Property & Real Estate Discussions on Home Financing

3473 Results Found in Home Financing

Anonymous in Home Financing

asked on 19 Nov 2014

May I know what grants are available to a first-time couple earning a combined monthly income of 8K with regards to the purchase of a resale flat? Thanks.

0 • 852 views 3 Answers

Anonymous in Home Financing

asked on 18 Nov 2014

I currently co-own a condo with my sister bought 2 years ago. We currently stay with the parents and co-pay partly through CPF. What are my options if I want to buy another condo with my future partner? If I transfer ownership to my mother,...

0 • 1402 views 6 Answers

Anonymous in Home Financing

asked on 8 Nov 2014

I plan to purchase a landed home with my 23-year old daughter. I am 57 years old. I understand the recent regulations restrict my loan tenure to my age limit of 65 years old. Can my daughter take up a 35-year loan?

0 • 653 views 4 Answers

Mr. anip Sharma in Home Financing

asked on 8 Nov 2014

Can I finance a property in India by taking a loan in Singapore? If yes, how?

0 • 346 views 2 Answers

Anonymous in Home Financing

asked on 8 Nov 2014

Hi, my girlfriend is the owner of a 3-room hdb flat with the mother as the occupier. I have no property under my name. My girlfriend and I intend to purchase a property after we get married. Will our LTV be capped at 50% because of my girlfriend...

0 • 542 views 1 Answer

Mr. JOHN . in Home Financing

asked on 8 Nov 2014

Hi, 1. what documents are required for bank loan? if no payslip, can I get a letter from employer stating average monthly salary? 2.For Example, I use all my ordinary account CPF + bank loan to finance a new hdb flat, and I'm still employed...

0 • 3349 views 9 Answers

Mr. JOHN . in Home Financing

asked on 7 Nov 2014

Hi, When getting HDB loan from bank, do they just consider the 'take home pay(employee CPF minus off)' or total income before minus off employee CPF contribution? Thanks in advance.

0 • 521 views 1 Answer

Anonymous in Home Financing

asked on 5 Nov 2014

I have already finished the MOP for my HDB and I want to invest in a private property. As I am still servicing my current HDB home loan, what is the maximum bank loan I can get for the private property? Is it 60%? Thanks in advance.

0 • 828 views 3 Answers

Mr. Dragon Fly in Home Financing

asked on 2 Nov 2014

I intend to buy a EC at 880k but after much calculation, I still has a shortfall of about 195k. My question is can I wait until I sold off my current HDB flat and my 200k CPF money return to my CPF acct then I use it to pay off the shortfall....

0 • 879 views 2 Answers

Ms. Jacqueline Chen in Home Financing

asked on 30 Oct 2014

I was supposed to pay a 20% downpayment (5% cash and 15%cpf) with 80% bank loan. However if the bank was to only offer me the loan at 73%, then how do I make up for the 7% shortfall? Using cash, cpf or mixture of both?

0 • 1178 views 8 Answers

Ms. Jo Tan in Home Financing

asked on 26 Oct 2014

I am single planning to buy re-sale 4 room flat and I am eligible for HLE. Can I loan from two institution; HLE 50% & Bank 50%? Thank you for your reply in advance.

0 • 550 views 4 Answers

Anonymous in Home Financing

asked on 24 Oct 2014

My spouse is a foreigner and we have a Singaporean child. I'm unemployed currently. We would like to buy a HDB flat. Is there any way we can get a housing loan? Thanks.

0 • 611 views

Anonymous in Home Financing

asked on 21 Oct 2014

My wife and I bought a new HDB flat 5 years ago and it was fully paid using both our cpf account a year ago. We are considering to buy a 2nd property for investment purpose. We are evaluting the decoupling option to avoid the 7% ABSD, but was told...

0 • 1438 views 7 Answers

Mr. Hairudin Yusof in Home Financing

asked on 21 Oct 2014

Hle approved $336500 wife cpf around $70k and mine around $7k but cpf refund after selling off my unit will be around $88k. So must I use bridging loan from bank if I buy a resale unit that cost more than the available Hle and current cpf...

0 • 1214 views 9 Answers

Mr. Hairudin Yusof in Home Financing

asked on 21 Oct 2014

Hle approved $336500 for any flat types and it indicate in bold not allowed for purchasing DBSS flat. Does that mean for resale DBSS or brand new DBSS? I'm actually interested to buy a resale 5 rm DBSS after selling off my 5 rm unit in Woodlands....

0 • 780 views 2 Answers

Mr. Chia Wah Lim in Home Financing

asked on 15 Oct 2014

Hi, may I know what is the best choice to taking loan from HDB or bank?

0 • 631 views 1 Answer

Mr. bradd kwek in Home Financing

asked on 15 Oct 2014

Hi Gurus. Need your advice. I'm below 35yo earning a fixed income of $20k/mth with no debts to service. I'm keen to purchase a landed. What's the max loan I will be able to secure from the bank based in my profile?

0 • 967 views 6 Answers

Anonymous in Home Financing

asked on 13 Oct 2014

Hi, I would like to find out more about the stamp duty. If I am looking into purchasing an EC, would the stamp duty be reimbursed in time into my CPF so that it could also be used to pay for the 15% of the property? If I am not mistaken, the...

0 • 584 views

Anonymous in Home Financing

asked on 13 Oct 2014

Hi there, I am currently staying with my husband and my mother-in-law in a landed property which is co-owned by them and my husband's siblings (one bro and one sis). My husband is paying for the loan using his CPF and cash; his sister using CPF...

0 • 659 views

Anonymous in Home Financing

asked on 18 Sept 2014

Dear Guru, i have a question about the EC grant. I currently had a bto flat awaiting completion. I signed the S&P before 2012 and had paid the 5% downpayment without applying for the AHG. However, my wife and I are thinking about forfeiting...

0 • 867 views 1 Answer

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