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Good evening Ivy, do take note that you will be subject to 5% ABSD as a SPR household and this must be paid in cash. Your $75k CPF OA funds will be enough to pay the 15% CPF downpayment and estimated 3% BSD. But how much cash do you have on hand? This amount will be needed to pay 5% cash downpayment and 5% ABSD which will be around $30k and this cash outlay doesn't include private legal fees, stamp for mortgage, 1% agent commission, valuation fee, resale HDB submission etc. Hope my explanation helps. If you need any assistance in your property purchase, feel free to contact me. YT Tan ECG Property 9111 5171  yt.lovelyhomes@gmail.com Read More

Hi Ivy, You can use your $75k CPF in Ordinary Acct for your 15% of the property price, stamp fee (including ABSD) and legal fee. However, you need to have 5% of the purchase price in cash as required under the MAS rulings. You can comfortable afford a house below $320-$330k based on your current CPF. Please contact me at 9007 6388  / jessie6388@gmail.com for further discussion. Jessie Associate Team Director Powerful Negotiators PropNex Read More

Hi Ivy, Based on the amount you have in CPF, You have no issue paying the ABSD, BSD and 15% downpayment. Feel free to contact me at 9273 6096  for more detailed calculation . Regards Yanhui ERA HP:9273 6096 Read More