AskGuru Q&A Community

Afternoon, Since your HDB have being fully paid, bank will be able to grant you max of 80% loan. With your current status, you might be required to sell your current unit before you have enough fundings for the purchase. Do feel free to contact me if you require further assistance. Regards Mike Lim 96929209  m52i@yahoo.com ERA Read More

Dear prospective upgrader, Technically you are eligible for 80% loan having fully paid up your current unit, however, your age and income level would likely be a factor to consider in terms of the amount of loan you can get. On top of the CPF balance usable, we will need to look into how much cash proceeds are you able to generate from the sale to determine if purchasing would be an issue. It is good to be able to speak to you in person and work out the financial plan to have a better picture on such process. Visit and Like my facebook page at https://www.facebook.com/propertyblogshop Regards, Geryl LIM Real Estate Director Masters Of Real Estate (L3010548F) CEA Reg R014783H Mobile: +65-81577565  /+65-92787772 Email: geryl7772@gmail.com M.O.R.E Landed Dynamic Alliance Home of *7772 Hotline Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ "Landed 7772" in Mobile Apps Store or Play Store now! Our next exhibition is on 2nd and 3rd August 2014. If you have missed out successful exhibition on 10th and 11th May, do not miss this opportunity again. Register your interest to attend this showcase event now! Read More

Hi, as long there is no property loan on hand, your next loan can be Up to 80%. You income, age ...etc will affect the max loan amount too. If you are taking loan from a bank, is best to seek banker for loan assessment. I have a few good banker to recommend. Kindly contact myself at your convenient time. I can be reachable at my mobile. CK Ang 9046 3808  Vestor Realty Read More

Yes, you will be eligible for 80% loan. In your case, you might need to sell before you can purchase. Feel free to contact me for further discussion. Thank you. Angela Chua Propnex Pte Ltd H/P: 9323 3330  Read More

Hi owner, with the current market,best is to proceed with selling first then buying a unit of your choice. Also it will be important to check with bankers on your AIP, that will determine how much you need to prepare on the financial side. Feel free to call or sms me should you need any assistance. Tricia Tan 91442664  Read More