Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Mrs. Sam Weimaraner in Home Financing

asked on 17 Mar 2014

Will HDB grant a loan to someone over 60 years old? Whats is the age limit?

0 • 1031 views 5 Answers

Mr. Victor Lim in Home Financing

asked on 16 Mar 2014

With the new HDB rule in placed on 10 Mar 2014 for resale HDB flats (agree to sale price, grant OTP, then buyer request for valuation report). I have a question as a buyer. Let's say my HDB HLE grants me a max loan of $250k, and I have $150k in...

0 • 1296 views 7 Answers

Anonymous in Home Financing

asked on 16 Mar 2014

hi, I had fully paid up my 4 room HDB flat and would like to get a loan from bank by mortgaging my flat. May I know any specific process involved and how much can i get the loan by mortgaging my flat? I would like to buy a private property through...

0 • 2455 views 7 Answers

Mr. Eugene Ong in Home Financing

asked on 15 Mar 2014

Can i purchase a condo without selling my HDB 5rm. Period of stay in HDB is 6 yrs. Current wife and husband income is 9-10K. How much can we loan. Thanks

0 • 4808 views 8 Answers

Anonymous in Home Financing

asked on 10 Mar 2014

Hi I would like to check for example if I would like to purchase a resale flat for 400k that makes the 10% deposit 40k which I'm allow to use 35k of (SC/SPR) housing grant living around parents,15k (something about remain same company for 1 year?)...

0 • 1132 views 7 Answers

Mr. Khalid Abdul Rahman in Home Financing

asked on 10 Mar 2014

Can I still apply for HLE before my transfer of joint ownership?

0 • 365 views 1 Answer

Anonymous in Home Financing

asked on 7 Mar 2014

Hi Guru: I co-own a condo with my wife. I am going through divorce and planing to buy her share. My questions is : 1) Will this be considered still my first property and I can apply 80% loan 2) Do I need to pay any stamp duty 3) Will bank accept...

0 • 573 views

Anonymous in Home Financing

asked on 6 Mar 2014

Hi. Can I enquire on how to calculate hw much loan amount can we borrow.

0 • 1196 views 8 Answers

Anonymous in Home Financing

asked on 6 Mar 2014

We have 100K Cash + 140K CPF but we are facing financing problems to buy a 2nd HDB flat. Cash proceed of 1st HDB is 360K but we have left 100K. HDB deem us not eligible to get a 2nd loan as we are unable to commit 50% of the cash proceeds. I am a...

0 • 831 views 1 Answer

Anonymous in Home Financing

asked on 5 Mar 2014

Hi i am a divorcee. I am currently income is abt gross $40k. I am trying to find out how much can I borrow. I have a curent home loan abt $70k left for my hdb flat. My mum will transfer her condo to my name with a balance home loan of $560000. I...

0 • 821 views 2 Answers

Mrs. Sarah Lim in Home Financing

asked on 4 Mar 2014

Hi, I am planning to get a 2nd property. My current condo is fully paid for. How much do I have to pay for downpayment + stamp duty if said the 2nd property cost 2.2MIL?

0 • 1278 views 7 Answers

Anonymous in Home Financing

asked on 3 Mar 2014

Hi, I am self employed and declared 40k annual income last year. This year, I am intending to declare 100k income. will I still be able to take HDB loan if I buy a resale? will my wife's income be taken into consideration? She works in a company...

0 • 2315 views 4 Answers

Anonymous in Home Financing

asked on 2 Mar 2014

Hi gurus, I have 20k grant, 20k cash, 5k cpf. Annual income 60k, no other commitments. What is the approx value of flat I can afford assuming I qualify for HDB loan

0 • 790 views

Anonymous in Home Financing

asked on 26 Feb 2014

Possible to recommend a reliable & efficient banker to finance & approve my bank load if the annual income is approx. S$28,500 to purchase a resale 3rm flat basing of having CPF OA at approx. S$130k plus not serving any outstanding loans...

0 • 1072 views 7 Answers

Mr. Diag Tan in Home Financing

asked on 23 Feb 2014

Is it possible for one family member to finance and take a mortgage on a HDB resale flat that is bought and owned by another family member, e.g. a sibling?

0 • 458 views

Anonymous in Home Financing

asked on 23 Feb 2014

Hi, My husband and I are Malaysian SPR (more than 3 yrs), we have CPF OA Account 35K with very limited cash in hand (+/-30K). Questions: 1) we just came back to work in Malaysia since MAY 2013 and OCT 2013 as we had back to Malaysia for work for...

0 • 708 views 2 Answers

Mr. Fong Bernard in Home Financing

asked on 23 Feb 2014

How can I purchase a flat with my wife if I have some credit issue, can my wife be the only person to take the housing loan ? I am currently renting a flat paying $1500 a month. Total CPF $160K

0 • 681 views 1 Answer

Anonymous in Home Financing

asked on 22 Feb 2014

Our MOP is in May, can we book an EC unit before MOP? We can pay the 5% cash first before MOP but we can only pay the 15% cpf after selling our house.Is it possible?

0 • 964 views 1 Answer

Anonymous in Home Financing

asked on 22 Feb 2014

Hi, I would like to know about the financing for an EC. If I have a 5 room flat now and thinking of buying EC, here are some of my questions : 1) I will only fulfilled my 5 yrs MOP for my current flat at 2018. Can I buy an EC now which will be TOP...

0 • 1201 views 7 Answers

Mr. Steven Raj in Home Financing

asked on 20 Feb 2014

Hi, I want to sell my 3 room HDB flat and buy 5rm flat. I would like to know how much hdb loan will I get if you consider my scenario. a) I will have cash profit of $200,00 for selling b) getting 2nd HDB loan and got HLE approved at $400,000 c)...

0 • 1391 views 7 Answers

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