AskGuru Q&A Community

Hi,

Yes its possible, in fact there are some who choose not to go for maximum 80% financing as they want to utilize their CPF. May I understand your housing requirements so to value-add to your plans? Which EC are you keen on? Thanks.

Warm regards,
Ivan ERA
 97432395 
Ivanng10@gmail.com
Www.ivanng10.com Read More

Good morning EC buyer,

Yes it's possible to use CPF OA funds for the shortfall in bank loan.

But do take note that 5% booking fee in cash is essential. Other costs in cash will be the stamp duties. They need to pay in cash first before reimbursed back if you have sufficient funds in your CPF OA after downpayment deduction.

Hope my explanations help!

Probably you can share more about your finances so I will be in a better position to advise you with an aid of financial plan.

Hear from you soon! Cheers!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
R043025D
ECG Property Pte Ltd
(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com Read More

Afternoon,

The term of 80% loan is the maximum amount of loan you can get, that does not mean you need to get 80% loan. You are hence allowed to utilize your CPF OA to top up the difference.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

WhatsApp me at >>9856 9255 or through this link.:https://wa.me/6598569255.

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(1) "If you need more assistance with property matters:

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✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)

*** You can reach me at my Singapore mobile: @ +65 9 8 5 6 9 2 5 5

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*** ✔✔Connect Singapore Line (ABLE TOH): ✔✔(65) 9856*9255

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✅✅ (CHINESE VERSION : 简体中文版本)
(1) 如需协助任何房产相关事宜：
租房 / 买房 / 卖房 / 投资，我都可以帮忙！

*** WhatsApp：诗强 /ABLE Toh（+65 9856-9255  ）
*** https://wa.me/6598569255
（本平台无法直接联系，请通过 WhatsApp）

(2) ✅✅ 你可以在这里查看我的客户评价：诗强 /ABLE Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

(3) ✅✅ 私人住宅买家专享：
提供二手及全新私人住宅资源，买家零佣金
（多数卖方经纪愿意与买方经纪分佣）

*** ✅✅ 联系电话 (诗强 )：+65 9856-9255 

(4) ✅✅✅ 新加坡全新公寓项目-发展商直销团队｜最低价保证｜无中介费：
✅✅ 提供最新资讯 / 电子宣传册 / 户型图 / 价目表

*** ✅✅ 欢迎来电 / WhatsApp 诗强 ：+65 9856-9255 
*** “我能帮助您，只要您愿意私信我” Read More

WhatsApp me at >>9856 9255 or through this link.:https://wa.me/6598569255.

----------------------------888--------------------------------888--------------------------->>>

(1) "If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ✔✔ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(2) (***) ✅✅ You can READ my REVIEWS here: Able Toh ✅✅

✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)

*** You can reach me at my Singapore mobile: @ +65 9 8 5 6 9 2 5 5

***(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!

*** ✔✔Connect Singapore Line (ABLE TOH): ✔✔(65) 9856*9255

FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!

NEW Launches Condominium in SINGAPORE :CALL/ WHATSAPP me FOR BEST CHEAPEST, LOWEST PRICE Straight From Developer Sales Team !!!
---------//-------------//--------------------
✅✅ (CHINESE VERSION : 简体中文版本)
(1) 如需协助任何房产相关事宜：
租房 / 买房 / 卖房 / 投资，我都可以帮忙！

*** WhatsApp：诗强 /ABLE Toh（+65 9856-9255  ）
*** https://wa.me/6598569255
（本平台无法直接联系，请通过 WhatsApp）

(2) ✅✅ 你可以在这里查看我的客户评价：诗强 /ABLE Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

(3) ✅✅ 私人住宅买家专享：
提供二手及全新私人住宅资源，买家零佣金
（多数卖方经纪愿意与买方经纪分佣）

*** ✅✅ 联系电话 (诗强 )：+65 9856-9255 

(4) ✅✅✅ 新加坡全新公寓项目-发展商直销团队｜最低价保证｜无中介费：
✅✅ 提供最新资讯 / 电子宣传册 / 户型图 / 价目表

*** ✅✅ 欢迎来电 / WhatsApp 诗强 ：+65 9856-9255 
*** “我能帮助您，只要您愿意私信我” Read More

WhatsApp me at >>9856 9255 or through this link.:https://wa.me/6598569255.

