Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Mr. Allen Chung in Home Financing

asked on 19 Sept 2013

If I use my CPF to clear my current outstanding loan to qualify for 80% bank loan to purchase a 2nd property, can I pay the bank loan using my monthly cpf contribution?

0 • 1136 views 6 Answers

Mr. Patrick Soh in Home Financing

asked on 18 Sept 2013

I am a Singapore PR, whose PR is expiring soon. I have SGD 1 million in my CPF, and would like to buy a property about 900K. I am currently retired and my spouse is working as a lecturer in Malaysia (annual pay about RM70K). Would I (and not my...

0 • 1145 views 8 Answers

Mrs. Drouot in Home Financing

asked on 18 Sept 2013

Dear PropertyGuru, I am a foreigner (french) moving to Bali within 2 months. Wish to buy a house in Ubud, for commercial purposes (rental purposes, the house has business licence authorizations with a leasehold status). Wish to know if there...

0 • 997 views 5 Answers

Ms. Jace Lim in Home Financing

asked on 17 Sept 2013

What is the cash component if I wish to buy a private? Could you work out using a housing price range $850000. No issue with 30 years loan from Bank. I understand that loan from bank is up to 80%. So the remaining 20% is by cash? When...

0 • 1800 views 9 Answers

Ms. liling li in Home Financing

asked on 16 Sept 2013

I am the sole owner of my private residential property. If I refinance, can I add in my husband's name as co-owner, so that we can utilise his CPF?

0 • 869 views

Ms. Jace Lim in Home Financing

asked on 16 Sept 2013

How difficult it is to get bank loan if I have existing credit card debts? And if say I clear the debt, how long will it take to get approval? Do I have to wait for 5 years when my credit record is clear?

0 • 421 views 1 Answer

Ms. Jace Lim in Home Financing

asked on 16 Sept 2013

What is the HDB and bank loan interest rate at this moment?

0 • 701 views 1 Answer

Anonymous in Home Financing

asked on 16 Sept 2013

Hi, can anyone tell me how to do the rough calculation for TDSR? how much loan will we get for total income 4.5k, assuming if there's no debt clean record.loan tenure 30 years.thanks.

0 • 589 views 1 Answer

Anonymous in Home Financing

asked on 15 Sept 2013

Hi gurus, We are married singaporeans.Both are below 35 years old.We intend to buy a new ec unit from developer.We have clean records, no debts or other installments.Our total income are 5k.How much roughly the bank loan amount we will get?heard...

0 • 449 views 3 Answers

Anonymous in Home Financing

asked on 14 Sept 2013

we are singaporean couple 35 yrs old, looking for a ec unit of 900k,roughly how much cash do we need in hand and cpf to pay the downpayment?including the stamp duty?

0 • 909 views 6 Answers

Ms. Kia Nee Heng in Home Financing

asked on 12 Sept 2013

If I have estimated 180k CPF funds in my OA account and monthly contribution to OA is about 1k. And my preferred flat cost about 400k,can I actually afford it without topping up cash?

0 • 687 views 2 Answers

Anonymous in Home Financing

asked on 11 Sept 2013

Hi,we are married singaporeans,our total income is 4.5k,we have 100k cpf and 80k cash in hand, we intend to buy a new 3 bedroom ec unit direct from developer preferably in punggol, our budget is 700k.is it possible?

0 • 611 views 1 Answer

Anonymous in Home Financing

asked on 11 Sept 2013

My husband and I want to apply for home loan but I'm working part time with no fixed income for more than 5 years with the same company,if there's no computed payslip,will a company's letter, proof of working since indicating my average yearly...

0 • 555 views 2 Answers

Anonymous in Home Financing

asked on 10 Sept 2013

We are married sc,both 35 yrs old,our total income is 4.5k.We have 100k cpf and 60k cash. Looking at new 3 bedroom ec priced up to 800k.Possible?

0 • 909 views 6 Answers

Anonymous in Home Financing

asked on 9 Sept 2013

My wife and I wants to buy a new 3 bedroom ec from developer.My income is 3.5k,and my wife she does not a fixed income as she is working part- time.Our cpf is around 100k and we have 70k cash in hand.Is it possible?

0 • 990 views 7 Answers

Anonymous in Home Financing

asked on 8 Sept 2013

Hi gurus,We are married sc,both of us below 35 years old.Our total income is 4k.We have 100k cpf and 50k cash, based on that,can we still purchase a new 3 bedroom ec unit from developer?can we use 60% of our total income which means its 2.4k for...

0 • 782 views

Ms Carol in Home Financing

asked on 7 Sept 2013

I've enquiries on the purchase of resale HDB flat for planning on how much COV i can afford: Scenario: * Buyer with CPF OA of $250,000 (within CPF withdrawal limit) and has intention to fully utilize the CPF for the resale flat purchase, intends...

0 • 2802 views 7 Answers

Anonymous in Home Financing

asked on 7 Sept 2013

We are married sc, thinking of upgrading to a new ec from our current 5room HDB flat.The TDSR of buying new EC from developer is up to 60% of total income?what is apply a haircut of at least 30% to all variable income (e.g. bonuses) and rental...

0 • 924 views 2 Answers

Anonymous in Home Financing

asked on 4 Sept 2013

Hi may I know the valuation for 5I Blk 203A Punggol,high floor, COV that can be expected?

0 • 641 views 3 Answers

Ms. Doris in Home Financing

asked on 1 Sept 2013

For part purchase of private property e part purchase value is 480k, how much is e legal fees, stamp duty, other related expenses etc. hOw much housing loan wil I be able to get fm bank. I Am 50 yrs old.i do not have other loan.thank u

0 • 853 views 1 Answer

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