Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Anonymous in Home Financing

asked on 23 Sept 2013

Hi agents, Can anyone give me a payment breakdown or calculation if we were to purchase a 900k new ec unit direct from developer.bank loan,cash and cpf.

0 • 1197 views 10 Answers

Ms. Irene Louis in Home Financing

asked on 23 Sept 2013

Hi. I'm a Singaporean and my husband is a PR. We own a HDB flat and plan to buy a condo unit. Can the property be in my name so as to avoid the additional stamp duty for PR, but my husband will finance the loan. Can this be done?

0 • 773 views 4 Answers

Anonymous in Home Financing

asked on 23 Sept 2013

Hi, We are married singaporeans,with 100k cpf and 50k cash, below 35 years with our total income of 5k,debt-free.We called a few banks and the bankers gave us an estimated our loan that we can get and mostly around 600K.I intend to get a new 3...

0 • 773 views 2 Answers

Anonymous in Home Financing

asked on 22 Sept 2013

Hi guru, We have 100k cpf and 50k cash and our total income is 5k, we are both singaporeans,age below 35,we do not have any debt.We want to buy a new ec direct from developer budget around 800k.Is it possible?

0 • 945 views 8 Answers

Mr. Benjamin Wee in Home Financing

asked on 22 Sept 2013

I recently completed a transaction for a 3-room Resale Flat with my parents as the co-owners without any grants. As I am currently in a relationship, I am trying to plan for the next flat with my wife-to-be. Have some queries on transferring...

0 • 531 views 1 Answer

Anonymous in Home Financing

asked on 21 Sept 2013

How long will it takes to apply home loan from banks?When will it expire? do we need to show our income tax or our latest 3 months payslip?

0 • 568 views 2 Answers

Mr. ramesh varadhan in Home Financing

asked on 20 Sept 2013

Hi, My wife and I are SPR. Planning to buy resale HDB house. My current job is Independent Contract and consider like self employee. How much % home loan will get from Bank.

0 • 385 views 1 Answer

Mr. Allen Chung in Home Financing

asked on 19 Sept 2013

If I use my CPF to clear my current outstanding loan to qualify for 80% bank loan to purchase a 2nd property, can I pay the bank loan using my monthly cpf contribution?

0 • 1141 views 11 Answers

Mr. Patrick Soh in Home Financing

asked on 18 Sept 2013

I am a Singapore PR, whose PR is expiring soon. I have SGD 1 million in my CPF, and would like to buy a property about 900K. I am currently retired and my spouse is working as a lecturer in Malaysia (annual pay about RM70K). Would I (and not my...

0 • 1148 views 8 Answers

Mrs. Drouot in Home Financing

asked on 18 Sept 2013

Dear PropertyGuru, I am a foreigner (french) moving to Bali within 2 months. Wish to buy a house in Ubud, for commercial purposes (rental purposes, the house has business licence authorizations with a leasehold status). Wish to know if there...

0 • 1006 views 5 Answers

Ms. Jace Lim in Home Financing

asked on 17 Sept 2013

What is the cash component if I wish to buy a private? Could you work out using a housing price range $850000. No issue with 30 years loan from Bank. I understand that loan from bank is up to 80%. So the remaining 20% is by cash? When...

0 • 1803 views 9 Answers

Ms. liling li in Home Financing

asked on 16 Sept 2013

I am the sole owner of my private residential property. If I refinance, can I add in my husband's name as co-owner, so that we can utilise his CPF?

0 • 874 views

Ms. Jace Lim in Home Financing

asked on 16 Sept 2013

How difficult it is to get bank loan if I have existing credit card debts? And if say I clear the debt, how long will it take to get approval? Do I have to wait for 5 years when my credit record is clear?

0 • 430 views 1 Answer

Ms. Jace Lim in Home Financing

asked on 16 Sept 2013

What is the HDB and bank loan interest rate at this moment?

0 • 707 views 1 Answer

Anonymous in Home Financing

asked on 16 Sept 2013

Hi, can anyone tell me how to do the rough calculation for TDSR? how much loan will we get for total income 4.5k, assuming if there's no debt clean record.loan tenure 30 years.thanks.

0 • 594 views 1 Answer

Anonymous in Home Financing

asked on 15 Sept 2013

Hi gurus, We are married singaporeans.Both are below 35 years old.We intend to buy a new ec unit from developer.We have clean records, no debts or other installments.Our total income are 5k.How much roughly the bank loan amount we will get?heard...

0 • 455 views 3 Answers

Anonymous in Home Financing

asked on 14 Sept 2013

we are singaporean couple 35 yrs old, looking for a ec unit of 900k,roughly how much cash do we need in hand and cpf to pay the downpayment?including the stamp duty?

0 • 915 views 6 Answers

Ms. Kia Nee Heng in Home Financing

asked on 12 Sept 2013

If I have estimated 180k CPF funds in my OA account and monthly contribution to OA is about 1k. And my preferred flat cost about 400k,can I actually afford it without topping up cash?

0 • 701 views 2 Answers

Anonymous in Home Financing

asked on 11 Sept 2013

Hi,we are married singaporeans,our total income is 4.5k,we have 100k cpf and 80k cash in hand, we intend to buy a new 3 bedroom ec unit direct from developer preferably in punggol, our budget is 700k.is it possible?

0 • 614 views 1 Answer

Anonymous in Home Financing

asked on 11 Sept 2013

My husband and I want to apply for home loan but I'm working part time with no fixed income for more than 5 years with the same company,if there's no computed payslip,will a company's letter, proof of working since indicating my average yearly...

0 • 568 views 2 Answers

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