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89750 Results Found

Mr. JOHN . in Home Financing

asked on 8 Nov 2014

Hi,
1. what documents are required for bank loan? if no payslip, can I get a letter from employer stating average monthly salary?
2.For Example, I use all my ordinary account CPF + bank loan to finance a new hdb flat, and I'm still employed...

0 • 3427 views 9 Answers

Anonymous in Home Financing

asked on 23 Nov 2014

My wife and me age 52 years old; currently we have a 3-room resale flat with an outstanding loan from HDB We get the BTO key at the end of Decrement 2014. After the HDB loan grant and the CPF monies, the outstanding amount will be $169.030.42,...

0 • 2492 views 10 Answers

Anonymous in Home Financing

asked on 21 Nov 2014

Can a newly discharge bankruptcy apply a home loan with bank?. We are deciding to downgrade our flat and at the same time looking for a reliable & professional housing agent to assist us with our home buying and financing. Thank you!

0 • 2118 views 9 Answers

Mr. Aik Seng Khor in Home Financing

asked on 25 Nov 2014

I want to apply a bank loan to purchase EC. However I have existing loan for my HDB flat which I am going to sell before the EC TOP. I heard that I can sign the undertaking letter to HDB committing to selling the existing flat. Where can I find...

0 • 1906 views 10 Answers

Anonymous in Home Financing

asked on 18 Nov 2014

I currently co-own a condo with my sister bought 2 years ago. We currently stay with the parents and co-pay partly through CPF.

What are my options if I want to buy another condo with my future partner?

If I transfer ownership to my mother,...

0 • 1422 views 11 Answers

Ms. Jacqueline Chen in Home Financing

asked on 30 Oct 2014

I was supposed to pay a 20% downpayment (5% cash and 15%cpf) with 80% bank loan. However if the bank was to only offer me the loan at 73%, then how do I make up for the 7% shortfall? Using cash, cpf or mixture of both?

0 • 1212 views 8 Answers

Anonymous in Home Financing

asked on 27 Nov 2014

Hi, if i want to purchase an EC cost $900k, but i been offered $600K of bank loan. can you advise what is the cash upfront i have to come out with and how can i make up the shortfall?

0 • 1077 views 11 Answers

Mr. Dragon Fly in Home Financing

asked on 2 Nov 2014

I intend to buy a EC at 880k but after much calculation, I still has a shortfall of about 195k.

My question is can I wait until I sold off my current HDB flat and my 200k CPF money return to my CPF acct then I use it to pay off the shortfall....

0 • 902 views 2 Answers

Anonymous in Home Financing

asked on 19 Nov 2014

May I know what grants are available to a first-time couple earning a combined monthly income of 8K with regards to the purchase of a resale flat?

Thanks.

0 • 864 views 3 Answers

Anonymous in Home Financing

asked on 5 Nov 2014

I have already finished the MOP for my HDB and I want to invest in a private property. As I am still servicing my current HDB home loan, what is the maximum bank loan I can get for the private property? Is it 60%?

Thanks in advance.

0 • 839 views 3 Answers

Anonymous in Home Financing

asked on 30 Nov 2014

I have become a SG citizen and now working in Hong Kong. I want to buy a small condo in District 9 of SG for investment / renting out. Regarding the TDSR, should I assume that it is only applicable to the SG context if I take up a housing loan...

0 • 828 views 3 Answers

Mr. Jimmy Chua in Home Financing

asked on 24 Nov 2014

I have bought a BTO (TOP 2016), and am intending to purchase a private property in year 2021 (earliest possible). Is it advisable to drag my HDB loan repayment period 25 years (even though I can clear the loan ~12 years)? Thanks.

0 • 724 views

Anonymous in Home Financing

asked on 8 Nov 2014

I plan to purchase a landed home with my 23-year old daughter. I am 57 years old. I understand the recent regulations restrict my loan tenure to my age limit of 65 years old. Can my daughter take up a 35-year loan?

0 • 663 views 4 Answers

Anonymous in Home Financing

asked on 24 Oct 2014

My spouse is a foreigner and we have a Singaporean child. I'm unemployed currently. We would like to buy a HDB flat. Is there any way we can get a housing loan? Thanks.

0 • 625 views

Anonymous in Home Financing

asked on 20 Nov 2014

will there be any chances to get a bank loan of more than 250k based on a monthly income of $2500/mth ? Hle loan is too little for me as im the sole owner and my spouse is occupier .

0 • 613 views 1 Answer

Anonymous in Home Financing

asked on 8 Nov 2014

Hi, my girlfriend is the owner of a 3-room hdb flat with the mother as the occupier. I have no property under my name. My girlfriend and I intend to purchase a property after we get married. Will our LTV be capped at 50% because of my girlfriend...

0 • 563 views 1 Answer

Ms. Jo Tan in Home Financing

asked on 26 Oct 2014

I am single planning to buy re-sale 4 room flat and I am eligible for HLE. Can I loan from two institution; HLE 50% & Bank 50%?
Thank you for your reply in advance.

0 • 559 views 4 Answers

Mr. JOHN . in Home Financing

asked on 7 Nov 2014

Hi,
When getting HDB loan from bank, do they just consider the 'take home pay(employee CPF minus off)' or total income before minus off employee CPF contribution?
Thanks in advance.

0 • 535 views 1 Answer

Mr. Aik Seng Khor in Home Financing

asked on 25 Nov 2014

Hi, I booked an EC on Deferred Payment Scheme. Can I apply the bank loan after the S&P is signed? Currently my wife is looking for job, so that we can loan bigger amount.

0 • 532 views 1 Answer

Mr. anip Sharma in Home Financing

asked on 8 Nov 2014

Can I finance a property in India by taking a loan in Singapore? If yes, how?

0 • 369 views 2 Answers

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