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Can a newly discharge bankruptcy apply a home loan with bank?. We are deciding to downgrade our flat and at the same time looking for a reliable & professional housing agent to assist us with our home buying and financing. Thank you!
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4 Answers

Dear downgrader,

In terms of finances, it is best to speak to a banker instead of a salesperson as they are professionally trained to assist you. In your circumstances, do get all these financial enquiries sorted out before making the next move. Once all these are done and perhaps we can meet up to discuss further about what your housing options are going forward.

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Evening,

For your case, banks would need to know that you have kept a clean record for at least 6 to 9 months before they will consider your case at all. But with your spouse's income, both of you might still be able to obtain certain amount of mortgage loan.

Do feel free to contact me for further discussions.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Angela Chua 蔡斯琪
Hi,

I can assist you with the loan application.

Do contact me for further discussion.

Thank you.

Angela Chua
Propnex Realty Pte Ltd
H/P: 9323 3330  Read More
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Hi,

Pls contact me at 96659926  for a non obligatory discussion for me to better understand your expectations and specifications. Based on your needs and requirements, I will come up with a customized list of units to view. I will also share more on financial planning, price analysis of properties, projected/ potential capital appreciation info.

Visit my website for my recent awards and testimonials:
www.kumarrai.com

Dhirend Kumar Rai
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com
dkumar@era.com.sg Read More
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