Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Anonymous in Home Financing

asked on 15 May 2014

i just sold my resale flat.i got back 150 cash from the cash proceed after returning back all my cpf that i loan together with the acrued interest.now i have more than 250 thousand in my cpf.can i buy a bto 3 room and pay in full using my cpf...

0 • 621 views

Anonymous in Home Financing

asked on 12 May 2014

Hi, if I am looking to buy a HDB resales unit, how can I check if I have no problem with Total Debt Servicing Ratio (TDSR) before I start sourcing for a unit? Thank you.

0 • 907 views 4 Answers

Mr. apple ap in Home Financing

asked on 12 May 2014

How does bank calculate TDSR? For example I own credit card 10,000. No installment. How much Bank will calculate as monthly debt?

0 • 1016 views

Mr. David Wu in Home Financing

asked on 11 May 2014

Just want to know if a HDB occupier buys a private property needs to pay ABSD> Just did a HDB ownership transfer. I will be a sole owner for our current unit.if we buy a private condo under my wife's name, currently no property under her name,...

0 • 5495 views 3 Answers

Mr. Leon Ng in Home Financing

asked on 10 May 2014

Need to get a bank loan for part purchase. Anyone can help?

0 • 872 views 4 Answers

Mr. Sim Lim in Home Financing

asked on 9 May 2014

Hi, I just paid my 1% OTP and currently waiting to exercise it. I have been given 14 days. During this 14 days what are the things i am expected to do? I have already more or less confirmed no problem getting a loan with the bank. During this 14...

0 • 1712 views 7 Answers

Anonymous in Home Financing

asked on 7 May 2014

Currently my mortgage loan balance 70k from HDB. Can I switch to bank loan. If I were to refinance to 100k, can I get the 30k cash.

0 • 1126 views 6 Answers

Anonymous in Home Financing

asked on 5 May 2014

if purchase a pte property,for loan, sibor or fixed rate, usually which make sense if to hold at leeast 10 years? prefer answer here than tele.

0 • 701 views 3 Answers

Mr. manoj parwani in Home Financing

asked on 4 May 2014

Dear Sir, I am a singapore P.R residng overseas (chile ) and interested in a condo more or less around 2m, I have 50 % to pay as down payment. Can I get the balance as loan from a singapore bank ,having the condo as bank guarantee. Chile is a...

0 • 1052 views 7 Answers

Mr. Derrick Toh in Home Financing

asked on 2 May 2014

Should I redeem my HDB loan?

0 • 1043 views 6 Answers

Anonymous in Home Financing

asked on 29 Apr 2014

If we want to sell off our flat, when do we usually get our sales proceeds?

0 • 690 views 3 Answers

Ms. Nureen Khir in Home Financing

asked on 29 Apr 2014

Hi , I'm a 30 yr old Singaporean looking to buy a house in Singapore. I have limited cpf but I have savings as I have been working overseas for awhile . Can you advise on the financial layout and if I can buy a property be it government or private

0 • 1091 views 8 Answers

Anonymous in Home Financing

asked on 23 Apr 2014

I have only one year NOA statement to apply for IPA and bank loan.Is it ok?

0 • 990 views 6 Answers

Anonymous in Home Financing

asked on 23 Apr 2014

Hi, I've got a property in Australia. Can I use equity of my australian home as deposit for a singapore property?

0 • 730 views 1 Answer

Anonymous in Home Financing

asked on 23 Apr 2014

If I buy resale hdb flat,is it using the 30% MSR or using TDSR to calculate my max loan amounts?

0 • 806 views 1 Answer

Anonymous in Home Financing

asked on 23 Apr 2014

What estimate loans amount could I get if my salary is $2300.i do not have any other loans or debts,38 years old.

0 • 1010 views 10 Answers

Anonymous in Home Financing

asked on 23 Apr 2014

HDB LOANS OR BANK LOAN TO CONSIDER?WHICH TO CONSIDER IN LONG RUN?ANY SUGGESTIONS.

0 • 761 views 1 Answer

Anonymous in Home Financing

asked on 23 Apr 2014

LOANS FROM HDB OR BANKS ARE NOW BASE ON MSR OR TDSR?ITS A BIT CONFUSING,SO IF MY SALARY IS $2200,HOW MUCH LOAN WILL I GET ASSUMING I DO NOT HAVE OTHER LOANS OR DEBTS TO PAY.

0 • 1064 views 7 Answers

Anonymous in Home Financing

asked on 22 Apr 2014

Hi gurus, I'm looking to buy a private property for self use. Im a Singapore PR and i'm looking for units within $1.20 million price range. What would be the total amount of cash needed. Assume CPF=0 for ease of calculation. Pls include all fees,...

0 • 674 views 2 Answers

Mr. Jong Mun Goh in Home Financing

asked on 19 Apr 2014

I read on the HDB site that there is income ceiling of 8k for first time application of HDB flats and 12k for ECs. Considering my monthly income is over 15k, does that mean (1) I am not eligible to buy anything from HDB, including ECs. (2) I am...

0 • 1726 views 7 Answers

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