Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Anonymous in Home Financing

asked on 22 Feb 2014

Our MOP is in May, can we book an EC unit before MOP? We can pay the 5% cash first before MOP but we can only pay the 15% cpf after selling our house.Is it possible?

0 • 968 views 1 Answer

Anonymous in Home Financing

asked on 22 Feb 2014

Hi, I would like to know about the financing for an EC. If I have a 5 room flat now and thinking of buying EC, here are some of my questions : 1) I will only fulfilled my 5 yrs MOP for my current flat at 2018. Can I buy an EC now which will be TOP...

0 • 1202 views 7 Answers

Mr. Steven Raj in Home Financing

asked on 20 Feb 2014

Hi, I want to sell my 3 room HDB flat and buy 5rm flat. I would like to know how much hdb loan will I get if you consider my scenario. a) I will have cash profit of $200,00 for selling b) getting 2nd HDB loan and got HLE approved at $400,000 c)...

0 • 1393 views 7 Answers

Anonymous in Home Financing

asked on 19 Feb 2014

May I know when is the best time to apply for IPA?one month before booking date?heard it takes longer time now for the application to process?

0 • 654 views 2 Answers

Anonymous in Home Financing

asked on 18 Feb 2014

I have a jumbo in Yishun area, have been servicing initially by CPF then subsequently by cash todate. As I have gotten the flat a long ago and I have been residing overseas for work almost a decade now. I am not sure if I am bound by any resale...

0 • 905 views 4 Answers

Anonymous in Home Financing

asked on 16 Feb 2014

Hi, can anyone advise the current home loan quantum? How many % of selling price is the max loan from banks?

0 • 936 views 1 Answer

Anonymous in Home Financing

asked on 15 Feb 2014

Hi, What are the financing options available to a Singaporean working in and with income from a foreign country to buy a property in Singapore? Is it possible to get a loan and are there special conditions or additional cost/conditions? Thanks all

0 • 533 views 1 Answer

Anonymous in Home Financing

asked on 14 Feb 2014

6 months ago, I've fully paid for my HDB BTO flat. Can still go for refinace if i in need of some cash ?

0 • 500 views 1 Answer

Mr. Vincent Wien in Home Financing

asked on 13 Feb 2014

We would like to know if is it compulsory the CPF used for HDB housing loan needs to be restored back after the housing is sold, even the balance in CPF account meet the minimum sum requirement? can the seller request to cash out when his/her CPF...

0 • 779 views 1 Answer

Mr. Woo Koon Cheng in Home Financing

asked on 13 Feb 2014

Hi I am a 41 year old Singaporean citizen working overseas. I do not own any HDB or private property in Singapore but I own one overseas property with an off-shore loan. My questions is whether LTV and TDSR for my off-shore loan will be taken into...

0 • 622 views

Anonymous in Home Financing

asked on 10 Feb 2014

Hi Gurus, I'm a SPR planning to get my first property in Spore. Assuming my CPF is sufficient for the 15% and both the BSD +ABSD. Is there any way to pay the BSD +ABSD from CPF instead of initial cash outlay before CPF reimbursement ?

1 • 610 views 1 Answer

Mr. terrence senthuran in Home Financing

asked on 7 Feb 2014

I need to buy a 2 bedroom condo in woodlands.I need to apply IPA. How can I apply? Any advice.

0 • 982 views 8 Answers

Mr. Jason Ng in Home Financing

asked on 7 Feb 2014

When the banks decide on an in principal loan amount, do they take into account that the monthly CPF contributions more than exceed the monthly installments? Or are they very strict on their estimation?

0 • 774 views 1 Answer

Anonymous in Home Financing

asked on 7 Feb 2014

Hi I'm planning to get a resale and sell off my current unit. But want to buy 1st before look for buyer for my current unit as I do not have any place to stay if I sell mine before getting a new one. Will the bank actually loan for short term...

0 • 776 views 3 Answers

Mr. ANDREW CHNG in Home Financing

asked on 7 Feb 2014

I want to buy a flat for my son a student with no income and his work permit holder wife earning $2300. Are they eligible for loan and can I use my private property as collateral for their loan? Please advise.

0 • 671 views

Anonymous in Home Financing

asked on 6 Feb 2014

Dear gurus, I'm now residing in a 3-rm HDB purchased under the Singles scheme. I will be getting married in Dec, and my (future) wife and I plan to dispose of my current flat to upgrade to a larger unit - either HDB or EC. We would like to check,...

0 • 859 views 4 Answers

Mr. terrence senthuran in Home Financing

asked on 27 Jan 2014

I’m a new PR. I would like to use my CPF to buy the house. How much the minimum CPF fund should be in my account to buy a condo below 1m? Do I need to have full 15% in my CPF or is there any minimum deposit?

0 • 5225 views 4 Answers

Anonymous in Home Financing

asked on 26 Jan 2014

My wife and me own a 4 room hdb with a loan outstanding $170k. We plan to upgrade to a EC. Would we be able to stay in the hdb while waiting for the EC completion? And what would be the loan quantum we can get? I.e. 80% or 60%? For 15% upfront,...

0 • 1054 views 7 Answers

Anonymous in Home Financing

asked on 23 Jan 2014

Hi gurus, notice with the implemented MSR/TDSR, buyers are finding it hard to secured loan. Will housing prices drop to match the guidlines?

0 • 766 views 1 Answer

Anonymous in Home Financing

asked on 23 Jan 2014

Hi, when i applied for In Principle Approval for a purchase of resale hdb, the bank rejected it due to previous bad credit. how do i go about to reapply to other banks ? Will the results be the same? My spouse and me both are SC, total income 8k

0 • 772 views 1 Answer

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