 Jun 2014

1. Can I do a resale transaction (selling existing and buying a new property) when my home loan is still within lock in period? 2. If the answer is yes for the question above, can I "transfer" the existing home loan to the new property?

0 • 836 views 3 Answers

Anonymous in Home Financing

asked on 29 Jun 2014

Am i eligible for housing grant (how much) and hdb loan when buying a resale hdb? I(34 yo) and my son(2 yo) just converted from spr to sc. My wife (33 yo) is still spr. We are First time buyer with household income more than 15k.

0 • 885 views 3 Answers

Anonymous in Home Financing

asked on 28 Jun 2014

I have a condo in East Coast for own stay and my wife does not own any property, both the Singapore PR. I would like a buy a condo under my Wife's name and rent it. My wife currently does not have any income (homemaker), but will start getting...

0 • 809 views 2 Answers

Mr. Aik Kooi Ming in Home Financing

asked on 21 Jun 2014

HI Guru, Currently I have a mortgage loan with OCBC bank and looking into refinancing or conversing. What is the current bank loan interest rate if I would like to lock-in for two year with the bank for about 85k loan?

0 • 1158 views 11 Answers

Anonymous in Home Financing

asked on 15 Jun 2014

We have a private condo that is currently rented out. Will like to buy a second private condo for own stay. We are currently staying in hdb fully paid. We are Singaporeans age 43. How to go about the transition of working out the sums? Eg. After...

0 • 1042 views 5 Answers

Anonymous in Home Financing

asked on 9 Jun 2014

If we have a mitigation issue because the owner of a vehicle we guarantored for has failed to pay for his vehicle, how long would the case stay under name after we made full settlement. The vehicle only cost $1.5k but our home loan applications w...

0 • 496 views

Mr. Francis Loh in Home Financing

asked on 7 Jun 2014

I am 41 and purchased a 4rm flat in Senja Rd in 2000 costing $128K then, which has already been fully paid up. I am intending to purchase a 5rm resale flat in Bt Panjang for about $$510K. Questions: 1) If I managed to sell off my existing flat for...

0 • 997 views 8 Answers

Mr. Kelvin Aung in Home Financing

asked on 6 Jun 2014

Hi, I (Singapore PR) am planning to buy resale flat with my wife (Singapore PR). But I owned one resale flat with my parents. My questions are when I can buy another resale flat and how much we (me and wife) can get the loan from bank? Thank you.

0 • 700 views 1 Answer

Anonymous in Home Financing

asked on 3 Jun 2014

Hi guru!, Me and my husband would like to buy bto house. My husband is singaporean he would like to withdrawal his owner name from his parent house and transfer back to his dad. His dad will need to bank loan since he is spr. I know we need to top...

0 • 536 views

Mr. Wilkie Ong in Home Financing

asked on 31 May 2014

I am selling my condo to co-purchase a EC (Ecopolitan) ? 1)In 2017 march I will be 55 years of age will my CPF (OA)be eligible for usage on loan ? 2)Do we qualify to the EC application ? 3)Can we sell our condo only after TOP with 6 months What...

0 • 1226 views 7 Answers

Anonymous in Home Financing

asked on 27 May 2014

With a valid IPA, is it a gurantee that banks will loan me that max.amount?

0 • 2789 views 7 Answers

Anonymous in Home Financing

asked on 25 May 2014

Is there reverse mortgage loan right now.? My parent seeking financial help..they have fully paid off their HDB flat.

0 • 670 views 1 Answer

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