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Hi, my girlfriend is the owner of a 3-room hdb flat with the mother as the occupier. I have no property under my name. My girlfriend and I intend to purchase a property after we get married. Will our LTV be capped at 50% because of my girlfriend existing hdb loan?
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1 Answer

Mike Lim
Replied
Evening,

Since your partner have existing mortgage loan at hand, when you try to apply for mortgage loan with her, both of you can obtain max of 50% loan. But if you choose to purchase the unit under your own name, you can get max of 80% loan.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
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