Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Mrs. Sarah Lim in Home Financing

asked on 4 Mar 2014

Hi, I am planning to get a 2nd property. My current condo is fully paid for. How much do I have to pay for downpayment + stamp duty if said the 2nd property cost 2.2MIL?

0 • 1286 views 7 Answers

Anonymous in Home Financing

asked on 3 Mar 2014

Hi, I am self employed and declared 40k annual income last year. This year, I am intending to declare 100k income. will I still be able to take HDB loan if I buy a resale? will my wife's income be taken into consideration? She works in a company...

0 • 2332 views 10 Answers

Anonymous in Home Financing

asked on 2 Mar 2014

Hi gurus, I have 20k grant, 20k cash, 5k cpf. Annual income 60k, no other commitments. What is the approx value of flat I can afford assuming I qualify for HDB loan

0 • 796 views

Anonymous in Home Financing

asked on 26 Feb 2014

Possible to recommend a reliable & efficient banker to finance & approve my bank load if the annual income is approx. S$28,500 to purchase a resale 3rm flat basing of having CPF OA at approx. S$130k plus not serving any outstanding loans...

0 • 1079 views 8 Answers

Mr. Diag Tan in Home Financing

asked on 23 Feb 2014

Is it possible for one family member to finance and take a mortgage on a HDB resale flat that is bought and owned by another family member, e.g. a sibling?

0 • 474 views

Anonymous in Home Financing

asked on 23 Feb 2014

Hi, My husband and I are Malaysian SPR (more than 3 yrs), we have CPF OA Account 35K with very limited cash in hand (+/-30K). Questions: 1) we just came back to work in Malaysia since MAY 2013 and OCT 2013 as we had back to Malaysia for work for...

0 • 711 views 2 Answers

Mr. Fong Bernard in Home Financing

asked on 23 Feb 2014

How can I purchase a flat with my wife if I have some credit issue, can my wife be the only person to take the housing loan ? I am currently renting a flat paying $1500 a month. Total CPF $160K

0 • 688 views 1 Answer

Anonymous in Home Financing

asked on 22 Feb 2014

Our MOP is in May, can we book an EC unit before MOP? We can pay the 5% cash first before MOP but we can only pay the 15% cpf after selling our house.Is it possible?

0 • 971 views 1 Answer

Anonymous in Home Financing

asked on 22 Feb 2014

Hi, I would like to know about the financing for an EC. If I have a 5 room flat now and thinking of buying EC, here are some of my questions : 1) I will only fulfilled my 5 yrs MOP for my current flat at 2018. Can I buy an EC now which will be TOP...

0 • 1204 views 7 Answers

Mr. Steven Raj in Home Financing

asked on 20 Feb 2014

Hi, I want to sell my 3 room HDB flat and buy 5rm flat. I would like to know how much hdb loan will I get if you consider my scenario. a) I will have cash profit of $200,00 for selling b) getting 2nd HDB loan and got HLE approved at $400,000 c)...

0 • 1396 views 7 Answers

Anonymous in Home Financing

asked on 19 Feb 2014

May I know when is the best time to apply for IPA?one month before booking date?heard it takes longer time now for the application to process?

0 • 669 views 2 Answers

Anonymous in Home Financing

asked on 18 Feb 2014

I have a jumbo in Yishun area, have been servicing initially by CPF then subsequently by cash todate. As I have gotten the flat a long ago and I have been residing overseas for work almost a decade now. I am not sure if I am bound by any resale...

0 • 907 views 4 Answers

Anonymous in Home Financing

asked on 16 Feb 2014

Hi, can anyone advise the current home loan quantum? How many % of selling price is the max loan from banks?

0 • 940 views 1 Answer

Anonymous in Home Financing

asked on 15 Feb 2014

Hi, What are the financing options available to a Singaporean working in and with income from a foreign country to buy a property in Singapore? Is it possible to get a loan and are there special conditions or additional cost/conditions? Thanks all

0 • 538 views 1 Answer

Anonymous in Home Financing

asked on 14 Feb 2014

6 months ago, I've fully paid for my HDB BTO flat. Can still go for refinace if i in need of some cash ?

0 • 512 views 1 Answer

Mr. Vincent Wien in Home Financing

asked on 13 Feb 2014

We would like to know if is it compulsory the CPF used for HDB housing loan needs to be restored back after the housing is sold, even the balance in CPF account meet the minimum sum requirement? can the seller request to cash out when his/her CPF...

0 • 782 views 1 Answer

Mr. Woo Koon Cheng in Home Financing

asked on 13 Feb 2014

Hi I am a 41 year old Singaporean citizen working overseas. I do not own any HDB or private property in Singapore but I own one overseas property with an off-shore loan. My questions is whether LTV and TDSR for my off-shore loan will be taken into...

0 • 626 views

Anonymous in Home Financing

asked on 10 Feb 2014

Hi Gurus, I'm a SPR planning to get my first property in Spore. Assuming my CPF is sufficient for the 15% and both the BSD +ABSD. Is there any way to pay the BSD +ABSD from CPF instead of initial cash outlay before CPF reimbursement ?

1 • 614 views 1 Answer

Mr. terrence senthuran in Home Financing

asked on 7 Feb 2014

I need to buy a 2 bedroom condo in woodlands.I need to apply IPA. How can I apply? Any advice.

0 • 990 views 8 Answers

Mr. Jason Ng in Home Financing

asked on 7 Feb 2014

When the banks decide on an in principal loan amount, do they take into account that the monthly CPF contributions more than exceed the monthly installments? Or are they very strict on their estimation?

0 • 778 views 1 Answer

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