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If currently one is holding on to a HDB Loan, and he intends to get another private residential or commerical property for investment, is there any limitation to taking up another Loan from local Bank?
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3 Answers

If there's an outstanding mortgage loan, the loan to value that the bank is willing to loan you is only 50% for residential. Do give me a call if you have any further queries. Rgds Philip Chong, Associate Team Director, Singapore Accredited Mortgage Planner, PropNex Realty Pte Ltd. Email: propnex@me.com Hp: 81613790  Read More
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YT Tan (陈永达)
Good morning! Let my bankers to advise you on your financing of next property. As you currently has an outstanding housing loan, you will most likely be eligible up to 50% bank loan for a residential property. If you can keen, you can consider embarking on foreign properties investment like UK student accommodation etc. Feel free to contact me if you need any assistance in your property investment. Cheers! Warmest Regards, YT TAN 陈永达 | ACCA Graduate, RES Senior District Manager R043025D ECG Property Pte Ltd (A Wholly Owned Subsidiary of ECG Group of Companies) Estate Agent no. L3009759F Blk 190 Lorong 6 Toa Payoh #05-508 S (310190) (M): +65 9111 5171  (E): yt.lovelyhomes@gmail.com (W): www.yttan.com (W): yttan.stproperty.com.sg/ (W) www.lovelyhomes.com.sg (W) www.ecgproperty.com Read More
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Dear prospective investor, All local bank loans eligibility will be subjected to TDSR and if you have an existing housing loan, your next housing loan for residential project will be up to 50%. If you are keen to look out for good investments with sound exit plans on top of good rental prospects, please get in touch with me as I have a couple of projects which will probably excite you to consider investing. These are low quantum projects. Visit and Like my facebook page at https://www.facebook.com/propertyblogshop Regards, Geryl LIM Real Estate Director Masters Of Real Estate (L3010548F) CEA Reg R014783H Mobile: +65-81577565  /+65-92787772 Email: geryl7772@gmail.com M.O.R.E Landed Dynamic Alliance Home of *7772 Hotline Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ "Landed 7772" in Mobile Apps Store or Play Store now! Our next exhibition is on 2nd and 3rd August 2014. If you have missed out successful exhibition on 10th and 11th May, do not miss this opportunity again. Register your interest to attend this showcase event now! Read More
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