Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Anonymous in Home Financing

asked on 3 Aug 2014

My family member is a single female around 44 years old currently self employed. She would like to buy a resale 3 room HDB in Serangoon / Ang Mo KIo / YiShun area (since she is not able to buy a 3 room from HDB / BTO). Her current CPF ordinary...

0 • 914 views 6 Answers

Mr. cliff C. in Home Financing

asked on 2 Aug 2014

I’m Single Singaporean Citizen and my monthly income is 6.5k am I eligible for hdb loan when buying a 4 room’s resale hdb flat? thanks

0 • 986 views 7 Answers

Anonymous in Home Financing

asked on 31 Jul 2014

Is there any way I can utilise my spouse's cpf for our private property monthly instalment? The house is under my name only.

0 • 2456 views 6 Answers

Ms. Fyn Chia in Home Financing

asked on 29 Jul 2014

Hi, We both are SPR working in Singapore. Wish to get the information on upfront payment and cash need to have for buying a private property. We are looking for a 500k apartment. Can I know that how much cash + cpf I need to have to buy this type...

0 • 1052 views 8 Answers

Mrs. RANI ch in Home Financing

asked on 27 Jul 2014

If I want to buy 2 nd property what are the cpf usage rules if I have to aside oa+SA half of minimum sum is that includes my 1st property payments which we done. Combined cpf minimum sum rules how it works?

0 • 784 views 2 Answers

Anonymous in Home Financing

asked on 27 Jul 2014

I am a PR and my wife is Singaporean. We bought a resale flat in year 1998 without using the Government Grant.We toke a HDB loan and currently still serving the loan. The flat is currently rented out. We intend to buy a private condo in West area...

0 • 872 views 2 Answers

Anonymous in Home Financing

asked on 26 Jul 2014

I am a S'pore PR, intend to purchase a 500K condominium, I'd like to know whether I can get the 80% loan from bank? current situation is working in China's MNC, need complete the 3 yrs contract, then will be bk S'pore, pay slip will be provide by...

0 • 781 views

Anonymous in Home Financing

asked on 21 Jul 2014

I am intending to buy a HDB resale flat together with my wife. We wanted to take a HDB loan. Just a few questions: 1. Is HDB loan subject to TSR (Total Debt Servicing Ratio) of 60%? 2. If yes, and our income already exceed 60%, so are we...

0 • 1288 views 3 Answers

Anonymous in Home Financing

asked on 21 Jul 2014

We are 35 year old Singaporean. We just sold our HDB and bought another HDB at SGD550K. Currently we have 300K CPF and 175K cash. Which loan should we go for bank loan (lower interest rate) or HLE (fixed rate)? If we intend to sell this HDB after...

0 • 910 views 7 Answers

Anonymous in Home Financing

asked on 19 Jul 2014

I intend to sell my 5 room hdb flat for $450k and downgrade to 4 room flat cost about $360k. My principal amount withdrawn plus accrued interest is $101,600. So after deducting I will have around $349k in cash. From my understanding, the $101k...

0 • 1735 views 5 Answers

Anonymous in Home Financing

asked on 18 Jul 2014

Hi, Gurus, I have onhand $500k HDB (outstanding loan 200k) and $1million private (fully paid), and i want to purchase a new condo about $1.4million, what is the suggested way? sell HDB? Sell condo? sell both? please advice

0 • 1333 views 12 Answers

Anonymous in Home Financing

asked on 18 Jul 2014

Dear gurus, Prefer no need to telephone or email. How much financing can I get if I am SC working overseas? My monthly is 10k and I have $90k cpf, $100k cash & no debt obligations. I wish to purchase either freehold condo in Pasir Ris or...

0 • 1255 views 9 Answers

Mr. Edwin We in Home Financing

asked on 16 Jul 2014

Hi, My wife SPR, I'm a foreigner, both working in Singapore. Can my wife buy resale condo only under her name and only ABSD for SPR applied? Will bank consider the home loan affordability based on her income and my income also? Thanks.

0 • 754 views 4 Answers

Anonymous in Home Financing

asked on 13 Jul 2014

I wish to get a flat on my own. I am currently just become a divorcee & I have taken 2 HDB loans. I wish to appeal as well as going to my MP to ask for a 3rd HDB loan. Question is - do I find a flat first, apply HLE then I go to the MP or...

0 • 623 views 1 Answer

Mr. Zheng Ren in Home Financing

asked on 7 Jul 2014

Hi Gurus My dad purchased one private property about 2 years plus ago. I heard every 2 years to have a refinancing or repricing to save money, The issue here is my dad is working in china . Is there any mortgage adviser can help me on that for...

0 • 1044 views 7 Answers

Mr. Vincent Sg in Home Financing

asked on 7 Jul 2014

RE-mortgage Is it possible to re-mortgage my current private condo home loan (serviced using CPF) and get another higher home loan to get a 2nd condo?

0 • 810 views 1 Answer

Anonymous in Home Financing

asked on 3 Jul 2014

I am 50 year old salaried personal, what is the maximum year of loan I can apply?

1 • 2684 views 8 Answers

Mr. ryan sc in Home Financing

asked on 30 Jun 2014

I am a singapore citizen, my wife is holding long term visit pass, she doesn't have any income. I want to know how much is the maximum loan amount i can borrow. My yearly income is 60,000. thanks.

0 • 916 views 2 Answers

Anonymous in Home Financing

asked on 29 Jun 2014

1. Can I do a resale transaction (selling existing and buying a new property) when my home loan is still within lock in period? 2. If the answer is yes for the question above, can I "transfer" the existing home loan to the new property?

0 • 828 views 3 Answers

Anonymous in Home Financing

asked on 29 Jun 2014

Am i eligible for housing grant (how much) and hdb loan when buying a resale hdb? I(34 yo) and my son(2 yo) just converted from spr to sc. My wife (33 yo) is still spr. We are First time buyer with household income more than 15k.

0 • 877 views 3 Answers

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