Property & Real Estate Discussions on Home Financing

3473 Results Found in Home Financing

Anonymous in Home Financing

asked on 26 Jul 2014

I am a S'pore PR, intend to purchase a 500K condominium, I'd like to know whether I can get the 80% loan from bank? current situation is working in China's MNC, need complete the 3 yrs contract, then will be bk S'pore, pay slip will be provide by...

0 • 778 views

Anonymous in Home Financing

asked on 21 Jul 2014

I am intending to buy a HDB resale flat together with my wife. We wanted to take a HDB loan. Just a few questions: 1. Is HDB loan subject to TSR (Total Debt Servicing Ratio) of 60%? 2. If yes, and our income already exceed 60%, so are we...

0 • 1266 views 3 Answers

Anonymous in Home Financing

asked on 21 Jul 2014

We are 35 year old Singaporean. We just sold our HDB and bought another HDB at SGD550K. Currently we have 300K CPF and 175K cash. Which loan should we go for bank loan (lower interest rate) or HLE (fixed rate)? If we intend to sell this HDB after...

0 • 908 views 7 Answers

Anonymous in Home Financing

asked on 19 Jul 2014

I intend to sell my 5 room hdb flat for $450k and downgrade to 4 room flat cost about $360k. My principal amount withdrawn plus accrued interest is $101,600. So after deducting I will have around $349k in cash. From my understanding, the $101k...

0 • 1731 views 5 Answers

Anonymous in Home Financing

asked on 18 Jul 2014

Hi, Gurus, I have onhand $500k HDB (outstanding loan 200k) and $1million private (fully paid), and i want to purchase a new condo about $1.4million, what is the suggested way? sell HDB? Sell condo? sell both? please advice

0 • 1329 views 12 Answers

Anonymous in Home Financing

asked on 18 Jul 2014

Dear gurus, Prefer no need to telephone or email. How much financing can I get if I am SC working overseas? My monthly is 10k and I have $90k cpf, $100k cash & no debt obligations. I wish to purchase either freehold condo in Pasir Ris or...

0 • 1250 views 9 Answers

Mr. Edwin We in Home Financing

asked on 16 Jul 2014

Hi, My wife SPR, I'm a foreigner, both working in Singapore. Can my wife buy resale condo only under her name and only ABSD for SPR applied? Will bank consider the home loan affordability based on her income and my income also? Thanks.

0 • 746 views 4 Answers

Anonymous in Home Financing

asked on 13 Jul 2014

I wish to get a flat on my own. I am currently just become a divorcee & I have taken 2 HDB loans. I wish to appeal as well as going to my MP to ask for a 3rd HDB loan. Question is - do I find a flat first, apply HLE then I go to the MP or...

0 • 620 views 1 Answer

Mr. Zheng Ren in Home Financing

asked on 7 Jul 2014

Hi Gurus My dad purchased one private property about 2 years plus ago. I heard every 2 years to have a refinancing or repricing to save money, The issue here is my dad is working in china . Is there any mortgage adviser can help me on that for...

0 • 1040 views 7 Answers

Mr. Vincent Sg in Home Financing

asked on 7 Jul 2014

RE-mortgage Is it possible to re-mortgage my current private condo home loan (serviced using CPF) and get another higher home loan to get a 2nd condo?

0 • 808 views 1 Answer

Anonymous in Home Financing

asked on 3 Jul 2014

I am 50 year old salaried personal, what is the maximum year of loan I can apply?

1 • 2621 views 8 Answers

Mr. ryan sc in Home Financing

asked on 30 Jun 2014

I am a singapore citizen, my wife is holding long term visit pass, she doesn't have any income. I want to know how much is the maximum loan amount i can borrow. My yearly income is 60,000. thanks.

0 • 915 views 2 Answers

Anonymous in Home Financing

asked on 29 Jun 2014

1. Can I do a resale transaction (selling existing and buying a new property) when my home loan is still within lock in period? 2. If the answer is yes for the question above, can I "transfer" the existing home loan to the new property?

0 • 824 views 3 Answers

Anonymous in Home Financing

asked on 29 Jun 2014

Am i eligible for housing grant (how much) and hdb loan when buying a resale hdb? I(34 yo) and my son(2 yo) just converted from spr to sc. My wife (33 yo) is still spr. We are First time buyer with household income more than 15k.

0 • 873 views 3 Answers

Anonymous in Home Financing

asked on 28 Jun 2014

I have a condo in East Coast for own stay and my wife does not own any property, both the Singapore PR. I would like a buy a condo under my Wife's name and rent it. My wife currently does not have any income (homemaker), but will start getting...

0 • 794 views 2 Answers

Mr. Aik Kooi Ming in Home Financing

asked on 21 Jun 2014

HI Guru, Currently I have a mortgage loan with OCBC bank and looking into refinancing or conversing. What is the current bank loan interest rate if I would like to lock-in for two year with the bank for about 85k loan?

0 • 1147 views 6 Answers

Anonymous in Home Financing

asked on 15 Jun 2014

We have a private condo that is currently rented out. Will like to buy a second private condo for own stay. We are currently staying in hdb fully paid. We are Singaporeans age 43. How to go about the transition of working out the sums? Eg. After...

0 • 1024 views 5 Answers

Anonymous in Home Financing

asked on 9 Jun 2014

If we have a mitigation issue because the owner of a vehicle we guarantored for has failed to pay for his vehicle, how long would the case stay under name after we made full settlement. The vehicle only cost $1.5k but our home loan applications w...

0 • 484 views

Mr. Francis Loh in Home Financing

asked on 7 Jun 2014

I am 41 and purchased a 4rm flat in Senja Rd in 2000 costing $128K then, which has already been fully paid up. I am intending to purchase a 5rm resale flat in Bt Panjang for about $$510K. Questions: 1) If I managed to sell off my existing flat for...

0 • 980 views 8 Answers

Mr. Kelvin Aung in Home Financing

asked on 6 Jun 2014

Hi, I (Singapore PR) am planning to buy resale flat with my wife (Singapore PR). But I owned one resale flat with my parents. My questions are when I can buy another resale flat and how much we (me and wife) can get the loan from bank? Thank you.

0 • 686 views 1 Answer

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