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Good morning, I will always recommend my buyers to apply for In Principle Approval before they start house hunting. With the IPA on hand, you will have a better idea whats your budget and you won't lose your $1k option money. The loss of option money always happen when buyers realized they can't obtain a substantial bank loan. Hope my explanation helps! If you need any assistance in your property purchase or banker's contact, feel free to contact me. YT Tan ECG Property 9111 5171  yt.lovelyhomes@gmail.com Read More

Get the AIP or HLE done first. This will very much shape your criteria in purchase. Like what YT has indicated, the $1k maybe insignificant, but rather losing the opportunity to purchase an ideal home could be painful as most of my buyers who makes a successful offer for any units usually have associate themselves staying comfortably and happily in the apartment thus they tend to take a longer time to secure the next apartment with due comparison with the first choice they make. Regards, Geryl LIM Real Estate Director Masters Of Real Estate (L3010548F) CEA Reg R014783H Mobile: +65-81577565  /+65-92787772 Email: geryl7772@gmail.com https://www.facebook.com/propertyblogshop https://www.facebook.com/media/set/?set=a.297043923770884.1073741832.284747148333895&type=1&l=90fca1674e M.O.R.E Landed Dynamic Alliance - www.DAG.com.sg Home of *7772 Hotline Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ "Landed 7772" in Mobile Apps Store or Play Store now! **Aspiring to be your preferred partner in real estate** ARE YOU FREE 21st May?? Watch out this space for more landed homes deals!! More than 50% units sold @ Royal Wharf, London. A new prime waterfront township in central London awaits your attention. An excellent opportunity for investment in an ideal location. Studio units are almost sold out!! https://www.facebook.com/media/set/?set=a.372619176213358.1073741861.284747148333895&type=1 Call us to find out MORE! Read More