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Hi, I am self employed and declared 40k annual income last year. This year, I am intending to declare 100k income. will I still be able to take HDB loan if I buy a resale? will my wife's income be taken into consideration? She works in a company and her income is 30k for last year and this year.
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YT Tan (陈永达)
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Good afternoon, With a.combined income of more than $10k, both of you are not eligible to take up HDB loan anymore as income ceiling for it is up to $10k. You can go ahead and apply for HLE first and see what HDB says. If it fails, you have to turn to bank loan instead. If you need any assistance in your property purchase, feel free to contact me. cheers! YT Tan ECG Property 9111 5171  Yt.lovelyhomes@gmail.com Read More
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