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Good morning Bradd,

Maybe I know are you a Singaporean? Do take note that if you are a SPR or foreigner, you have to apply for approval with SLA's LDAU before you can purchase a landed in mainland Singapore, if not your alternative will be landed in Sentosa.

Do get in touch with me, Bradd so I can ask my banker to advise you on your in principle approval to gauge how much loan you can obtain (it will be subject to TDSR etc).

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
District Director
R043025D
ECG Property Pte Ltd
(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com Read More

Hi,

Based on TDSR requirements of total debt obligations cannot be exceeding max 60% of gross income, for your age profile without any other loans to servics, it is likely you can stretch a 30year loan and loan about S$2.67mil.
You may wish to check with your preferred bank on the final amount. If you need a screenshot of the calculations, I can email you.

May I know which address has caught your eye? hope to understand your requirements further before value-adding. Thanks and hope to speak soon.

Warm regards,
Ivan ERA
 97432395 
ivanng10@gmail.com Read More

Hi Bradd, the estimated loan amount for your fixed monthly income is 2.6 Mil for 30 years, means the purchase price is 3.25Mil of property. I can share with you the type of property with the price range. I would like to know more about your requirements. We can discuss more via email.

I am reachable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Afternoon,

To be eligible for landed property, you must SC. Given your age and income status, getting mortgage loan of around $2.5mil should not be an issue.

Do feel free to contact me if you require further assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi Bradd,

Based on the info you given, you are able to loan about $2.65M and if its your first property purchase, you could get a 80% loan which means the landed property you are looking at purchasing would worth ard $3.3M.

Do feel free to contact me for further discussion. Thanks

Kelvin Chen
ERA
 +65 8428 2282 
kelvinchen.era@gmail.com Read More

Hi Bradd,

I believe by now you will probably be informed of your probable loan amount eligible for subjective to final confirmation by a banker proper where you can get your In-principle Approval amount worked out. Besides understanding the loan amount, you may wish to take note of the cash outlay as well as CPF to fully work out what price range of property you are eligible for and comfortable with in terms of loan servicing. I have an array of landed homes for sale island wide (not short of 200units) and I believe you should be able to find something within your liking.

Get in touch with me if you need more information.

Visit and Like my facebook page at https://www.facebook.com/propertyblogshop/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

Regards,

Geryl LIM
Real Estate Director
Masters Of Real Estate
M.O.R.E Property Pte Ltd (L3010548F)
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

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