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I am a singapore PR, my wife is a singaporean. We have joint ownership of a HDB flat with no outstanding loan. We have joint ownership of a condo with an outstanding loan. We wish to purchase a landed property. Is our stamp duty closer to 10% (based on my wife's status as a singapore citizen) or 13% (based on my status as a singapore PR). Thanks for any help you can give.
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2 Answers

YT Tan (陈永达)
Good morning, If you are purchasing a third property together, the additional buyer's stamp duty will be 10% on top of estimated 3% buyer's stamp duty. This 10% rate is the same for SPR or SC for third and subsquent property. But do take note that because you have outstanding loan at the moment, you will only be able to obtain up to 50% loan. Hope my explanation helps! If you need any assistance in your property purchase, feel free to contact me. YT Tan ECG Property 9111 5171  yt.lovelyhomes@gmail.com Read More
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Joanne Chia 谢诗琳
Good day sir / madam ..........if you wish to own 3rd singapore residential property ABSD 3plus10 % is payable ...............alternatively sell off 1 property initially .........buy your landed and renovate , AandA your dream home within few months ..........although ABSD is payable for the landed property ..........it can be claimed back from IRAS if you sell off the previous property within 6months from buying the landed .................spare $$ can be invested in overseas property , or local commercial / industrial properties ( no ABSD ) ...........May i offer my housing services ........ My charges are 1% commission for exclusive selling rights to your property.......or 2% for open listing ......pardon me for boasting for marketing purposes........i have successfully close condo, hdb and landed property deals within 1 viewing while serving sellers.......realistically i am no miracle salesperson but merely a property matchmaker ........it is a willing buyer willing seller pricing that seal the deal .........i can provide you a free of charge detailed report of your property........kindly contact me for a no obligations chat for your housing needs.......joanne chia .....huttons real estate .....sms or call hp 8333 3327  ........chia_joanne@yahoo.com.sg.. Read More
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