----------------------------888--------------------------------888--------------------------->>>

(1) "If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ✔✔ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(2) (***) ✅✅ You can READ my REVIEWS here: Able Toh ✅✅

✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)

*** You can reach me at my Singapore mobile: @ +65 9 8 5 6 9 2 5 5

***(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!

*** ✔✔Connect Singapore Line (ABLE TOH): ✔✔(65) 9856*9255

FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!

NEW Launches Condominium in SINGAPORE :CALL/ WHATSAPP me FOR BEST CHEAPEST, LOWEST PRICE Straight From Developer Sales Team !!!
---------//-------------//--------------------
✅✅ (CHINESE VERSION : 简体中文版本)
(1) 如需协助任何房产相关事宜：
租房 / 买房 / 卖房 / 投资，我都可以帮忙！

*** WhatsApp：诗强 /ABLE Toh（+65 9856-9255  ）
*** https://wa.me/6598569255
（本平台无法直接联系，请通过 WhatsApp）

(2) ✅✅ 你可以在这里查看我的客户评价：诗强 /ABLE Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

(3) ✅✅ 私人住宅买家专享：
提供二手及全新私人住宅资源，买家零佣金
（多数卖方经纪愿意与买方经纪分佣）

*** ✅✅ 联系电话 (诗强 )：+65 9856-9255 

(4) ✅✅✅ 新加坡全新公寓项目-发展商直销团队｜最低价保证｜无中介费：
✅✅ 提供最新资讯 / 电子宣传册 / 户型图 / 价目表

*** ✅✅ 欢迎来电 / WhatsApp 诗强 ：+65 9856-9255 
*** “我能帮助您，只要您愿意私信我” Read More

WhatsApp me at >>9856 9255 or through this link.:https://wa.me/6598569255.

----------------------------888--------------------------------888--------------------------->>>

(1) "If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ✔✔ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(2) (***) ✅✅ You can READ my REVIEWS here: Able Toh ✅✅

✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)

*** You can reach me at my Singapore mobile: @ +65 9 8 5 6 9 2 5 5

***(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!

*** ✔✔Connect Singapore Line (ABLE TOH): ✔✔(65) 9856*9255

FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!

NEW Launches Condominium in SINGAPORE :CALL/ WHATSAPP me FOR BEST CHEAPEST, LOWEST PRICE Straight From Developer Sales Team !!!
---------//-------------//--------------------
✅✅ (CHINESE VERSION : 简体中文版本)
(1) 如需协助任何房产相关事宜：
租房 / 买房 / 卖房 / 投资，我都可以帮忙！

*** WhatsApp：诗强 /ABLE Toh（+65 9856-9255  ）
*** https://wa.me/6598569255
（本平台无法直接联系，请通过 WhatsApp）

(2) ✅✅ 你可以在这里查看我的客户评价：诗强 /ABLE Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

(3) ✅✅ 私人住宅买家专享：
提供二手及全新私人住宅资源，买家零佣金
（多数卖方经纪愿意与买方经纪分佣）

*** ✅✅ 联系电话 (诗强 )：+65 9856-9255 

(4) ✅✅✅ 新加坡全新公寓项目-发展商直销团队｜最低价保证｜无中介费：
✅✅ 提供最新资讯 / 电子宣传册 / 户型图 / 价目表

*** ✅✅ 欢迎来电 / WhatsApp 诗强 ：+65 9856-9255 
*** “我能帮助您，只要您愿意私信我” Read More