Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Anonymous in Home Financing

asked on 24 Oct 2014

My spouse is a foreigner and we have a Singaporean child. I'm unemployed currently. We would like to buy a HDB flat. Is there any way we can get a housing loan? Thanks.

0 • 618 views

Anonymous in Home Financing

asked on 21 Oct 2014

My wife and I bought a new HDB flat 5 years ago and it was fully paid using both our cpf account a year ago. We are considering to buy a 2nd property for investment purpose. We are evaluting the decoupling option to avoid the 7% ABSD, but was told...

0 • 1456 views 7 Answers

Mr. Hairudin Yusof in Home Financing

asked on 21 Oct 2014

Hle approved $336500 wife cpf around $70k and mine around $7k but cpf refund after selling off my unit will be around $88k. So must I use bridging loan from bank if I buy a resale unit that cost more than the available Hle and current cpf...

0 • 1228 views 9 Answers

Mr. Hairudin Yusof in Home Financing

asked on 21 Oct 2014

Hle approved $336500 for any flat types and it indicate in bold not allowed for purchasing DBSS flat. Does that mean for resale DBSS or brand new DBSS? I'm actually interested to buy a resale 5 rm DBSS after selling off my 5 rm unit in Woodlands....

0 • 786 views 2 Answers

Mr. Chia Wah Lim in Home Financing

asked on 15 Oct 2014

Hi, may I know what is the best choice to taking loan from HDB or bank?

0 • 634 views 1 Answer

Mr. bradd kwek in Home Financing

asked on 15 Oct 2014

Hi Gurus. Need your advice. I'm below 35yo earning a fixed income of $20k/mth with no debts to service. I'm keen to purchase a landed. What's the max loan I will be able to secure from the bank based in my profile?

0 • 972 views 6 Answers

Anonymous in Home Financing

asked on 13 Oct 2014

Hi, I would like to find out more about the stamp duty. If I am looking into purchasing an EC, would the stamp duty be reimbursed in time into my CPF so that it could also be used to pay for the 15% of the property? If I am not mistaken, the...

0 • 590 views

Anonymous in Home Financing

asked on 13 Oct 2014

Hi there, I am currently staying with my husband and my mother-in-law in a landed property which is co-owned by them and my husband's siblings (one bro and one sis). My husband is paying for the loan using his CPF and cash; his sister using CPF...

0 • 668 views

Anonymous in Home Financing

asked on 18 Sept 2014

Dear Guru, i have a question about the EC grant. I currently had a bto flat awaiting completion. I signed the S&P before 2012 and had paid the 5% downpayment without applying for the AHG. However, my wife and I are thinking about forfeiting...

0 • 874 views 1 Answer

Anonymous in Home Financing

asked on 17 Sept 2014

How does the new rulings about government valuations AFTER the OTP help to curb rising COV figures? If a buyer and seller must agree on an amount before the OTP, and before the property valuation. And if the the valuation of the property is lower...

0 • 706 views 2 Answers

Anonymous in Home Financing

asked on 15 Sept 2014

Just MOP 4-room HDB flat at Jurong West, will have left ~$52k HDB loan by May-17. Wants to sell the flat by May-17 and buy 3-BR or 4-BR Lake Life EC. Combined monthly income $7k, Age 35 & 40. CPF ~$85k, Cash ~$60k, no other loans commitment....

0 • 1592 views 8 Answers

Mrs. jenny ho in Home Financing

asked on 12 Sept 2014

hi, i'm a PR currently working in singapore would like to purchase a condo between 600-650k would like to enquire about the loan and downpayment for private condo. I'm currently drawing 2000sgd monthly with 50,000sgd cash on hand and not having...

0 • 857 views 2 Answers

Anonymous in Home Financing

asked on 11 Sept 2014

Hi, just want to clear my doubt regarding home loan. If I've get a home loan of $450,000 from a bank to buy a EC. After I sold my current HDB, I do a partial redemption using a total of $250,000 from the CPF refunded and cash proceed. My...

0 • 984 views 4 Answers

Mr. Joel Ng in Home Financing

asked on 31 Aug 2014

Currently I living in hdb 4 room flat at compassvale crescent, outstanding with hdb around 195k. I am interested in getting a hdb 5 room with balcony. Eg: if I manage to sell my existing 4rm at 370k and bought a 5rm at 500k. What is the amount...

0 • 1050 views 4 Answers

Mr. Billy Ng in Home Financing

asked on 27 Aug 2014

I stay in a fully paid hdb flat. If I buy an EC or private condo, is my deposit still 20% or under new rules of 40%? Am I subjected to ABSD?

0 • 1907 views 8 Answers

Mr. Billy Ng in Home Financing

asked on 27 Aug 2014

My monthly salary is almost 12k. I stay in a fully paid HDB near Serangoon Nex. Thinking of upgrading to an EC. Challenge is my CPF is locked in my hdb flat and I have limited cash. Less than 30k. What are my options? Family of 4. Thanks to advise

0 • 1847 views 8 Answers

Mr. Jasmine Chan in Home Financing

asked on 20 Aug 2014

i&my husband already PR 6 years, thinking to buy a 3 bedroom HDB, if our montly income around $5500 & we no other installment right now. May I know how much I can borrow from the Bank

0 • 710 views 5 Answers

Mr. Tan Tan in Home Financing

asked on 17 Aug 2014

Hi Gurus. When does payment starts for a housing loan either through HDB loan or bank loan? For example. I pay a 20% downpayment. and take a 80% housing loan. For a BTO flat taht is TOP in 3 years time. When do I start paying the loan? Tks

1 • 8115 views 7 Answers

Mdm. Mary Theresa William S in Home Financing

asked on 15 Aug 2014

I am currently the owner of a landed property and want to refinance the housing loan. My son's name was added to facilitate the loan because of his age so that I can get a longer period. Now if I have to refinance the bank doesnt agree because he...

0 • 1181 views 8 Answers

Ms. Vivian H. in Home Financing

asked on 9 Aug 2014

Looking for EM, prefer non-ground floors. In fact I have explored a few. for 680K neg asking, usually how much should I be looking at to fork out cash? What are the things I have to note when looking at an EM?

0 • 582 views 1 Answer

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