Dear sir, In your circumstance, I believe the loan quantum would be the significant factor in making a decision, therefore knowing how much you can loan after considering TDSR and various financial commitments will put yourself in a favourable position to understand if the upgrading will be feasible since you have already found your financial position. The loan to value ratio stays consistent throughout based on eligibility in terms of any outstanding loan concurrently as well as the tenure of loan with respect to age of borrower. Regards, Geryl LIM Real Estate Director Masters Of Real Estate (L3010548F) CEA Reg R014783H Mobile:
+65-81577565
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