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hi all, appreciate gurus reply here than private email or calling, i just need to know how much overall cash is need to pay upfront for a resale condo of 1.15m, it will be 2nd property for invest or own stay, my current hdb fully paid n likely to rent out. we able to get 80% loan for 20 yrs,our total cpf able to deduct is 170k after setting aside half min. sum,so how much more for cash to be paid???.thanks all guru who able to post yr pro answers here..
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5 Answers

YT Tan (陈永达)
Good morning, you need to fulfill these before eligible to purchase a private property. Have you fulfill your flat's MOP? Is your household has at least a Singapore citizen? Because if your household is a SPR, you have to sell off your HDB within 6 months from condo purchase completion. If you are a SC household, you will be subject to 7% additional buyers stamp duty while a SC/ SPR household is subject to 10%. Thus you will need around $175k cash if you take into consideration 20% downpayment, estimated 3% buyer stamp duty, 7% absd, $3k legal fees, valuation fee, stamp duty for mortgage and your excess $170k cpf oa funds into consideration. Hope it helps. If you need any assistance in your property purchase, feel free to contact me. Cheers! YT Tan ECG Property 9111 5171  Yt.lovelyhomes@gmail.com Read More
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  • WK
    thanks, mop fufilled, so total cash is 345k for 1.15m?
Joanne Chia 谢诗琳
Good day sir / madam ........assuming both you and spouse are singaporean ..........it could be possible to save the 7% ABSD by de-coupling ..........de-coupling is NOT divorced ..........addition condition ie lower income spouse solely is able to finance the hdb subject to MSR .......higher income spouse solely able to finance condo subject to TDSR ......contact me for more details .........chia_joanne@yahoo.com.sg............hp 8333 3327  joanne chia ..........huttons real estate Read More
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YT Tan (陈永达)
Apologies for late reply cause Pguru doesn't notify us if anyone replies to our post. If both of you are Singapore citizen (7% ABSD) and you have excess $170k CPF OA funds after keeping aside minimum sum of $74k for each person, cash outlay should be around $170k. I can email you the financial plan that I drafted out if you are keen. If you never take your $170k CPF OA funds into consideration, yes the total cash outlay could be around $340k. Feel free to contact me if you need any clarification. Cheers! YT Tan ECG 9111 5171  yt.lovelyhomes@gmail.com Read More
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如需房产相关协助,
包括出租、出售、购买或投资,
欢迎联系我。

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WhatsApp me at >> ✔✔9856 9255 or through this link.:https://wa.me/6598569255.

-----------------------99Years------------------------999Years---------------------->>>

IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.

WhatsApp me at ✔✔ ABLE TOH (65) 9856-9255  or via this link:

https://wa.me/6598569255

Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.

✔✔✔You can READ my REVIEWS here:Able S K Toh

https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

For PRIVATE HOME BUYERS

✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge

✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents

DEVELOPER SALES TEAM

✔✔ BEST PRICES ✔✔ NO AGENT FEES

✔✔ LOWEST PRICE GUARANTEED

For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.

✔✔ Connect Singapore Line (ABLE TOH): (65) 9856-9255 

WhatsApp: https://wa.me/6598569255

---///------
CHINESE VERSION // 中文版本

如需房产相关协助,
包括出租、出售、购买或投资,
欢迎联系我。

✔✔ ABLE TOH/ 诗强(65)9856-9255
WhatsApp:https://wa.me/6598569255

✔✔✔查看我的客户评价:
Able S K Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

私人住宅买家服务
✔✔ 协助转售及新私人住宅
✔✔ 买家无需中介费

发展商销售团队
✔✔ 最优惠价格
✔✔ 无中介费
✔✔ 保证最低价

新推出私人公寓资料、电子手册、户型图及价格表,
欢迎随时联系。

✔✔ 新加坡联系号码(ABLE TOH)/ 诗强:(65)9856-9255 Read More
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