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Loans for HDB is based on MSR and TDSR. For private property, its only based on TDSR. Assuming you do not have any debts or loans, and you are looking at purchasing HDB, you should use MSR as a guide. Unfortunately you did not provide you age thus I am not able to give you and estimate. Rgds Philip Chong, Associate Team Director, SAEA Mortgage Planner, Propnex Realty Pte Ltd Read More

Dear prospective buyer,

Question is why would you want to subject yourself to such confusion since getting the HLE (HDB loan) or IPA (bank loan) is without obligations and you will have a clearer picture on your loan eligibility.

Regards,
Geryl LIM
Real Estate Director
Masters Of Real Estate (L3010548F)
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com
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