Property & Real Estate Discussions on Home Financing

3469 Results Found in Home Financing

Mrs. Puzzled Puzzled in Home Financing

asked on 3 Apr 2014

Pls advise the difference in LTV, initial cash outlay and stamp duties payable for purchasing a private residential property and commercial property (non-owner). Senario: Currently a HDB owner (fully paid). No other properties in my name. Thanks...

0 • 1018 views 1 Answer

Anonymous in Home Financing

asked on 30 Mar 2014

I'm a 26-year old working professional with Singapore PR. I earn 4k a month without any debts or loans. If I want to buy a 1.4m private condo, would I be eligible for a 800k loan for 35 years. I don't mind any lock in period. Can someone suggest...

0 • 1836 views 6 Answers

Mr. Joshua Lim in Home Financing

asked on 29 Mar 2014

Why are the local banks so myopic about financing even lorongs in Geylang? What risks do they presume with such a vibrant location so near the city and surrounded by lively businesses, upcoming mega-projects and consistent rental demand?

0 • 778 views 1 Answer

Dr. andrew tan in Home Financing

asked on 28 Mar 2014

Good day, I have an existing home loan overseas. I would like to buy a private property in Singapore. How much loan can I get?

0 • 796 views 2 Answers

Mr. Beng Wan Ong in Home Financing

asked on 26 Mar 2014

I just purchased an uncompleted condo in Malaysia. Thinking of taking Singapore bank loan instead of Malaysia loan, due to the lower interest rate. Is it sensible? Anything to watch out for?

0 • 924 views 1 Answer

Anonymous in Home Financing

asked on 25 Mar 2014

I am a singapore PR, my wife is a singaporean. We have joint ownership of a HDB flat with no outstanding loan. We have joint ownership of a condo with an outstanding loan. We wish to purchase a landed property. Is our stamp duty closer to 10%...

0 • 1013 views 2 Answers

Anonymous in Home Financing

asked on 25 Mar 2014

Hi, I'm looking to buy a resale unit. Need some help understanding the process. Do I start searching for my ideal property then get an Approval in Principle for the loan before signing the OTP? or can i get AIP then start searching for properties...

0 • 631 views 2 Answers

Anonymous in Home Financing

asked on 21 Mar 2014

Hi there, based on MSR, I believe I'm not going to get a very high loan from the banks if my monthly household income is only $4,500. But I do possess a BTO flat right at Buangkok MRT fully paid (no outstanding loans) and MOP fulfilled. Is there...

0 • 752 views 2 Answers

Anonymous in Home Financing

asked on 20 Mar 2014

Hi, how do i go about appealing for HLE? Do i make appointment to meet with HDB to appeal?

0 • 1469 views 5 Answers

Anonymous in Home Financing

asked on 17 Mar 2014

hi all, appreciate gurus reply here than private email or calling, i just need to know how much overall cash is need to pay upfront for a resale condo of 1.15m, it will be 2nd property for invest or own stay, my current hdb fully paid n likely to...

0 • 1241 views 3 Answers

Mrs. Sam Weimaraner in Home Financing

asked on 17 Mar 2014

Will HDB grant a loan to someone over 60 years old? Whats is the age limit?

0 • 1025 views

Mr. Victor Lim in Home Financing

asked on 16 Mar 2014

With the new HDB rule in placed on 10 Mar 2014 for resale HDB flats (agree to sale price, grant OTP, then buyer request for valuation report). I have a question as a buyer. Let's say my HDB HLE grants me a max loan of $250k, and I have $150k in...

0 • 1282 views 2 Answers

Anonymous in Home Financing

asked on 16 Mar 2014

hi, I had fully paid up my 4 room HDB flat and would like to get a loan from bank by mortgaging my flat. May I know any specific process involved and how much can i get the loan by mortgaging my flat? I would like to buy a private property through...

0 • 2441 views 2 Answers

Mr. Eugene Ong in Home Financing

asked on 15 Mar 2014

Can i purchase a condo without selling my HDB 5rm. Period of stay in HDB is 6 yrs. Current wife and husband income is 9-10K. How much can we loan. Thanks

0 • 4800 views 3 Answers

Anonymous in Home Financing

asked on 10 Mar 2014

Hi I would like to check for example if I would like to purchase a resale flat for 400k that makes the 10% deposit 40k which I'm allow to use 35k of (SC/SPR) housing grant living around parents,15k (something about remain same company for 1 year?)...

0 • 1125 views 2 Answers

Mr. Khalid Abdul Rahman in Home Financing

asked on 10 Mar 2014

Can I still apply for HLE before my transfer of joint ownership?

0 • 363 views 1 Answer

Anonymous in Home Financing

asked on 7 Mar 2014

Hi Guru: I co-own a condo with my wife. I am going through divorce and planing to buy her share. My questions is : 1) Will this be considered still my first property and I can apply 80% loan 2) Do I need to pay any stamp duty 3) Will bank accept...

0 • 568 views

Anonymous in Home Financing

asked on 6 Mar 2014

Hi. Can I enquire on how to calculate hw much loan amount can we borrow.

0 • 1189 views 4 Answers

Anonymous in Home Financing

asked on 6 Mar 2014

We have 100K Cash + 140K CPF but we are facing financing problems to buy a 2nd HDB flat. Cash proceed of 1st HDB is 360K but we have left 100K. HDB deem us not eligible to get a 2nd loan as we are unable to commit 50% of the cash proceeds. I am a...

0 • 821 views 1 Answer

Anonymous in Home Financing

asked on 5 Mar 2014

Hi i am a divorcee. I am currently income is abt gross $40k. I am trying to find out how much can I borrow. I have a curent home loan abt $70k left for my hdb flat. My mum will transfer her condo to my name with a balance home loan of $560000. I...

0 • 814 views 2 Answers

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