Property & Real Estate Discussions on Home Financing

3473 Results Found in Home Financing

Mr. Woo Koon Cheng in Home Financing

asked on 13 Feb 2014

Hi I am a 41 year old Singaporean citizen working overseas. I do not own any HDB or private property in Singapore but I own one overseas property with an off-shore loan. My questions is whether LTV and TDSR for my off-shore loan will be taken into...

0 • 616 views

Anonymous in Home Financing

asked on 10 Feb 2014

Hi Gurus, I'm a SPR planning to get my first property in Spore. Assuming my CPF is sufficient for the 15% and both the BSD +ABSD. Is there any way to pay the BSD +ABSD from CPF instead of initial cash outlay before CPF reimbursement ?

1 • 608 views 1 Answer

Mr. terrence senthuran in Home Financing

asked on 7 Feb 2014

I need to buy a 2 bedroom condo in woodlands.I need to apply IPA. How can I apply? Any advice.

0 • 971 views 8 Answers

Mr. Jason Ng in Home Financing

asked on 7 Feb 2014

When the banks decide on an in principal loan amount, do they take into account that the monthly CPF contributions more than exceed the monthly installments? Or are they very strict on their estimation?

0 • 769 views 1 Answer

Anonymous in Home Financing

asked on 7 Feb 2014

Hi I'm planning to get a resale and sell off my current unit. But want to buy 1st before look for buyer for my current unit as I do not have any place to stay if I sell mine before getting a new one. Will the bank actually loan for short term...

0 • 772 views 3 Answers

Mr. ANDREW CHNG in Home Financing

asked on 7 Feb 2014

I want to buy a flat for my son a student with no income and his work permit holder wife earning $2300. Are they eligible for loan and can I use my private property as collateral for their loan? Please advise.

0 • 662 views

Anonymous in Home Financing

asked on 6 Feb 2014

Dear gurus, I'm now residing in a 3-rm HDB purchased under the Singles scheme. I will be getting married in Dec, and my (future) wife and I plan to dispose of my current flat to upgrade to a larger unit - either HDB or EC. We would like to check,...

0 • 853 views 4 Answers

Mr. terrence senthuran in Home Financing

asked on 27 Jan 2014

I’m a new PR. I would like to use my CPF to buy the house. How much the minimum CPF fund should be in my account to buy a condo below 1m? Do I need to have full 15% in my CPF or is there any minimum deposit?

0 • 5216 views 4 Answers

Anonymous in Home Financing

asked on 26 Jan 2014

My wife and me own a 4 room hdb with a loan outstanding $170k. We plan to upgrade to a EC. Would we be able to stay in the hdb while waiting for the EC completion? And what would be the loan quantum we can get? I.e. 80% or 60%? For 15% upfront,...

0 • 1022 views 7 Answers

Anonymous in Home Financing

asked on 23 Jan 2014

Hi gurus, notice with the implemented MSR/TDSR, buyers are finding it hard to secured loan. Will housing prices drop to match the guidlines?

0 • 762 views 1 Answer

Anonymous in Home Financing

asked on 23 Jan 2014

Hi, when i applied for In Principle Approval for a purchase of resale hdb, the bank rejected it due to previous bad credit. how do i go about to reapply to other banks ? Will the results be the same? My spouse and me both are SC, total income 8k

0 • 766 views 1 Answer

Anonymous in Home Financing

asked on 22 Jan 2014

I will be selling my HDB (est about 500K) after the MOP is up. I will have an outstanding loan of about 150K at that time. How much loan can I take from the bank (if I am selling the HDB away)?

0 • 903 views 6 Answers

Anonymous in Home Financing

asked on 16 Jan 2014

Hi, Good Afternoon! I am Sandy and would like to ask some questions for buying house. May i know how much i have to prepare cash for want to buy 3 rooms flat or 4 rooms flat. Me and my husband both are PR and we are working also. We have some...

0 • 1206 views 7 Answers

Anonymous in Home Financing

asked on 15 Jan 2014

Hi, I noticed the interest-only mortgage payment calculator on propertyguru http://www.propertyguru.com.sg/mortgage_calc_interest_only Can I clarify if such interest only mortgage loans are permitted currently? My impression after some reading up...

0 • 449 views 1 Answer

Anonymous in Home Financing

asked on 15 Jan 2014

Hi, need to know how long IPA valid?is IPA the confirmed loan amount?when can we apply for the letter of offer from bank after our IPA?

0 • 2962 views 6 Answers

Mr. Patrick Ong in Home Financing

asked on 15 Jan 2014

May I know where can I read more about the MSR before deciding about home buying because I thought MSR only applies when CPF members wants to withdraw their CPF after age 55 but before that, it should not be a problem withdrawing it to buy home?

0 • 1234 views 7 Answers

Anonymous in Home Financing

asked on 14 Jan 2014

I want to buy HDB resale, I want to ask if I'm taking HDB loan, whether I'm compulsory to use all my CPF in OA account?

0 • 983 views 5 Answers

Anonymous in Home Financing

asked on 13 Jan 2014

Hi, my wife and I both are new SPR. WE are interested to buy a condo in Sg. With only 120k cashflow and combine income of 8k, are we capable to buy any private condo or apartment? We looking for investment. Normally how much cash do we need for...

0 • 851 views 2 Answers

Ms. Petrina Sin in Home Financing

asked on 12 Jan 2014

What is the minimum deposit for private housing for a Singaporean working overseas?Who are the recommended mortgage brokers?

0 • 9158 views 10 Answers

Anonymous in Home Financing

asked on 11 Jan 2014

Our combined income is $11,900 almost the 12k capped.Are we eligible for EC? Need to appeal?

0 • 978 views 7 Answers

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